Helping More of Us Realize the American Dream, with Lou Brown
February 17, 2023
Hosted by Patrick Laing
[Download MP3] [itunes] [Bookmark Episode]
Guest Information
Episode Description
Only 20% of people in the United States can currently get approved for a home loan yet Louis Brown with Certified Affordable Housing Provider explains how this percentage can change and is changing with the CAHP “Path to Home Ownership” program, the first education program/company of its kind that's blending a powerful entrepreneurial opportunity with helping meet the long-held goal so many Americans have of owning their own home someday. Patrick Laing, headliner host of the VoiceAmerica Business radio show, Finding Certainty, visits with the nationally renowned real estate expert as the two address the housing market's alarming conditions, especially for Post 9/11 Era veterans. The cost burdens for these veterans (and others) are significantly higher compared to previous generations, with a 35% average cost-burden, leading to wide-spread housing affordability struggles (this means that ~ 35% of their income is used on housing expenses, such as rent or mortgage payments, property taxes, utilities, and insurance). 21st Century veterans are far less likely than previous generations to own their homes, with less than 50% of Post 9/11 veterans benefiting from the VA loan program's broad access to zero-down mortgages with favorable rates. These trends are concerning, and younger veterans especially seem to face their own unique homeownership challenges today. While younger households are usually less likely to own a home in general, this trend persists and is even more exaggerated for Post 9/11 veterans, even when controlling for demographics. Louis Brown is working to empower these warriors and others like them in their pursuit of the American Dream of homeownership. For more information, please watch the video at https://www.youtube.com/watch?v=o0TRhn-6icU or visit Lou at https://www.louisbrown.com. For more information on Patrick Laing, Certainty Management, or the Finding Certainty show, visit www.certaintyteam.com or text the word Certainty to 26786.
Finding Certainty
Fridays at 9 AM Pacific Time on VoiceAmerica Business Channel
Create more certainty in your life and business with Finding Certainty's unique blend of insights, ideas, and special guests. Many of our small businesses and nonprofits need our help. They have missions that matter but struggle to bring them to pass. FINDING CERTAINTY offers a unique blend of insights, approaches, and special guests that can help. U.S. Army veteran and show host, Patrick Laing, brings his 30+ years of business experience to VoiceAmerica Business to explore the topic of CERTAINTY in our lives. Examples: Are you a business owner, 1099 contractor, part-time employee, or volunteer who needs group health coverage you can actually afford? Do you know a nonprofit who would benefit from unlimited zero-cost funding? How about cost reduction, school safety, mental health wellness, and more? All these and more are fair game on FINDING CERTAINTY. If you want more Certainty in your own life, you are not alone. Join us each Friday at 9 am Pacific, 12 pm Eastern. Find your own brand of Certainty and realize your personal American Dream with FINDING CERTAINTY. Let's unwrap The Certainty Experience together. Text the word Certainty to 26786 to learn more.
Patrick Laing
Founder and managing partner of Certainty Management, a Nevada based cost-reduction firm that helps raise zero-cost funding for U.S. nonprofits, Patrick Laing has 30+ years of business experience. A former Dale Carnegie instructor, his sales teams have achieved national recognition. One example: Patrick helped LeafGuard NW raise sales from $3.5MM to $20MM annually in just 3 years. They became # 1 in the country out of 65 offices. Promoted to National Trainer, he traveled nationwide, raising close rates 2-3 x at multiple offices. A U.S. Army veteran, Patrick worked in counter intelligence, held a Top-Secret clearance, and also served as a linguist in Italian. A graduate of BYU-Provo, Patrick served a two-year service mission for his church in Italy (‘89-90). While working for Delta Airlines, he received their top award, The Customer Service Citation. In addition to hosting Finding Certainty, Patrick is a contributing author to the Mission Matters series, a collection of lessons from CEOs whose companies are making a difference. Married to Tessha Laing, they live in Las Vegas and are proud dad and step-mom to 4 scholarship winners: in tumbling (U. of Oregon), diving (Cal State-Bakersfield), and academics x 2 (U. of OR & Wellesley College). Their youngest son, Evan, is a sponsored mountain bike racer. Patrick enjoys fly fishing, traveling, and time with his family. His proudest achievement, other than dad and husband, is the free nonprofit fundraising help his company provides.
