Homeowners and Mortgages Have a New Wrinkle ADVANTAGE!
June 15, 2022
Hosted by Frank Helring
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Guest Information
Episode Description
Home Ownership, every person's dream! Here in America we probably are the world's leader in our citizenry being able to purchase and hopefully evenutually fully own the roof over their heads. I remember when I first started out with an apartment, 2 Bedroom that ran, now don't faint, $125 per month. Moving out of that into a rental home my financial obligation became $800 per month for a 4 Bedroom Family Style Home (2 children now added) and then it happened, my first home purchase of the home that I was currently leasing! Now my first experience with Home Ownership, carried a monthly outgo of $1200 per month, not counting of course property taxes! Four years later I traded up to the home I now reside in on a private country club (Golf Course View) home and life could not be better. But for most, that is NOT the case today! We are now riding one of the biggest BOOM markets in Real Estate and home's such as mine are now well over 1 Million Dollars and still climbing. This really puts a cramp on most families to acquire their first starter home as I did and more importantly the financial commitments that are associated with this ballooning housing market are daunting at best. Today, my guest has tackled these current issues and has come up with a very unique approach to Home Finance and there is no doubt in my mind that he is looking at one the most challenging arena's of the financial world today, which is Home Ownership. Creative Financing, Variable Interest Rates, Short Maturities, Yearly Renegotiated Mortgages (Depression Era Strategy), World War II GI Bill, Adjustable Rate, Hybrid and Sub Prime and dare I say Government Intervention??? The actions of the past are not enough for the challenges of the future! My guest today has come up with what I consider to be one of the most innovative approaches to acquiring Home Ownership with a tremendous amount of upside potential while at the same time, mitigating risk to such a degree that once you find out what he is up to, I think you will agree with me . . .The Future is NOW!
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BizZne$$ BuzZ is all about your business. Small business is in trouble and they have been as far back as the “rocking” that occurred in 2008. The 14.2 percent loss of many brick and mortar small businesses happened by the year 2015 (source, NFIB 2015 Report). Already being squeezed by Internet predators, like Amazon, E-Bay, etc. They are literally sucking the life out of small businesses by customer and profit “siphoning.” B2B Networking Groups and social media disappointments abound.
Small business needs a “counter” to these E-commerce tsunamis and that mechanism is the power of UNITY, RELATIONSHIP and the Law of RECIPROCITY. This is an EDGE that is a non-compete. The “perfect storm” of shut down/customer distancing, lack of capital and uncertainty are the devastating effects of COVID19 disruption.
Our mission is to provide your business the boost that it needs to recapture your personal visions, rejuvenate your operations and to bring about a platform that represents your interests.
Frank Helring
Frank Helring is the CEO and Founder of TheHubmartLLC. He is an established executive with over 45 years of service encompassing Christian ministries, private/corporate insurance, public/philanthropic enterprises and private equities sectors.
His past tenures include owning his own General Insurance Agency from October 1977 to 1991, serving as an Executive Director with World Vision of Orange County from 1994 to 1998 inclusive as a President and CEO of a community-based organization.He has served as President of JMS Consulting Group 2004-2006, a private equities firm in Los Angeles during which time he personally consulted to the VP of Benefits of the legendary NFIB.com on “Boutique” Membership programs and Association negotiating levels of involvement. He and his wife have owned Allure Med Aesthetics, Inc. a medical aesthetics practice, since 2013. Most recently, he is currently involved with revolutionary firms engaged in accelerating the emerging “opportunity commercial marketplace” and cutting edge medical regeneration technologies.
Frank resides in Mission Viejo, with his wife Rhoda. His combination of grassroots community involvement, strategic relationships formation and continued success as a visionary corporate entrepreneur distinguish him as an invaluable asset to the small business community at large.
