Will Financial Advisers be replaced by the crowd, and how does technology change the way Gen-Y’s plan investment and saving?
December 5, 2013
Hosted by Brett King
Financial Advisers emerged in the US in the 1970s, but hit their stride in the 1980s with new professional designations, associations and regulation emerging to create an industry that is just over 300,000 persons strong. The US alone manages more than $13 Trillion in Assets under Management (AuM) in Mutual Funds, and the US Stock Market has close to $20 Trillion in Aum. But investor behavior is changing. The number of financial advisers in the US shrank by almost 2% last year, as more an more people use technology, investment tools and platforms and seek advice from less traditional sources. And then we have Gen-Y… This group looks for advice on investments, on savings and on financial products in a very different way. Blogs, collaboration tools, even YouTube videos increasingly are part of their reference point before making an investment decision. In this week’s show we talk to three experts in the personal financial advice and personal financial management space who are actively involved with the 20-30 year old investor, and have seen significant shifts in the way they plan, save and invest. Ashley Jacobs is the community coordinator, social media editor, and the college finance writer for http://www.wisebread.com. Lou Carlozo, based in Chicago, is a personal finance contributor for Reuters Money, a columnist with DealNews.com, and a primary contributor at Money Under 30. Mary Beth Storjohann, CFP®, is the Founder of Workable Wealth and works as a writer, speaker and financial coach for individuals and couples in their 20s and 30s http://workablewealth.com. Join this unique group as they discuss the future of financial advice powered by social, mobile and collaboration.
Breaking Banks Fintech
Thursday at 12 Noon Pacific Time on VoiceAmerica Business Channel
Many industries have been revolutionized by technology in the last decade.
Books, Music, TV, Communications, and now it's happening to our money.
Fintech, or financial technologies, is the new disruption that is sweeping
across the globe and dominating the tech world conversations on everything
from ApplePay to new credit algorithms, and upending the access to capital.
Fintech is going to give millions of people who have never had access to
banking, saving, and capital, a bank account that they carry in their hands.
Tune into Breaking Banks with Brett King, for a look at how technology and customer behavior will bring about more changes in banking in the next 10 years, than in the last 200 years. Listen every Thursday at 3pm eastern time, noon pacific on the VoiceAmerica Business Channel. You'll never look at your bank account the same again.
Brett King is a three times bestselling author, well-known futurist and speaker, and founder of a breakout new retail banking and lifestyle concept "Moven.” King was voted as American Banker's Innovator of the Year in 2012, and was nominated by Bank Innovation as one of the Top 10 "coolest brands in banking.” King has been featured on CNBC, Bloomberg, BBC, Financial Times, The Economist, The Asian Banker Journal, The Banker, Wired magazine and many more. He contributes regularly as a blogger on Huffington Post.
King initially achieved recognition for his bestselling book BANK 2.0, which received widespread industry acclaim and topped category lists in the UK, USA, Germany, Japan, Canada, France Russia and Asia. 'Branch Today, Gone Tomorrow' - King's second book achieved bestseller status in its first week on Amazon. His current book BANK 3.0 is currently topping the charts in the US, UK, China, Canada, Germany, Japan and France and has been published in English, Chinese (Simplified/Traditional), Korean, Russian and Polish to-date. He is widely considered the foremost global expert on retail banking innovation today.
As an industry thought leader, King has delivered keynotes at conferences in more than 40 countries for organizations like Google, Forbes, and Oracle. He has served as an international judge for The Asian Banker Retail Banking Excellence Awards, the GSMA Global Mobile Awards, the Middle East Business Achievement and Retail Banking Awards.
- 12/26/2013: Special Encore Presentation: Disruption Abounds – why books, music and newspapers were just the start! Listen Now
- 12/19/2013: Where the mobile bank account was born Listen Now
- 12/12/2013: Seamless transitions: Can banks create a uniform user experience for all platforms? Listen Now
- 12/5/2013: Will Financial Advisers be replaced by the crowd, and how does technology change the way Gen-Y’s plan investment and saving? Listen Now
Daud Vicary Abdullah
Daud Vicary Abdullah is the President and Chief Executive Officer of INCEIF, The Global University of Islamic Finance. He has been in the finance and consulting industry for more than 38 years, with significant experience in Asia, Europe, Latin America and the Middle East. Since 2002, he has focused exclusively on Islamic finance where he has contributed to a number of books on the subject and has co-authored a book on Islamic finance entitled “Islamic Finance: Why it makes sense.” He is also a frequent speaker and commentator on matters relating to Islamic finance. He is a Chartered Islamic Finance Professional (CIFP), a Distinguished Fellow of the Islamic Banking and Finance Institute of Malaysia (IBFIM) and a former Board member (2003 – 2007) of the Accounting and Auditing Organization for Islamic Financial Institutions (AAOIFI). Prior to INCEIF, he was the Global Islamic Finance Leader with Deloitte. He was also previously Acting CEO of Asian Finance Bank, an Islamic bank based in Malaysia, and Managing Director of Hong Leong Islamic Bank. View Guest page
Cherian Abraham is the Mobile Commerce and Payments Lead at Experian’s Global Consulting Practice. Cherian serves on the Board of Advisors for SimplyTapp and ModoPayments. He is an ex-affiliate analyst with Yankee Group on Mobile Commerce and Marketing Strategies. He serves on the Editorial board at E-Finance and Payments Law Policy, a UK Journal. Prior to his role at Experian, he founded DROP Labs, a mobile and payments advisory and continues to publish analysis on the role of mobile in the realm of payments, fraud and commerce. View Guest page
Chris Abraham is a leading expert in digital, including online reputation management(ORM), Internetprivacy, social media marketing and digital PR with a focus on blogger outreach, blogger engagement and Internet crisis response. A pioneer in online social networks and publishing, with a natural facility for anticipating the next big thing, Chris is an Internet analyst, Web strategy consultant and advisor to major brands. He specializes in Web 2.0 technologies, including content syndication, online collaboration, blogging, and consumer generated media. Chris Abraham was named a Top 50 Social Media Power Influencer by Forbes, #1 PR2.0 Influencer by Traackr and Top 10 social media influencers by Marketwire. For what it’s worth, Chris has a Klout of 77 the last time he looked. View Guest page
Osama Al Rahma
Mr. Osama Al Rahma is a Director at Al Fardan Group and the CEO of Al Fardan Exchange, UAE. Mr. Al Rahma is the Chairman of Foreign Exchange & Remittance Group (FERG) in the UAE, a group registered under Dubai Chamber of Commerce & Industry. He is also the Chairman of Global Reach Portal Services, a platform for mobile money transfers and payment services under the brand name REACH. He is an active member of the Management Committee of Al Fardan Financial Services. Mr. Al Rahma is the former Vice Chairman of Dubai Quality Group, a semi-government, non-profit organization and a former Board of Standard of the American Academy of Financial Management (AAFM). Mr. Al Rahma earned his postgraduate degree in Management Studies at the University of Hull, UK and a graduate degree in Electronics Engineering from the University of Bahrain. Mr. Al Rahma is an alumnus of the J.F. Kennedy School of Government’s Executive Program at Harvard University, in Dubai School of Government and also an alumnus at Queen’s University in Canada for an Executive Courses in Strategy and Finance. He has passed several trainings and workshops in Zurich, New York and Frankfurt. View Guest page
Rajiv Anand is the Group Executive & Head, Retail Banking at Axis Bank. Over the last 25 years of his career, Mr. Anand has focused on the financial services industry having held key management positions at leading global financial institutions. He brings strengths in capital markets and building new businesses to his responsibilities at the Bank. Mr. Anand joined the Bank from its asset management arm, Axis Asset Management Co. Ltd., in 2013, where he held the position of Managing Director & CEO. In this role, he was responsible for determining the strategic direction of the firm as well as the day-to-day management of the AMC operations. Mr. Anand is a rank holding qualified Chartered Accountant and holds a Bachelor’s degree in Commerce. He is an avid sports lover and movie fan. Mr. Anand’s family consists of his wife who is a graphic design professional and two daughters. View Guest page
With public perception of banks at an all time low, Giles Andrews, CFO of ZOPA, has a revolutionary approach that's fit for the iPod generation. As the CFO of social lending exchange ZOPA, a start-up challenger to the banking industry, Andrews and his colleagues are at the forefront of what they hope will be a "consumer revolution in financial services". Zopa is the online marketplace where people meet to lend and borrow money. Lenders get great returns and borrowers get low-cost loans. And with no bank in the middle, everyone gets better rates and money becomes human again. View Guest page
D. Scott Andrick
Scott Andrick has over 10 years of diverse management experience in credit card/retail bank operations and call centers both domestically and internationally. Additionally, he has worked for more than 10 years at both Pegasystems and Chordiant in a variety of roles including Professional Services, Sales Consulting and currently Marketing. As a native Midwesterner, Scott calls Chicagoland home when not on the road visiting customers View Guest page
Deva is a technologist at heart who brings an unique business value proposition with his diversified experience in various vertical industries that include Banking, Finance, Mortgage, Healthcare, B2B marketplaces and Logistics. Deva has been involved in business and IT strategy, creating and delivering digital roadmaps and developing large scale Web, Mobile and Enterprise class software architecture, design and product development.
Deva has two Masters degrees in Computer Science and an Executive MBA from University of Utah. He is involved in various social causes in the Salt Lake City area by engaging actively at United Way and the Asian Pacific Diversity Council at Zions Bank.
Deva loves to understand new emerging technologies especially in the payments arena. He closely follows the startup activity and blogs about the industry trends at his personal blog and Twitter. Some day he would love to return to school to get a PhD. View Guest page
Managing VP of Global Platforms, Strategic Partnerships & Developer Community View Guest page
Matt Applegate is an MBA student at Wharton. Prior to Wharton, Matt spent 5 years in sales, strategy, and operating roles at J.P. Morgan in New York. At Wharton, he is the VP of Content for Wharton FinTech. He manages and produces original content for the organization's blog, podcast, and Twitter account. He also represents Wharton FinTech at industry conferences, including Money20/20, LendIt, and PYMNTS.com's Innovation Project. This summer, Matt pursued his interest in consumer finance and technology as an intern on the Revenue Strategy team at Credit Karma. View Guest page
Wade Arnold founded Banno in 2008 and served as its CEO until its sale to Jack Henry & Company in March 2014. As founder and CEO, he oversaw all aspects of the development and maturation of the Company, including product development, key partner relationships and the Company’s overall financial and strategic direction. Under Arnold’s leadership, the Company expanded its market reach to community financial institutions nationwide. With over 500 direct clients and strategic reseller relationships with core processors, payment processors and online banking providers, Banno was a market leader in providing differentiated web and mobile solutions. With only limited angel investment, the Company remained profitable throughout Arnold’s tenure, while still releasing innovative new product offerings funded by organic growth. As noted above, in March 2014, Jack Henry and Associates acquired Banno. Arnold currently serves as the Managing Director of Mobile and User Experience for Jack Henry. View Guest page
David L. Bach is an American financial author, television personality, motivational speaker, entrepreneur and founder of FinishRich.com. Bach, is best known for his Finish Rich Book Series and Automatic Millionaire Series of motivational financial books under the Finish Rich® Brand. He has written 12 books since 1998 with over seven million copies in print. Eleven of Bach’s books have been national bestsellers, including nine consecutive New York Times bestsellers, two of which were consecutive #1 New York Times bestsellers (The Automatic Millionaire and Start Late, Finish Rich). Bach has had four of his books Smart Women Finish Rich, Smart Couples Finish Rich, The Automatic Millionaire and The Finish Rich Workbook appear simultaneously on the Wall Street Journal, BusinessWeek, and USA Today bestseller lists. View Guest page
Scott Bales is the global leader on Innovation, Trends, Design and Mobility. A thought leader who thrives on the intersection between cultural and behavioral changes with the technology innovations. He is Chief Mobile Officer for Moven, the world’s first-ever card-less bank. Scott is a self-proclaimed extrovert who has meshed a fascination with people and what motivates them, with his enthusiasm for technology. An Australian, who currently runs the Asia Pacific office of boutique advisory firm, User Strategy in Singapore. He is “the most influential on the advancement of financial services and mobility.” With over ten years of international experience in innovation, thought leadership, implementation planning, and strategy, he is a sought after consultant and speaker who communicates his unorthodox ideas with passion and charisma. View Guest page
Shelly Banjo writes about the future of finance and is trying to figure out how technology, changes in consumer behavior, and regulation are fundamentally reshaping banking, payments, investing and currencies. (She also tracks the tensions between Silicon Valley tech honchos and Wall Street kingpins as this all develops.) Shelly worked at The Wall Street Journal for eight years, where she became obsessed with the retail sector and consumer behavior and wrote pieces on the end of impulse shopping, falling retail traffic and the global garment trade. Shelly has an MBA from NYU Stern with a focus on international economics and a degree in journalism and international studies from Northwestern University. View Guest page
Within the Top 35 Global FinTech Financiers Who Place the Bets (Institutional Investor - 2015) Janos Barberis’ expertise regards the new regulatory considerations generated by the development of the FinTech Sector. He founded FinTech HK, which he established to spur Hong Kong's FinTech eco-system. This led him to produce Hong Kong’s first FinTech report viewed over 17’000 times. In parallel, Janos sits on the advisory board of the World Economic Forum’s (WEF) FinTech Committee. He is also the founder of the SuperCharger, a FinTech accelerator backed by Standard Chartered, Baidu, HKEx and Tuspark Global Network. Previously, Janos was an Associate at a prospective UK retail bank, Lintel, helping it to secure a banking license from the PRA & FCA. His role follows a specialist interest developed over 7 years, in financial systems and their stability. Notably, Janos proposed to reform the Chinese shadow banking sector by developing P2P lending channels. View Guest page
For 20 years James Barrat has created documentary films for National Geographic, the BBC, Discovery Channel, History Channel and public television. In 2000, during the course of his career as a film-maker, James interviewed Ray Kurzweil and Arthur C. Clarke. The latter interview not only transformed entirely Barrat’s views on artificial intelligence, but also made him write a book on the technological singularity called Our Final Invention: Artificial Intelligence and the End of the Human Era. View Guest page
Mr. Osama Bedier serves as Chief Executive Officer at Poynt. Mr. Bedier serves as Vice President of Platform, Mobile and New Ventures for PayPal. Mr. Bedier has executive experience in software development for companies where protection of customer information is paramount. Mr. Bedier has extensive experience in the areas of product development, program management, software engineering, eCommerce, streaming media, IP over satellite, digital rights management, and systems View Guest page
J. Michael Beird
J. Michael Beird Co-Founder and Managing Director of Financial Services BankersHub.com Michael Beird is Co-Founder and Managing Director of Financial Services for BankersHub.com, web-based education, live-streaming conferences, and consulting to the financial services and banking industry. Prior to BankersHub, Michael was Director of Banking in the Financial Services Practice of J.D. Power, bringing more than 30 years of retail banking experience to managing all syndicated and proprietary studies in their banking industry practice. Michael spent 13 years in bank consulting with a focus on workforce management and process re-engineering for branch banks and retail operations. Earlier in his career, Mr. Beird worked as management advisor at financial services consulting firms and began his career with 14 years in banking with both Shawmut Bank Boston and Bank of America. He received a bachelor's degree in social psychology at the University of California, Irvine, and an MBA in finance and accounting from Cornell University's Johnson School of Management. View Guest page
Jan Bellens is a member of the EY Global Leadership team for Banking & Capital Markets. He is committed to supporting EY's leading clients with important or rapidly growing exposure in the emerging markets and in Asia. He works closely with the global team to define and implement the EY Growth Strategy. He assists in building and acquiring cutting edge solutions for our international clients and he ensures the EY practices in emerging markets and Asia are seamlessly connected regionally and globally View Guest page
Dave is a founding Director of Consult Hyperion. Here he provides specialist consultancy support to clients around the world, including all of the leading payment brands, major telecommunications providers, governments bodies and international organisations including the OECD. Before helping to found Consult Hyperion in 1986, he spent several years working as a consultant in Europe, the Far East and North America. He graduated from the University of Southampton with a B.Sc (Hons.) in Physics. Described by The Telegraph as “one of the world’s leading experts on digital money”, by The Independent as a "grade-A geek", by the Centre for the Study of Financial Innovation as "one of the most user-friendly of the UK's uber-techies" and by Financial World as "mad", Dave is a member of the editorial board of the E-Finance & Payments Law and Policy Journal, a columnist for SPEED and well-known for his blogs on Digital Money and Digital Identity. He has lectured to MBA level on the impact of new information and communications technologies, contributed to publications ranging from the Parliamentary IT Review to Prospect and wrote a Guardian column for many years. He is a media commentator on electronic business issues and has appeared on BBC television and radio, Sky and other channels around the world. View Guest page
Carrie Birgbauer, M.A. has been an educator for 17 years and is also a certified money coach. As a former kindergarten master teacher, chief of staff, college tennis player and yoga instructor, she’s one of the most worldly people you’ll ever meet. At the age of 30, Carrie realized she had never balanced a checkbook, stuck to a budget or been able to sustain savings. She thought that financial freedom meant “swiping the card!” So began her quest for a financial education. She read innumerable books, tried Quicken, Mint, traditional financial therapy and even designed her own financial tracking software to no avail. At a friend’s suggestion, Carrie hired a money coach and, finally, found what she had been looking for. For the first time in her life, Carrie had access to essential financial tools, distinctions and awareness as well as an accountability partner to help her look at the emotional side and psychology of money. The effects were so profound and inspiring that Carrie completed the intensive financial counselor training program at the Financial Recovery Institute and started her own holistic money coaching practice. View Guest page
Vice President, Spring Bank, (Bronx, NY)
Spring Bank is an independent, South Bronx based community development bank, founded in late 2007.
Spring Bank works to set a new standard for community banks nationwide, while providing affordable, mainstream financial products to under banked people and businesses throughout New York City.
Spring Bank works closely with a network of non-profit community based organizations to efficiently deliver the bank’s services to clients who would otherwise remain outside of the financial services mainstream. These efforts are centered on reducing transaction costs, building assets, and increasing access to responsibly underwritten and priced consumer loan products.
Brian is also a founding partner at ArgoFund.com, an recently launched online lending marketplace focused on responsible, local small business lending.
Among other initiatives, Brian is a founding director of the Frederick Douglass Blvd. Alliance, a non-profit association of stakeholders committed to the economic development of the Frederick Douglass Blvd. commercial corridor in Harlem. He also serves on the credit committee of Business Outreach Center Capital (BOC), a leading New York micro lender, and frequently contributes to access to capital panels for entrepreneurs and small business.
Brian holds a B.A. from Dickinson College, Carlisle, PA;, and an M.B.A from Baruch College, CUNY, New York, NY. View Guest page
“I had to do it”
Anne Boden has turned innovation into a habit when it comes to money. In her first banking role, she helped pioneer a new same-day payment service that transformed electronic money. 30 years later, that revolutionary spirit inspired Starling Bank as a way to put people back in control of their money.
Starting from scratch by putting the customer at the heart of the bank was – in Anne’s opinion – the only way for real change to happen. So that’s what she did; that’s how we came to be here. View Guest page
Alec is a Managing Partner for Rufus Leonard. He advises brands and corporations on the strategic development of revenue generating or category differentiating digital products and services, whilst also being responsible for leading a department to deliver against internal commercial and strategic targets. Previous to Rufus Leonard he was Client Services Director for AnalogFolk, a client lead at AKQA and lead Digital Account Director at LIDA part of the M&C Saatchi village. He has also worked for some of the world’s largest and most challenging brands across a large number of major categories including: • Finance - Barclays, FSA, HSBC, RBS/ NatWest, Virgin Money • Telco - Orange, Nuance • Consumer electronics/ white goods - Acer, Whirlpool • CPG / FMCG - Procter and Gamble, Reckitt Benckiser • Automotive – Alfa Romeo, Porsche, McLaren, SEAT and Mini • Manufacturing – ABB, TRW, Schneider Electric • Other - DHL, Shell, Unicef, Army, RAF Specialties Mobile, social media, emerging technology, innovation, service design, business invention, strategy and global. View Guest page
Fintech fanatic, committed to helping change the financial service industry to be customer centric, adaptive, flexible, and creative. Ardent supporter of inclusiveness, diversity, and creating strong communities in FinTech and Financial Services.
Distinct preoccupation with modernizing legacy banking systems, dynamic pricing strategies, and customer loyalty programs. Advocate of nurturing Customer Lifetime Value for both banks and those they serve. Confirmed evangelist for adopting technology to transform the Financial Services industry for the greater good.
Successful track record in strategic business development and marketing industry based enterprise software solutions for the insurance and financial services industries. View Guest page
Pascal is the Partner at Route 66 Ventures in charge of early and late stage equity investments (VC/PE). He has over 20 years of experience in investment banking in Europe and the U.S., and in operating emerging high-growth technology and consumer-facing companies. His areas of expertise include early stage investing and scaling business operations in high growth environments. Pascal began his career in commercial banking in Europe with Banque Paribas, and moved to investment banking with Dai Ichi Kangyo Bank, where he built a diverse portfolio of $600 million in senior, subordinated loans and equity investments. He then moved to the U.S., where he worked with start-ups and high-growth, post-revenue technology firms. Pascal was the CFO of Dante Group, an enterprise software company, and Vice President of Finance and Business Development for International Language Engineering Inc. (“ILE”), a software services company specializing in internationalization and localization services. At ILE, he helped grow revenue from $3 million to $25 million in less than 3 years. He also co-owned and was the CFO and COO of a chain of gourmet food stores in the Washington, DC area. Most recently, Pascal served as Chief Information Officer of The American Home. Pascal holds a B.B.A. from Institut Superieur du Commerce in Paris and an MBA from the University of Virginia Darden School of Business. He is also a Chartered Financial Analyst (CFA). View Guest page
David Michael Brear
David is the Chief Thinker at Think Different Group. He is a FinTech Strategist, Speaker, Scholar & Writer who is consistently voted amongst the most popular business and FinTech influencers. He spends his time these days helping banks, regulators & governments be better. David was most recently the Global Director of Digital Banking in Gartner with senior roles before this at Infosys, Lloyds Banking Group, Aviva and Foolproof. David has a deep range of experience and qualifications across a number of digital disciplines gained from over 10 years working at an agency, consultancy and on the client side for a number of top financial services global brands. Having transformed the digital landscape for a number of banks and insurers, David is now working as strategist and advisory to banks looking to take their Digital Transformation to the next level. View Guest page
Alan Brill is a Senior Managing Director at Kroll Cyber Security, a part of Kroll Advisory Solutions. He is the founder of Kroll’s global cyber security practice and has been in the cyber security consulting field for 39 years. He has conducted international security reviews and investigations of cyber-security incidents for major corporations and governments. He is a frequent speaker at international conferences, and on media outlets ranging from the network news programs to the BBC, CNN Deutche Welle, and many others. His work on defending the campaign of President Obama from foreign hackers was recently featured on NBC Nightly News. He is the author or co-author of 7 books and over 100 articles. He has lectured for the FBI, Secret Service, NATO Center for Defense Against Terrorism, the Kennedy School of Government and at conferences of the American Bar Association, American Bankers Association and has testified before congressional committees. He has served as a special master for the federal courts. He holds BA and MBA degrees from NYU, and is a graduate of the U.S. Army’s Command and General Staff College and of the National Defense University. Prior to joining Kroll, he was with the New York City Department of Investigation, as well as with E &Y, NASA’s Manned Spacecraft Center and served as an officer at the Pentagon. He holds CISSP, CFE and CIPP credentials and is a Fellow of the American Academy of Forensic Sciences. View Guest page
Mr. Brown is currently a Managing Director at Luxoft and is focused on the growing Internet of Things (IoT) industry for the company. Mr. Brown leads the Seattle, Washington-based IoT division of Luxoft (previously Radius Inc., acquired by Luxoft in October 2014). The division builds modern applications and systems for Fortune 500 companies that help them capture, manage and get value from their growing volume of enterprise data. Mr. Brown was previously President, Radius Inc. and helped it grow to be one of the Puget Sound Business Journal’s “Washington State Best Workplaces”. From 1997 to 2004 Mr. Brown held a number of marketing, planning and business strategy roles in Microsoft Corporation. Mr. Brown holds a MS Mechanical Engineering and a BS Mechanical Engineering from the University of Washington. View Guest page
Richard Gendal Brown
Richard Gendal Brown is the Head of Technology for DLG and is one of the world’s leading authorities on distributed ledger systems and architectures. Previously, Richard was the Executive Architect for Banking and Financial Markets industry innovation at IBM UK. His previous roles with the company, for whom he has worked for almost fifteen years, included Lead Account Architect for a global Investment Banking client and a consultant for IBM software products. He is an advisor to several FinTech start-ups and he mentors at London’s StartupBootcamp accelerator. Richard maintains a widely-read blog that is regarded by many as one of the most forward thinking publications in the space (gendal.me). He is a Chartered Engineer, holds an MBA from Warwick Business School and a first-class degree in Mathematics from Trinity College, Cambridge. View Guest page
John Hope Bryant
Recognized as one of Time magazine’s “50 Leaders for the Future,” John Hope Bryant is an American entrepreneur, author, philanthropist, and prominent thought leader on economic empowerment and financial dignity. Bryant is the founder, chairman, and chief executive officer of Operation HOPE, Inc.; chairman and chief executive officer of Bryant Group Ventures, and co-founder of Global Dignity. He currently serves on the U.S. President's Advisory Council on Financial Capability for Young Americans. A member of the founding class of The Forum of Young Global Leaders, and founding member of Clinton Global Initiative, Bryant is a LinkedIn Influencer and Huffington Post contributor. His Facebook Live “Silver Rights” Series has received millions of views, and serves as an engaging platform to foster essential discussion in the digital space around financial inclusion and social uplift. He has received over 500 awards for his work, including, Oprah Winfrey’s Use Your Life Award. View Guest page
An associate director and founder of the Chappuis Halder & Cie consultancy (www.chappuishalder.com), Patrick is an international digital Financial Services expert, turning banks to innovate. With first-hand experience of the transformation of the banking landscape, Patrick is enthusiastically involved in the launch of digital offerings, in different places (Europe, Asia, Latin America). He recently launched Soon in France (www.soon.fr), in partnership with AXA, one of the first banking services in the world to offer a brand new user experience, designed first for mobile use. He graduated from the Telecom University of Paris. View Guest page
Kamal Budhabhatti is the founder and Chief Executive Officer of Craft Silicon, a Kenya-based global software development and services company.
Today, under his leadership and vision, Craft Silicon has been recognized as one of the Africa’s biggest software house across the emerging markets with its other offices in India, Nigeria and the USA. Craft Silicon has talent strength comprising 300+ technology architects, and domain experts, providing solutions to the banking, financial services and insurance industries, and Mobile Commerce. View Guest page
Fermin Bueno is Partner at Next Bank, the leading global community driving collaboration and innovation in financial services through technology, design and entrepreneurship. He is also co-founding Partner of finnovista, a financial and strategic services firm empowering fintech startups, financial institutions and other players in the disruptive transformation of the financial industry. At finnovista, Fermin has pioneered fintech events and startup competition in Europe and the Americas under the Next Bank, Innotribe and BBVA Open Talent brands. Prior to starting finnovista, Fermin was a founding employee and investment manager at Jeremie Fund, where he launched a 185 M Euro venture capital fund financed by the European Investment Fund (EIF) and other Spanish publish institutions. At Jeremie Fund, Fermin led investments at fintech, artificial intelligence, cloud and mobile technology startups. Before that, he worked at a strategy-consulting firm advising leading European mobile operators on how to capitalize new technologies through the creation of new business opportunities. Fermin started his career at Ericsson, where he developed electronic communications technologies that brought mobile internet to the masses years later, and that transformed industries such as music, media, retail and the telco industry itself. Fermin holds a M. Sc. in Electrical Engineering from Universidad de Sevilla, Spain and Royal Institute of Technology, Sweden, and MBA from IE Business School. View Guest page
Eileen Burbidge (@eileentso) is Partner at Passion Capital, the leading early-stage technology venture capital investment firm in Europe, based in London. She brings extensive operational experience to her investment activities gleaned from business and product roles at Yahoo!, Skype, Apple and elsewhere. On behalf of Passion, Eileen serves as board director for DueDil, Digital Shadows, Mondo, VINAYA and other portfolio companies.
Outside of Passion, Eileen serves as the Chair for Tech City UK; in the Prime Minister David Cameron's Business Advisory Group; as HM Treasury's Special Envoy for FinTech, appointed by the Chancellor George Osborne; and Tech Ambassador for the Mayor of London Boris Johnson.
She was made an MBE for services to UK Business in June 2015 and holds a BSc Engineering degree in Computer Science from the University of Illinois at Urbana-Champaign. Eileen holds a BSc Engineering degree in Computer Science from the University of Illinois at Urbana-Champaign. View Guest page
Luc is a co-founder and the CEO of NGDATA. Prior to NGDATA, he co-founded Porthus (EU, 2000), which delivered cloud-based solutions that IPO’d in 2006 and was acquired by Descartes Systems Group in 2010 (US/CA). At that time Luc became the EVP global marketing, product strategy and chairman of corporate planning office (US/CA). After leaving Descartes, Luc observed what was becoming a massive expansion of useful consumer data and realized that consumer oriented companies would need a solution to store, organize, sift and gain customer insights with what would become known as Big Data. Through his experience in artificial intelligence (neural networks, large data processing, rule based systems, …) he decided to join forces to create NGDATA. Luc holds a Master in Engineering and Information technology (UGent, BE) and Executive MBA (Antwerp, Kellog, IMD). Linkedin - https://www.linkedin.com/pub/luc-burgelman/9/124/11b Skype - luc.burgelman1 And, our company details: twitter - https://twitter.com/ngdata_com Linkedin - https://www.linkedin.com/company/ngdata facebook - https://www.facebook.com/pages/NGDATA/236237029803921 View Guest page
Kasey has over 15 years experience in strategy, organizational development, marketing, communications and project management. Most recently, Kasey served as Managing Director of BrandCulture where she lead a number of brand consulting projects focused on high tech, early stage growth businesses. Prior to BrandCulture, Kasey was the Chief Communications Officer of Overture Services, Inc. (since acquired by Yahoo!), the Internet search pay-for-performance pioneer where she oversaw all of the company’s communications, investor relations, and public relations. Earlier Kasey was a Management Consultant at McKinsey & Company specializing in catalyzing technology, financial services, and organizational performance. Kasey began her career as a software engineer working with both Hewlett-Packard and Digital Equipment Corporation. She holds a MS in Management from the Sloan School of Management at MIT and a BS in Engineering from Cornell University. View Guest page
Bruce Cahan is an Adjunct Professor in Stanford’s School of Engineering, where he has co-founded Stanford’s Sustainable Banking Initiative to develop and test new science-based underwriting and valuation models for tagging money with the intention of the depositor/investment/lender, and seeing the intended impacts achieved through project and business model operations. Bruce is currently organizing an independent teaching hospital bank, GoodBank™(io), in order to peer-validate sustainable banking culture as a safer, fairer and more positively impactful banker culture. Bruce’s current projects range from designing how we will bank in space, to improving interfaith banking and investment, to improving financing for urban systems, to using migration storytelling to improve financial literacy.
Bruce served as an emergency responder after the September 11th, 2001 World Trade Center Attacks, and is an Ashoka social entrepreneur. View Guest page
From MoneyDesktop’s inception, Ryan has directed the company’s strategic vision and has led its talented team to ever increasing levels of performance for its customers, partners and shareholders. He constantly promotes the mandate of revolutionizing the way people manage and spend their money. While still in college, Ryan founded and developed multiple Internet and tech businesses and drove them to multi-million dollar exits. Additionally, Ryan has spearheaded acquisitions and mergers for several startups he has directed. Ryan has worked for the smallest hot startups and the largest Fortune 100 companies. He has consulted in the US, Singapore and London for some of the world’s leading companies, including market leaders like Visa and Microsoft. He has also received multiple industry accolades, including being named to the Utah Business list of Forty Under 40, the v100 list of Top Venture Entrepreneurs and as one of the Utah Valley BusinessQ’s 10 Coolest Entrepreneurs View Guest page
Byl Cameron is the Digital Practice Lead for Carlisle & Gallagher Consulting Group. A technology veteran of 20 years and a FinTech junkie for 17, his primary focus has been on digital development, mobile design, and e-commerce behind digital technology in the financial services industry. Prior to joining CG, Cameron worked for Bank of America for 14 years as a strategic technology leader focusing on online systems operations, global delivery, and vendor management and integration. He is a graduate of Denison University and received his Master's degree from the University of Connecticut. View Guest page
Jerry Canning currently serves as Industry Director, Financial Services for Google. In this capacity, he works with marketers across banking, lending, insurance, investment/brokerage, credit card and credit report categories. In addition to his experience in financial services, Jerry has also managed Travel, Elections and Local teams while at Google. He joined the company in late 2004 from The Excite Network; prior media experience included three years at Turner Broadcasting, where he developed integrated solutions for key partners for the CNN, TBS and TNT cable networks. Jerry got his start at Foot Locker, where he had a ten-year run managing its sports marketing sponsorships, including partnerships with the NBA, NFL and MLB. Jerry is currently a board member of the New York Advertising Club, where he was recently awarded the 2011 President’s Award. He is also on the board of the NY’s Business Marketing Association. He earned his degree in Communications/Business from Muhlenberg College in Allentown, PA. View Guest page
World Council of Credit Unions
Rebecca is a proud Wisconsin native on a mission to simplify the complex. With degrees in journalism, Spanish and global cultures from the University of Wisconsin-Madison, she landed a job—only two days after graduating—that allows her to utilize a blend of her voice, language and multicultural focus as Marketing and Communications Specialist at the World Council of Credit Unions. Rebecca manages World Council’s corporate communications and is the co-author of “International Lessons for Young Adult Membership Growth.” She also produces World Council’s news releases and electronic newsletter to keep the global credit union community in the loop, and spearheads annual planning, branding and promotion for International Credit Union Day every October. Rebecca loves learning about other cultures, especially when she gets to experience them firsthand. Her favorite part about her job is traveling internationally to record minutes for board meetings, visiting credit unions around the world and meeting new people along the way. So far, she’s been to credit unions in Jamaica, Brazil, Canada, Ireland, Belgium and Australia. Rebecca (finally) got her first car at age 25 and lives with her boyfriend Jabari and kitten Ziggy in Madison, Wisconsin. She appreciates cheese, good commercials, live music, a good bargain, trying new things and sharing stories with people worldwide. View Guest page
Michael Carvin's expertise is in financial decision making. In the pre-SmartAsset days, Michael worked in Private Equity. He spent most of his time using financial models to help companies understand how to make better decisions. He believes the same type of models can help people improve their decision making. Michael is a graduate of Princeton University. View Guest page
Michael Casey is a writer and researcher in the fields of economics, finance and digital-currency technology. In September, he was named as Senior Advisor for Blockchain Opportunities at the MIT Media Lab’s new Digital Currency Initiative. He spent the previous 23 years as a journalist, the last 18 of which were spent at The Wall Street Journal, where was a senior columnist covering global economics and markets. Along with WSJ colleague Paul Vigna, Michael is the co-author of The Age of Cryptocurrency: How Bitcoin and Digital Money are Challenging the Global Economic Order. Michael is a graduate of the University of Western Australia and has a Master’s Degree from Cornell University. View Guest page
Peter Cassidy is the secretary general of the Anti-Phishing Working Group (APWG), the largest and most influential independent coalition combating Internet crime today, having cultivated the organization since 2004 into an internationally recognized authority on electronic crime with more than 3,200 members from more than 1,850 information technology companies, law enforcement agencies, government ministries, universities and research institutions worldwide. Peter is a product development consultant, software designer, industrial analyst and widely published writer, speaker and commentator on information security, white collar crime and electronic crime who has been investigating the intersection of security technologies, electronic commerce, public policy and financial crime for decades in his many capacities. View Guest page
Megan is Chief Platform Officer, leading its design, development and the API strategy. Prior to joining Starling, Megan worked in technology in San Francisco, heading up product development at Intuit and Xero, two of the world’s largest financial technology companies.
Megan was working towards a PhD in cognitive science when she co-founded a technology business with a friend. She fell in love with building tech products and the creative, collaborative approach of a cross-functional team, so decided to pursue this at Intuit.
Megan joined Starling because it has the tech, the vision and the world class team to do something truly notable – disrupt the banking industry in the fintech capital of the world, by building a full stack bank from scratch with the vision for the world’s best current account.
If she wasn’t at Starling, Megan would be working on building her own fintech company.
Follow Megan on Twitter here View Guest page
Non - Executive Director Education and Experience Julie Chakraverty was appointed to the Board on 4 May 2011 and became Chairman of the Innovation Committee in 2014. She is also a non-executive director for the insurance company Amlin where she is Chairman of the Remuneration Committee. Previously she served on the boards of Spirit Pubs and Paternoster Insurance. During her executive career Julie was a Board Member of UBS Investment Bank where she held a number of global leadership positions with a specialist background in digital platforms and fixed income.
The “CreditDelta” portfolio product she founded won industry awards for innovation every year between 2001-2009. In 2015 she was a judge at the London Innovator Awards.
Julie is a Trustee for the Girls Day School Trust and graduated with a first-class Economics degree from St John’s College, Cambridge. View Guest page
Jean Chatzky, the financial editor for NBC’s TODAY show, is an award-winning personal finance journalist, AARP’s personal finance ambassador and host of the podcast HerMoney with Jean Chatzky on iTunes. Jean is a best-selling author; her most recent books are Operation Money, a free financial guide for military service members and families; and Money Rules: The Simple Path to Lifelong Security. She believes knowing how to manage our money is one of the most important life skills for people at every age and has made it her mission to help simplify money matters, increasing financial literacy both now and for the future. In 2015, Jean teamed up with Time for Kids and The PwC Charitable Foundation to launch Your $, a financial literacy magazine reaching 2 million schoolchildren each month. She lives with her family in Westchester County, New York.www.jeanchatzky.com View Guest page
Andrei Cherny is CEO of Aspiration, an online financial platform with a conscience that is democratizing access to great financial products, built on mutual trust, and founded on the idea that we can do well and do good at the same time. Aspiration trusts customers to pay what they think is fair, donates 10% of all its revenue to microloans and mentoring for low-income Americans, and makes it easy for customers to give to the charitable cause of their choice. Founded in 2014, Aspiration is one of the fastest growing online financial firms in America. View Guest page
Ivan Cheung is an investment promotions associate at InvestHK, a Hong Kong-based company that provides entrepreneurial services. Cheung holds a BA degree from Wilfrid Laurier University. He currently lives in Canada. View Guest page
Dan started his career twenty years ago as a data analyst in Vancouver, Canada's most beautiful city. Abandoning the idyllic pleasures of the Pacific Northwest, Dan has since lived and worked in Toronto, San Francisco, Cincinnati, Dallas, and now New York. While Dan has worked for big companies such as SPSS (now IBM) Burke, The Angus Reid Group (now IPSOS-Reid) and Millward Brown, his passion lies in bringing new businesses to life. To date Dan has been a founder of three companies: Planetfeedback (now Nielsen Buzzmetrics), Eppointments, and SurveyU as well as an early participant in Polimetrix (now YouGov USA) and Globalpark (now QuestBack). He wakes up every morning, eager to see Ypulse reach its full potential. View Guest page
Claire is CEO of Innovate Finance and an industry leader in financial services innovation and entrepreneurship. Innovate Finance is a new industry organisation dedicated to accelerating the next era of technology-led financial services innovators. Members include pre- revenue start-ups as well as international corporations across sub-sectors including IBM, Santander, Visa, Monitise, Transferwise, Currency Cloud, Coinfloor and many more. Innovate Finance is backed by the City of London Corporation, Canary Wharf Group, and championed by the UK Government. Claire founded and is now Chairman of Pivotal Innovations, a firm specialising in corporate innovation and accelerator programming in the Tech Sector. Claire also co-led the implementation of Level39, Europe’s largest Technology Accelerator for FinTech and Smart Cities companies in Canary Wharf. An Imperial College MBA alumna, Claire specialised in Innovation, Entrepreneurship and Design, and helped establish the business incubator for Virgin Unite, the ‘Branson Centre for Entrepreneurship’. She advised the Guardian Media Group on their 'Digital First' transformation strategy and helped implement their company-wide change programme. Claire founded, grew and sold (2009) ‘Aesthetic Earthworks’, a multi-million dollar sustainable architecture firm based in Toronto, Canada before moving to the UK. Claire is a ‘London Technology Ambassador’, part of Boris Johnson's new group of advisors within London & Partners and an active champion for Women in Tech and Tech London Advocates. View Guest page
Bob Collymore (born 1958) is a Guyanan-born British businessman currently living and working in Kenya. He is currently the chief executive officer of Safaricom, a multinational telecommunications company. View Guest page
Charley Cooper leads business development and external affairs as Managing Director of R3CEV. Most recently, Charley worked as the Chief Operating Officer of State Street Global Market’s division of Trading & Clearing, in which capacity he headed overall strategy, development, communications and marketing. He previously served as the Global Head of Legal Operations in the risk management division of Deutsche Bank AG in London. Charley spent over two years as the Chief of Staff /Chief Operating Officer for the U.S. Commodity Futures Trading Commission and served as Senior Advisor to Deputy Secretary of Defense Paul Wolfowitz at the Pentagon. He has earned both a B.A. (Government) and a J.D. from Georgetown University. View Guest page
Alejandro Cosentino is the Founder & CEO of Afluenta, the leading and most participating peer to peer lending community across Latin America where members lend and borrow money for better yields cutting out expensive and traditional middleman. Alejandro combines a well-known experience in innovation and implementation of financial services and technology businesses. He played a critical role in the revamp of American Express Latin America and Caribbean during the ´90 and in the successful transformation of Banco Río before being acquired from Banco Santander. He also created StarMedia Gratis1 (first free ISP across Latin America) and VOY Music (first online Latin radio) designing revolutionary cross-border services. He was Executive Director of The Exxel Group (Latin America LBO) gaining experience in merge acquisitions. Alejandro has a Business Administration degree and CPA from Universidad Católica Argentina on Buenos Aires. View Guest page
Patrick is finance specialist with 10 years experience in fixed income and equity finance. He has worked as a buy-side analyst and portfolio manager in Australia, Hong Kong and UK. Patrick now spends his time solving big problems for small businesses. View Guest page
Mohammed Jama Dalal
Mr. Mohammed Dalal is the Head of Technical Services at Commercial Bank of Africa in Nairobi, Kenya. He received his Bachelor of Business Information Technology degree and subsequently Master of Science degree in IT Management from Strathmore University. Over his 12 year career, he has held senior IT management roles in key commercial banks in Kenya such as CFC Stanbic Bank (affiliated to Standard Bank South Africa) and Commercial Bank of Africa (CBA). At CBA, he has been an integral member of the team that launched the innovative M-Shwari product that has had a significant impact on the Kenyan banking industry. The product is renowned for onboarding 1 million customers in just 40 days and 12 million customers in just 3 years. In addition to being an IT professional, Mr. Mohammed has been a contributor in digital disruption discussion forums; most recently at the Seedstars World Final event held in February 2015 at Geneva, Switzerland and Temenos Community Forum(TCF) held in May 2014 View Guest page
Chuck brings 15 + years of successful product innovation experience in US and global markets. Heralded as a mobile payments innovator, Chuck designed, developed and launched the largest mobile payment system in the US from idea to beta to 10,000+ stores while at Starbucks. Prior to launching Starbucks Mobile, Chuck developed and led the innovation strategy for the $1.5 B Starbucks Card program and ran the Global Card program, which deployed in Hong Kong, Mexico, UK and Ireland. Chuck has also worked at Visa, FedEx and most recently at GoPago, a mobile commerce start-up where he was Head of Consumer Products. Chuck is skilled at turning strategy into products that exceed customer expectation, meet financial targets, enhance in store operations and offer intuitive value to the customer resulting in adoption. View Guest page
Darryl Demos Managing Director Darryl has over 2 decades of experience as a financial services productivity expert. He has participated in some of the largest bank productivity and transformation programs across the globe. His expertise in sales and service enhancement, workforce optimization and process reengineering has delivered hundreds of millions of dollars of lift for all types of financial services organizations. He also successfully founded a firm Demos Solutions which he sold to Witness/Verint before joining Novantas. View Guest page
Jesse Dorogusker, Hardware Lead Jesse Dorogusker leads hardware product development at Square, including design, cross-functional engineering, manufacturing, and operations. Prior to Square, Jesse was the Director of Engineering for Apple's iPhone, iPad, and iPod Accessories business. In the early days of the iPod, he hand-picked and led a cross-functional team in the design and development of Apple-branded accessories. In addition, his team served as the technical liaison to the booming accessories ecosystem - a business that includes 2000+ companies, $10B+ revenue across the ecosystem, and huge influence throughout consumer electronics, automotive, fitness, and health care. Jesse holds Bachelor's and Master's degrees in Mechanical Engineering from Stanford University. He is an inventor on more than 80 issued patents, ranging from medical devices to toys to consumer electronics. View Guest page
Director of Portfolio Engagement- Accion Venture Lab. Venture Lab is a seed-stage impact investing initiative that provides capital and expertise to early-stage businesses that leverage technology to increase access to financial services for underserved consumers and small businesses globally. Tahira previously led strategic projects at LeapFrog Investments, a specialist emerging market private equity fund focused on financial services. Prior to that, Tahira worked as Director of Strategy at the Aga Khan Fund for Economic Development. Based in Dubai. SShe also worked at Roshan, Afghanistan’s leading telecommunications operator, where she was Head of Corporate Strategy and launched the country’s first mobile money platform. Tahira holds an MBA from INSEAD and BAs in International Relations, Computer Science, and Education from Brown University. View Guest page
Recently named to Institutional Investor’s Tech 50 list of financial visionaries and innovators, Stephane Dubois founded Xignite to pioneer market data in the cloud. Stephane Dubois is a well-known fintech thought leader and is frequently quoted in publications, including Forbes, MarketsMedia, WallStreet & Technology, Financial News, Bob’s Guide, Inside Reference Data, and Venture Capital Journal. He has spoken at numerous fintech events around the world, including Finovate, FinDEVr, DKF, WFIC and The Money Conference. Prior to founding Xignite, Stephane was Vice President of Product Management at Advent Software, the leading provider of software solutions for the investment management industry. Prior to Advent, Stephane held senior product and marketing management positions at Walker Interactive Systems and Oracle Corporation. Stephane holds an MS in Management from M.I.T. Sloan School of Management and MS and BS degrees in international management from the MBA Institute in Paris View Guest page
Mike Dudas is co-founder and Chief Revenue Officer of Button, which enables smart connections between apps that drive installs, increase engagement and facilitate mobile commerce. Mike is a builder of mobile commerce businesses, having worked at Google, Braintree/Venmo and PayPal to conceive & grow payments, loyalty and ads/offers products from scratch to scale. Mike helped launch Google Wallet and sign anchor partners Walgreens, Subway and CVS. He then helped grow Braintree/Venmo's mobile volume at partners like Uber, Airbnb, OpenTable and HotelTonight to a $4B annual run rate leading to a sale to PayPal. Early in his career, Mike worked in corporate M&A and strategy for Disney and MTV. Mike earned a BA from Stanford and an MBA from Kellogg. View Guest page
Christine Duhaime is a prominent financial regulatory lawyer and an author and speaker. She is an anti-money laundering legal specialist with expertise in financial regulation, digital financial services (such as Bitcoin), terrorist financing, bribery, money laundering law and sanctions in regulated industries such as banks, money services businesses and casinos. She is the author of the upcoming first legal text on digital finance, and the Co-Chair of the Western Chapter of the Association of Certified Anti-Money Laundering Specialists. She is a member of the Judicial Advisory Committee, which participates in the selection process for the federal appointment of judges. Christine is frequently asked to provide insight to the media on into complex legal issues of the day, including on Bitcoin, terrorist financing, money laundering, financial regulation and policy developments, and has appeared in the Wall Street Journal, Ming Pao, the Globe & Mail, CBC News, Russian TV, Al Jazeera and the Toronto Star. She is the legal columnist for Corporate Risk Magazine and has written for Financier Worldwide and American Banker. She frequently speaks at international conferences on issues of financial crime compliance and regulation of digital finance. Christine is the Executive Director of the Digital Finance Institute and its Founder. She is responsible for setting policy direction, fundraising and building partnerships with the private and public sector for digital finance goals and initiatives. She drives the policy initiatives at the Institute for financial inclusion, balanced financial regulation, women in FinTech and its Banking on Refugees project. View Guest page
Travis is Co-Founder of Push Payments, and has been responsible for directing and building our Real-Time payments capabilities, as well as establishing Push Payments South Florida office. Travis has over 25 years of Financial Services experience, specializing in Payments, Processing, & Banking across vertical markets providing vision, insights & creative solutions.
Travis held executive positions with, FIS the #1 FinTech company as Senior Vice President & General Manager of Government Services; VP of Product Development for eFunds Systems a payments switching & card processor; VP of IT for Interliant, a ASP. Travis’ experience ranges from software development to Six Sigma process engineering, Product Design & Operational Management providing him a unique ability to have vision across corporate functions. View Guest page
Ariez Dustoor is the Co-Founder & VP of Product Development. He has an extensive business and product background. Ariez has a BA in Political Science and History from the University of Michigan where he graduated Phi Beta Kappa. He worked at McKinsey & Company after graduating and then joined a private equity firm in Boston. In 2009, he decided to pursue his long-time interest in technology and joined Yahoo’s Corporate Development team where he worked on global M&A and investments with a focus on mobile among other spaces. After Yahoo!, Ariez was approached by Rocket Internet to start a company in India and ended up moving to India for two years. Ariez moved back to the US in late 2013 and started working full-time on launching Scout Finance. View Guest page
Elizabeth Dwyer is a fintech program director. As Manager of Inclusion Hub, with The MasterCard Center for Inclusive Growth and News Deeply, Liz brings thought leaders together and enhances public engagement around the complex global issue of financial inclusion. She began her career in international development, working as a program manager with CRS in Kenya, Brazil, Peru, and Sri Lanka. She now specializes in U.S. financial technology. Most recently she designed an automated savings tool for the on-demand economy, and co-led Accion's national new product development task force with Capital One. Liz serves as an Associate Board Officer at the Center for Economic Progress, which helps low-income families cut ties with predatory financial services. View Guest page
Esther Dyson, named by Forbes magazine as one of the most powerful women in American business, is regarded as one of the most influential voices in technology. In 1980, Dyson founded EDventure Holdings, a pioneering information technology and new media company. In 1982, she took over Rosen's Electronic News. In the late 1980s, she became an active investor in Eastern European technology ventures. She also became involved in public discussion about the future of the Internet. In 2000, she started writing a column for the New York Times. View Guest page
The Head of Innovation at Lafferty Group, John Egan is an economist specialising in Innovation in Retail Banking. He has previously founded and sold engineering and finance businesses, earning multiple entrepreneurship awards including Emerging Irish Entrepreneur of the year. Prior to his current role, he was the CEO of Swiss Network Technology firm Sandbox where he oversaw the launch of over 20 new bases in Latin America and Africa as well as the expansion of the orginisations anthropological and economic laboratory where he initiated a digital economy environment, digital currency programme and created the mobile society concept. He currently sits on the University College Dublin Innovation Academy Board of Studies, is faculty at the International Academy of Retail Banking and has authored or contributed to numerous books and reports on Innovation theory and the future of retail banking. He is a regular speaker, advisor and consultant on innovation and foresight. More information can be found at iamjohnegan.me or he can be followed on Twitter @iamjohnegan View Guest page
Frank Eliason is currently Senior Vice President of Social Media at Citibank and author of @YourService published by Wiley. Frank became well known in social media for the Customer Service outreach function that his team at Comcast was involved with. This work has been recognized by many news organizations such as ABC News, New York Times, Business Week, among many others. Follow Frank on Twitter at @FrankEliason View Guest page
Born and raised in Tel Aviv, Israel, Keren Elazari is a cyber security expert, public speaker and industry analyst. Since 2000, Keren has worked on solving complex security challenges with leading IT vendors, government organizations , Big 4 firms and Fortune 500 companies. Keren is a featured speaker at many international events such as TED 2014, RSA Conference, NATO, DEFCON, WIRED and more, often invited to discuss the rising power of hackers, the value of data and the evolution of security paradigms. Keren holds a BA in History & Philosophy of Science from Tel Aviv University and the CISSP international accreditation for information security professionals. In 2012, Keren held the position of security fellow with Singularity University, and today she is a senior fellow with the Tel Aviv University Science, Technology and Security workshop, where she explores the intersection of cyber security with global issues. View Guest page
Jessica Ellerm is a Partner Development Manager for one such revolutionary, Tyro. We’re one of Australia’s biggest fintech success stories and have just launched what we hope will become one of Australia’s leading fintech hubs, The Tyro FinTechHub. We aim to empower other startups to disrupt banking, just like we have. She regularly contributes to BankNXT, an online financial thought leadership publication as well as guest post on a number of blogs. I am also the Australian fintech correspondent for Brett King’s fintech podcast, Breaking Banks. View Guest page
Managing Director, Center for Financial Services Innovation View Guest page
Vicente has a B.A. in Accounting and Finance from ITAM, an MBA from IPADE, and a M.A. in Executive Coaching from IESE.
He has gained over more than 20 years of experience in microfinance as founder and CEO of Fincomun, one of México´s leading MFI´s.
In 2012 Vicente founded Kubo Financiero, an Endeavor, and Wayra supported technology scale-up that creates online financial communities that link creditworthy borrowers with savvy investors. Kubo is positioned as the first regulated peer-to-peer (P2P) lending platform in Latin America.
Vicente aims to disrupt the microfinance sector by significantly reducing the interest rates charged to microentrepreneurs and by creating a new asset class for retail investors seeking higher returns.
Vicente is a founding member of two critical organizations for the Microfinance sector in Mexico, ProDesarrollo and AMSOFIPO, and is a Board Member of the National Credit Burreau, and the National Bank for Savings and Financial Services (BANSEFI). View Guest page
Founder of NextBank- https://nextbank.org/ Oversees design and innovation development for new and established industries, bringing fresh ideas and creative approaches to corporate problems. Passionate about the power of design to solve any challenge. Excited by the Asia Pacific region and its potential. Specialties: Customer Experience, Direct Channel Strategy & Innovation, Online Advertising and Strategy, Brand and design execution, Digital Trends, Emerging Markets - See more at: http://mobileawards.com.au/AUSAPPS14/advisorypanel.asp#sthash.QkrtaX90.dpuf View Guest page
Behavioral strategists, Dan Gregory & Kieran Flanagan argue that if you want to increase your chances of success in business and life, you should design for reality. Offering real-world strategies with a healthy dose of wit and charm, Selfish, Scared & Stupid will help you design for success by aligning with natural human behaviors and biases: selfishness, fear and stupidity. http://www.theimpossibleinstitute.com/selfish-scared-and-stupid/ View Guest page
Andres Fontao is a digital banking and mobile payments executive with experience in product management, product marketing and business development. He has a successful track record in helping grow technology-driven businesses (consumer and enterprise) with a focus on identifying and executing new market and product opportunities— horizontally, across new business verticals and into new geographic territories. A recognized thought-leader in disruptive financial services, Andres is a frequent speaker and panelist at mobile banking and mobile payments industry events in Europe and globally; as an invited speaker and panelist Andres has participated in Finextra MobeyDay 2012, Marketforce's 2011 The Future of Mobile Banking in London, GSMA 2011 MWC in Barcelona, GSMA 2010 Mobile Money Summit in Rio, next10, and the 2010 and 2009 Mobile Financial Services Congress in Miami, as well other industry events across Europe, Latin America and the US. Bilingual in English and Spanish, Andres has global exposure, having lived and worked in the US, Mexico, Spain and other European markets. He is currently based in New York City. View Guest page
As a born-again fintech evangelist, Aaron manages Final's relationships with banking partners and investors, and explores the effects of new technology on personal payments. As a former IBM’er and employee #1 of Techstars company Simple Energy, Aaron built the engineering team and architecture to deliver utility data to millions of users around the country. He holds BAs from University of Maryland in Math and Physics and truly loves cadbury eggs. View Guest page
Aaron has more than 10 years of experience in financial services and technology across Europe, Asia and Africa with Standard Chartered and Société Générale. He has led global, regional and local product and service launches, large-scale change projects and sustainable community impact initiatives.
Driven by a passion for crafting experiences and growing start-ups, Aaron has also co-founded, invested in and advised businesses spanning industries including transport, hospitality, F&B and consulting. He joins Nest to extend its startup eco-system and accelerator programs to the rapidly emerging innovation hubs in Africa. View Guest page
CEO and Founder of InvestGlass InvestGlass offers the industry's leading robot-advisor for professional investors solving suitability and appropriateness of advice. VP and Co Founder of Swissfinte.CH national association gathering 2000 fintech members in Switzerland Board Member Swiss Chinese Association Ex Union Bancaire Privée and Bank of China Behavioural Finance Research Master IAE Sorbonne HEC, Maitrise Finance Paris IX Dauphine View Guest page
David Galbraith is a designer and serial entrepreneur with over 20 years Internet experience in London, San Francisco & New York. He co-founded San Francisco’s most successful incubator, MRL Ventures, where he lead the project which became Yelp; was co-founder of the first news search engine, Moreover, which was acquired by Verisign; Origins, the first online Genealogy service, acquired by D.C. Thomson and started the first Internet company, Realtime Anywhere, in London’s tech hub, Shoreditch, in 1994. David is a qualified architect and began his career working for Norman Foster (designer of Apple’s HQ, London’s ‘Gherkin’ and the German parliament). Having designed everything from skyscrapers to software to co-creating the Internet standard, RSS, he specialises in things that seem obvious and trivially simple, but prove crucial. He has created concepts now used by over a billion people. View Guest page
Michael has spent most of the last 10 years devoted to driving growth in businesses dedicated to innovation in financial services. Prior to co-founding CommunityLend, Michael was the Vice President of Sales and Marketing at epost (www.epost.ca), a world leader in the electronic bill presentment and payment industry. Michael was responsible for leading the team that built the epost customer network which grew to include every major Canadian financial institution, over 100 of Canada's largest companies and over 3 million online users. Previous to this role, Michael was on the founding team of an Ottawa-based Internet start-up creating online enterprise solutions, on the launch team of a successful Ontario Labour Sponsored Investment Fund and was a management consultant with a Washington, DC based systems integration firm. Michael also served as a Legislative and Special Assistant to a number of Members of Parliament at the House of Commons in Ottawa. Michael attended both the University of Manitoba and Carleton University and holds a B.A. in Political Science and Economics. Michael was born in Churchill, Manitoba, and has lived in British Columbia, Ontario and the North West Territories. He currently resides with his family in Toronto. View Guest page
Robb Gaynor is chief product officer of Malauzai Software, Inc., a provider of mobile banking SmartApps for community financial institutions. In his current role, Gaynor is in charge of the product and marketing organization. Gaynor holds 23 years of experience in the financial services industry. Prior to Malauzai, he was senior vice president, e-commerce, at Union Bank, a large regional bank based in California. Before Union Bank, Gaynor was the general manager of consumer products at Digital Insight/Intuit. In this position, he was responsible for over 1,800 financial organizations, 8 million end users and over $200 million in annual revenue. Gaynor has held a variety of positions at other global financial organizations, including Swiss Bank Corp, Charles Schwab and Wells Fargo Bank. View Guest page
Philippe began his career working for Renault Suisse as a financial controller. He then gained invaluable experience in the banking industry as a consultant. Before found Kantox he was strategy & management consultant at Deloitte. He is specialised in corporate finance and business strategy. Philippe has a masters in business strategy and an MBA corporate finance, both from Toulouse Business School. View Guest page
Dr. Dan Geller
Dr. Dan Geller, Executive Vice President Market Rates Insight(MRI) View Guest page
25+ years' experience as a data-driven marketer who thrives on making marketing profitable via acquisition and retention marketing. I've succeeded in using digital and direct marketing to generate profits: - ROI greater than 100% via segmented marketing programs. - 200% ROI via onboarding and cross-sell direct marketing programs. - Managed email marketing cross-sell program that was part of a 500% ROI omni-channel marketing program. - $25,000 of annualized savings was achieved via email marketing program promoting e-statements. I've succeeded in using marketing analytics to increase profits: - $150,000 of annualized savings discovered via marketing analytics. - Saved client 22% per mail piece by designing a new data validation methodology. View Guest page
Financial Operations Manager, TransferGo View Guest page
Christina Getz provides individuals, families and professionals an opportunity to challenge traditional thinking and unlock their full financial potential by introducing an uncommon, wide-angled approach to wealth building. I organize and analyze the domains of protection, assets, liabilities and cash flow in an effort to expose unnecessary risk, inefficiencies, and costs. An emphasis is placed on maximizing resources, minimizing risk, creating balance, and preparing for the unexpected. Christina is licensed in life, health, disability and long term care insurance and offers a broad range of individual and group products through her affiliation with Wealth Advisory Group LLC and The Guardian Life Insurance Company of America. Christina is also Series 7 and 66 licensed which allows her to provide investment and retirement planning advice through Park Avenue Securites, LLC (PAS) View Guest page
Aldo is the Co-Founder of the strategic innovation firm Claro Partners and the accelerator Startupbootcamp IoT & Data. He is a strategist with strong analytical capabilities and business acumen, coupled with creativity and passion for understanding people. From his experience working at GE and with clients he understands what it takes to take an initiative through the organisation to a marketplace with complex value chains. In partnership with Anthemis, Aldo leads the Always in Beta program of helping clients build the future of financial services by understanding digital natives and the emerging FinTech landscape. Prior to Claro he has worked in business development and strategy, as a founding member of the European office of Smart Design. He holds an MBA from IESE and an MSc in Chemical Engineering. View Guest page
Samantha brings an unusual mix of corporate, start-up and academic experience and is a recognised thought leader in the strategic innovation space. Co-founder of Anthemis Edge, Samantha has designed the methodology that underpins the advisory practice and drives the growth of the business. With over 15 years experience in financial services, Samantha brings a creative, hands-on approach to growing and reinventing businesses in the digital space. She has held several senior roles at the Royal Bank of Scotland, First Data and American Express. Originally from Turin, Italy, Samantha graduated from the London School of Economics and lives in Barcelona with her young family. She has travelled over 40 countries and her first published book ‘20,000 miles with my rucksack‘ is a good read for adventure travellers. View Guest page
Co-Founder and Global COO, Startupbootcamp FinTech Markus Gnirck is the co-founder & Global COO of Startupbootcamp FinTech, the largest innovation program in the FinTech industry, based in London and Singapore. His motto is ‘Boosting FinTech in Asia’ to connect ecosystems and bring all stakeholders of the industry to the same table. View Guest page
Jason Gordo is the Chief Executive Officer of FlexScore and Valley Wealth, Inc. In addition, he is co-author of the book FlexScore: Financial Advice for the Rest of Us. Jason is a Chartered Retirement Plan Specialist® and Accredited Investment Fiduciary®. Jason holds a Bachelor’s Degree in Business Management from the University of Phoenix and continued his education by earning credentials from the College for Financial Planning and the Center for Fiduciary Studies. He is proud to be very active in his community. Currently, he is a member of the Modesto Rotary Club, a board member of the Education Foundation of Stanislaus County and on the Board of Trustees for the Gallo Center for the Arts Foundation. Additionally, he is frequently asked to speak at national financial industry conferences on a variety of topics. He was born and raised in Modesto, California and makes his home with his wife, Tracy, and their three young daughters, Emily, Lily, and Grace. View Guest page
Meghan Gound is the Assistant Vice President of eChannels at Navy Federal Credit Union. Meghan has worked in the technology industry for over 16 years. She joined Navy Federal in 2002 in the IT department, and in 2010 moved to the eChannels department in her current role. Since joining eChannels, Meghan assisted in creating an internal user experience team and transformed the mobile channel into one of the most frequently accessed channels at Navy Federal. The iPhone, Android, iPad and Kindle Fire mobile banking apps were also launched during this time, and are used by over a million members each month. Meghan holds a Bachelor of Science degree from Virginia Tech University and is married with two children. View Guest page
Udayan is a keen proponent of technology driven reformation in banking and financial services and has exceptional domain expertise in this space. He is one of the founders of the digital financial services company Anthemis Group and was a seed investor in (Bank)Simple. He serves as a Board Director with Moven and Zyfin and also advises several digital financial startups, including those in the Anthemis Group portfolio. He has led a number of innovation projects including, most recently, Zapp, the UK mobile payments system sponsored by Vocalink and being adopted by the UK banks. Udayan is a much sought after commentator on digital finance and curates the very popular “Future of Money” annual session at Innotribe, SIBOS. He’s also part of the Swift Enablers, driving innovation in the banking industry. One of the most respected deal-makers in the financial technology space, Udayan has completed over 200 deals, including a number of recent flagship transactions such as Worldpay, Interswitch and Network International, Times of Money and Skrill. He was formerly the Managing Director and Global Head of Financial Technology Advisory at Deutsche Bank AG in the Global Financial Institutions Group based in London. Prior to Deutsche, Udayan had specific responsibility for developing the pan-European specialty finance practice of Credit Suisse with a focus on financial technology. A bon viveur, Uday lives in London with his young family. View Guest page
Head- Financial Services In this role, Gordon is responsible for inspiring new business models and transformative business solutions for financial services industry by providing insights into the trends in the financial services industry and the dire client needs. He is an expert in needs and process analysis, product roadmap development, marketing automation, capital investment justification, sales team engagement, and business-driven iterative development. Prior to joining SunTec, Gordon held leadership roles at Charles Schwab where he drove the design and delivery of enrolment and pricing of all new financial products. He was also responsible for consolidation of 42 billing systems to address business and brand risks. Gordon holds a Bachelors degree from University of California and a Masters degree in Financial Analysis and Investment Management. View Guest page
Will has started 5 different high tech companies in mobile and payments. He is CEO of Loop, a mCommerce Platform provider he co-founded with George Wallner, Loop is a complete commerce platform with the 1st and only mobile wallet accepted at 90% of retailers with existing POS systems. Prior to Loop he was founder and CEO of ROAM Data, a leading mPOS solutions provider he grew from zero to a $26M annualized run rate before Ingenico took majority control. Prior to ROAM Will was founder CEO of WAY Systems, world’s first pocket size point of sale (POS) solution and service to the market, later acquired by Verifone, and for which Will was honored with the 2005 “Movers & Shakers Award” by Transaction World magazine. Prior to WAY Will was founder and CEO of EntitleNet, a security software company enabling Web and eCommerce applications with secure access management, sold to BEA Systems (now part of Oracle). Before that he was founder and President of Marbles (later Skyfire Technologies,) the world’s first thin-client mobile software company focused on enterprise mobile workforce applications. He is also currently serving on the board of ONvocal, a wearable electronics company for smartphone users, Movylo, a mobile marketing tools provider for merchants, and People Power, a smartphone monitoring and controls provider for home owners. Will earned two Masters degrees from MIT (MBA & MSEECS) after serving as a US Navy Nuclear Submarine Officer for nearly 6 years, (he was the first Chinese immigrant to serve in that role, after being naturalized as a US citizen in 1987.) View Guest page
Tom Green leads Lending Club’s new business initiatives and strategy group. Prior to joining Lending Club he spent five years at Bain Consulting, advising a variety of technology companies on topics including strategy, operations, organizational design, product, and negotiations. Prior to joining Bain he held various roles at Capital One UK in both prime and sub-prime credit, as well as marketing and product design. He launched several innovative new product and numerous successful customer management programs. View Guest page
Behavioral strategists, Dan Gregory & Kieran Flanagan argue that if you want to increase your chances of success in business and life, you should design for reality. Offering real-world strategies with a healthy dose of wit and charm, Selfish, Scared & Stupid will help you design for success by aligning with natural human behaviors and biases: selfishness, fear and stupidity. http://theimpossibleinstitute.com/selfish-scared-and-stupid/ View Guest page
John Gregory Markoff
John Markoff joined The New York Times in March 1988 as a reporter for the business section. He now writes for the science section from San Francisco. Prior to joining the Times, he worked for The San Francisco Examiner from 1985 to 1988. Markoff has written about technology and science since 1977. He covered technology and the defense industry for The Pacific News Service in San Francisco from 1977 to 1981; he was a reporter at Infoworld from 1981 to 1983; he was the West Coast editor for Byte Magazine from 1984 to 1985 and wrote a column on personal computers for The San Jose Mercury from 1983 to 1985. He has also been a lecturer at the University of California at Berkeley School of Journalism and an adjunct faculty member of the Stanford Graduate Program on Journalism. The Times nominated him for a Pulitzer Prize in 1995, 1998 and 2000. The San Francisco Examiner nominated him for a Pulitzer in 1987. He is married to Leslie Terzian Markoff and they live in San Francisco. View Guest page
Tom Groenfeldt is a freelance reporter who focuses largely on finance and technology including trading, risk, back office systems, big data, analytics, retail banking, international banking and e-commerce. His work appears at Forbes.com and in Banking Technology, Mondo Visione, The Financial News and International Finance Magazine. He also occasionally writes about art, architecture, photography and local businesses for publications in Wisconsin where he lives. He has an undergraduate degree in Russian history and politics from New College, Sarasota, FL and a masters in international relations from Rutgers Newark. View Guest page
Alok Gupta is as a Principal with The Cambridge Group based in the New York office. Alok has worked extensively in financial services consulting having helped retail banks, credit card issuers, payments firms, wealth management units and brokerages across several regions including the US, Canada, Europe and Asia. Alok focuses on helping clients develop customer-focused profitable growth strategies and the business systems that help test and implement them. His extensive functional expertise includes customer segmentation, product portfolio/feature design, precision pricing (rate and fee), customer value enhancement and channel optimization. Alok’s work is heavily anchored in generating a detailed and complete view of the financial services customer and utilizing this advanced customer knowledge to develop growth solutions. Prior to joining The Cambridge Group, Alok’s consulting history includes stints at both the London and New York offices of McKinsey, as well as Novantas and First Manhattan Consulting Group. Most recently Alok was a Principal in the Financial Services practice of PwC based in New York. Alok earned his Ph.D. in Business Administration, with emphasis on marketing, at the Stern School of Business at New York University. Earlier, he earned an MBA, with honors, at the University of Mumbai, India, where he also earned a Bachelor’s degree in Engineering, with honors. View Guest page
Daniel Gusev is a payments geek, innovation practitioner and startup amateur. As the founder of Finfit, the head of innovation at Promsvyazbank, and blogger of Retail Banking In Russia: Innovation Unfolded, he consults on innovation in respect of remote channels strategy and emerging payments platforms. He has sharpened his knowledge and skills on mobile payments and proximity payments schemes for several years, offering advice on traditional (ATM, Internet) and new ways of offering transaction services to top-10 banks in Russia. View Guest page
Supercharging innovation in financial services:
- Entrepreneur - bringing to life a new kind of startup about payments and spending
- Thinker (influential blogger on digital banking)
- Banker (successful innovation results for leading and largest banks in RU) View Guest page
Matt joined Bain Capital Ventures in 2012, to lead the NYC office and focus on business services companies, with a particular interest in financial services. Matt serves on the board of Billtrust, Novus Partners and SigFig. Prior to BCV, Matt co-founded and ran Village Ventures, where he focused on the same sectors and invested in such companies as BlueTarp, Consumer United, Dwolla, iSend, On Deck Capital, Simple, TxVia and Zipmark. Earlier in his career, Matt worked at Bain Capital in the private equity group. Matt went to Williams College, graduating in 1994 with a degree in Political Economy. Matt was the Captain of the Williams College Rugby Club for his junior and senior year, which as you can imagine consumed nearly all of his spare time. Outside of work, Matt is delighted to spend time with his wife, Jessica, and their three children. He is the Chairman of the Board of the Williamstown Theatre Festival, a regional theater associated with Williams College. Matt is obsessed with military history, and some day will write a book connecting the strategy and tactics of insurgency with what he has learned about entrepreneurship. View Guest page
I run a Product Development and Innovation company called Adaptive Lab. If you were to make a fruit smoothie of design thinking, lean startup methods, agile product development and dropped in a condensed shot of explosive tech capability you’d be tasting something a little bit like us. We partner with ambitious leaders at world class companies to design new propositions, rapidly prototype and validate them and then plan for delivery into market. We're currently working with Associated Press, Barclays, Barclaycard, Experian, Johnston Press, Tesco and Vodafone. View Guest page
Andrew Hill is an associate editor and the management editor of the FT. He is a former City editor, financial editor and comment and analysis editor. He joined the FT in 1988 and has also worked as New York bureau chief, foreign news editor and correspondent in Brussels and Milan. Andrew was named Commentator of the Year at the 2009 Business Journalist of the Year Awards, where he also received a Decade of Excellence award. View Guest page
Marc Hochstein is the Executive Editor of American Banker, and oversees its blogs, including opinion writing and news-aggregation services. Marc joined American Banker in 1998 as a reporter covering the mortgage beat and has gradually added responsibility over the years. At one time or another he has directed the paper's news coverage of mortgages, cards, consumer finance and community banking. Marc began his career as a reporter covering financial markets for Dow Jones, and he has also worked as a senior editor at GRID, a commercial real estate and architecture magazine. View Guest page
As Co-Founder and U.S. Managing Director, Sam is responsible for overseeing the overall strategic direction and day-to-day operation of Funding Circle in the U.S. Under his leadership, the U.S. business has grown exponentially since its foundation in 2012 and has emerged as the world’s largest online marketplace exclusively focused on small business loans. He co-founded the company after seeing how hard it was to get a loan for a small business, a successful gym franchise, he helped build.
Before co-founding Funding Circle, Sam served as Vice President of Business Development at SecondMarket, the leading marketplace for alternative investments. There, Sam was responsible for corporate and business development and the company's geographic expansion efforts. Sam was also part of the investment team at Pequot Capital, an $8 billion global fund manager, where he covered investments in financial technology and information services. He started his career as a strategy consultant at Katzenbach Partners, where he advised financial services and technology companies.
Sam currently serves on the boards of two private companies. He received his MBA and MS from Stanford University and graduated, magna cum laude, from Brown University. View Guest page
CEO/ Founder, Kindred,
Prior to founding Kindred, I spent 17 years in the wealth management industry leading sales teams and product development initiatives. I lead the development of digital and offline advice driven/ outcomes oriented marketing campaigns, created data driven approaches to client acquisition, and navigated an ever changing regulatory landscape which required constant innovation of our product suite. View Guest page
Chief Transformation Officer, Mashreq Bank David Horton is responsible for the strategic technology innovation initiatives of Mashreq bank, including the digital transformation strategy, future of branch and mobile banking/payments, and focuses on ensuring mashreq maintains its leadership position in cutting edge banking products and solutions. Previously David has worked as Mashreq's CIO, Head of Strategy, and Head of Infrastructure and Information Security in Mashreq. He has been living in Dubai for the past 7 years with his wife and four sons. Prior to joining Mashreq, David worked for 7 years in Bahrain for Investcorp Bank as the Chief Information Security Officer, and has held several senior IT positions in financial institutions in London such as Reuters, Lloyds Insurance and Accenture View Guest page
Denise Hughes is an inspirational speaker, avid hiker, sought after financial consultant, and author of EARN SAVE SPEND GIVE. She lives in Northern California with her husband and two dogs. The Wall Street Journal, Money Magazine, Financial Advisor, and other prestigious journals seek her advice on matters of love, money, and relationship. Once on the brink of divorce over money matters in her own marriage, she now consults with couples, individuals, and entrepreneurs on how to make money work in life and business. Her transformation inspired her to support others in transforming their money issues. Denise has a Master's degree in Counseling Psychology, a certification in Financial Counseling, and a certificate in Interactive Guided Imagery. Her approach is integrated and holistic. When she's not working, you can find her hiking mountains in Northern California with her husband. To hire Denise to speak to your organization or to help you create the financial life you desire, visit her website at denisehughes.org. View Guest page
CEO of Chasing Returns
Ann has a wealth of experience in financial trading and risk management from her time at J.P. Morgan and led major departments in both large companies and start-ups ever since View Guest page
Shel Israel helps businesses tell their stories in engaging ways as a writer, consultant and presentation coach. He writes The Contextual Beat column for Forbes.com and has contributed to BusinessWeek, Dow Jones, FastCompany and American Express OpenForum. Israel has keynoted alone and with Robert Scoble more than 100 times all over the world. You can follow him on his Forbes column, The Contextual Beat. http://www.forbes.com/sites/shelisrael/ View Guest page
Shel Israel writes, speaks and consults on leading edge technology and how it changes business and life in general. Israel has spent half of his career as a consultant and the remainder as a writer/speaker. He has contributed over the years to Forbes, BusinessWeek, Business Insider and other publications and has spoken all over the world, often with Robert Scoble. The Fourth Transformation, is his seventh book on business and technology, and his third with Scoble. Israel and Scoble believe that this new book addresses a complex issue that will be changing business for a decade to come. They have formed The Fourth Transformation Group (4TG) to help major brands develop and implement strategies for the coming world of Virtual and Augmented Reality. Contact him at email@example.com or by Facebook Messenger at ShelIsrael. View Guest page
Paul Jameson currently serves as managing director of Global Industries; leading Cisco’s business relevance solution and execution strategy for both private and public sector industries. Paul is a veteran banking executive, business leader and information technology professional with more than 30 years of success in executive management, marketing, sales, and solution development; involving high technology, software, managed IT services, outsourcing, and consulting. Throughout his career Paul has held positions as founder and CEO of e-Bank, President of Fiserv’s business intelligence business, Vice President of the banking practice for Cap Gemini Ernst and Young NA, and Senior Vice President at Getronics. He began his career at Mellon Bank where he held executive management and consulting positions within their retail banking and outsourcing divisions. View Guest page
My role at Sybenetix is to take a systematic, evidence-based approach to identifying the key behaviours in expert investment decision makers that contribute to investment returns. Having identified those behaviours via our in-depth analytics my role is to ensure the most uptodate knowledge garnered from the breadth of the behavioural finance, neuroscience, psychology and psychophysiology is used to identify the most impactful, evidence-based interventions to further enhance elite performance and reputational excellence in this field.
Recent research includes a novel and double award winning look into loss aversion and emotion regulation choice using mobile heart rate variability monitors with a team of fund managers in a leading european hedge fund investment house. We continue to build on this work, and to draw on the wealth of scientific knowledge in the economic, psychology, neuroscience and biological literature, to apply it to diagnose the causes and management of cognitive bias View Guest page
Bachelor of Science – Colorado State University Executive Development Program – 50 for Colorado; University of Colorado Leeds School of Business Executive Development Program – Enhancing Executive Influence; Harvard University ELFCU September 2011 – present Senior Vice President Marketing, Business Development & Business Intelligence Previous Positions: February 2010 – August 2011 Senior Strategy Director; Marketing Services Director Harland Clarke, Atlanta, GA and San Antonio, TX December 2001 – November 2009 Vice President of Marketing, Business Development and Public Relations Elevations Credit Union, Boulder, CO Military: US Marine Corps, Honorable Discharge Meritorious promotion to Sergeant (E-5) Awarded the Navy Achievement Medal for meritorious service Recognition: Frequent speaker/presenter at regional, national and international conferences in the banking and credit union sectors Published author View Guest page
Faisal Khan is a passionate fintech expert, cross-border money transfer specialist and certified speaker & moderator. He is the CEO of Faisal Khan & Company, a boutique firm specializing in banking and payments consultancy. He also serves as the co-host of a weekly podcast called Around The Coin. View Guest page
Aditya is MD Analytics at Zafin and building analytics enabled decision systems that can support the bank to drive stronger customer engagement & profitability through proactive loyalty management, relationship optimization and differential service and product curation decisions to enhance their experience. In the past, he has built analytics businesses supporting banks across the world and specially focused on the mid-market FI’s. He brings the unique ability to connect dots between analytics, banking domain context and technology solution to provide precise and actionable solutions. View Guest page
Samy Kamkar is a privacy and security researcher, computer hacker, whistleblower and entrepreneur. At the age of 17, he co-founded Fonality, a unified communications company, which raised over $24 million in private funding. He is possibly best known for creating the Evercookie and the MySpace worm Samy (XSS), as well as his discovery of illicit mobile phone tracking where the Apple iPhone, Google Android and Microsoft Windows Phone mobile devices transmit GPS and Wi-Fi information to their parent companies. His research led to a series of class-action lawsuits against the companies and a privacy hearing on Capitol Hill. His newest venture is Unleak, a Los Angeles based web security solutions provider. View Guest page
Mike Kane, Co-Founder and Master Sensei, Hedgeable
Mike is the Co-Founder and Master Sensei of Hedgeable, the only private banking platform for millennials.
He formerly was an Analyst at Spruce Private Investors, a multi-billion dollar outsourced CIO for wealthy families, charities, and endowments.
Prior to Spruce, Mike was an Associate at Bridgewater Associates, a $150 Billion Global Macro Fund considered to be one of the most successful alternative managers in history, with clients that include foreign governments, major pension funds, charities, and large corporations.
Mike is an avid writer, international traveler, adventurer, sports fanatic, and cooking enthusiast. Mike holds a B.S. in Finance, with Distinction, from The Pennsylvania State University. He is originally from Philadelphia, and resides in New York City. View Guest page
Mark Kantrowitz is one of the founders of FinAid and Fastweb (or Monster Worldwide). He has since joined Edvisors.com as Senior VP and Publisher. Edvisors is in the process of overhauling the content on Edvisors’ 25 web sites for a relaunch in early June. A sample of the quality of content that will appear on the site can be found in the Education Tax Benefits section at www.edvisors.com/taxes/. We released it early to help 2013 federal income tax filers. He also just published a book, Filing the FAFSA, which is available for free download in PDF format for students and parents who register on Edvisors.com (also free). The book is also sold on Amazon.com in paperback and Kindle formats. View Guest page
I've been a journalist for a few years and have been cited in a number of publications, including The Information, Barrons, Fortune, Forbes, TIME, Daring Fireball, Business Insider, Techmeme, Fortune, Schneider on Security and organizations like NASDAQ, Morgan Stanley analyst notes, and Stanford Law and Business School. I've reported on a wide variety of topics, like Yodlee's IPO, executive changes at Capital One and Visa, the relationship between tech companies like Apple and banks, technical advances in mobile payments (like tokenization), and more "inside baseball" stuff in the financial technology world. View Guest page
Shamir Karkal- Co-Founder & CFO Simple Shamir is a software engineer turned finance and banking expert. Prior to Simple, Shamir was a consultant with McKinsey & Co. specializing in strategy consulting for financial institutions in Europe, the Middle East, and the US. Prior to McKinsey, Shamir was an software engineer. He has a bachelor’s in computer science, a master’s in information technology, and an MBA from Carnegie Mellon University. View Guest page
Ami Kassar, CEO and Founder of MultiFunding, is a nationally renowned small business advocate and leader. He’s committed to ensuring that small business owners have the best possible access to the capital they need to help grow and manage their businesses. Kassar has been featured in renowned publications including the New York Times, The Huffington Post, The Wall Street Journal, Entrepreneur, and Forbes, he writes regular blog posts, and he’s appeared as a guest on Fox Business News. Ami is the 2013 recipient of the Small Business Influencer Award as well as the 2012 Small Business Advocate Award. Kassar blogs regularly on small business issues and has developed a national reputation for confronting and challenging the largest banks in America for their lending records to small businesses. He’s assembled research reports that have become a critical component of the national debate about small business lending and from that he developed Banking Grades, a free tool that helps small business owners discover which banks are lending to small businesses. Prior to founding MultiFunding, Kassar spent a decade in various senior roles at Advanta Corporation, one of the nation’s largest issuers of credit cards to small business owners. Kassar also founded ideablob which became one of the nation’s leading online, small business communities. Kassar has hosted nationwide Bloblive events where entrepreneurs share and debate their business ideas. Additionally, he developed www.bizequity.com , an initiative that helped small business owners develop valuations for their businesses. Kassar earned his MBA from the University of Southern California and graduated with a B.A. in American Studies from Brandeis University. He currently lives in the suburbs of Philadelphia with his wife, two children and his corgi-spaniel. View Guest page
Michelle Katics is the Co-Founder and CEO of BankersLab, which created “flight simulators” for FinTech and Bankers. This SaaS training simulation platform was cash flow positive in 2012, the same year it launched, with a global B2B client base of banks, credit bureaus, training institutes and financial sector vendors. In Feburary 2016, BankersLab launched a new product suite, PortfolioQuest which provides massive scaling of the SaaS platform. Splitting time between Singapore, Thailand, and California, Michelle is a former bank executive turned entrepreneur. View Guest page
Guy Kawasaki is the chief evangelist of Canva, an online graphic design tool. He is a brand ambassador for Mercedes-Benz and an executive fellow of the Haas School of Business (UC Berkeley). He was the chief evangelist of Apple and a trustee of the Wikimedia Foundation. He is also the author of The Art of the Start 2.0, The Art of Social Media, Enchantment, and nine other books. Kawasaki has a BA from Stanford University and an MBA from UCLA as well as an honorary doctorate from Babson College. View Guest page
At Big Data Scoring, we are helping lenders across the world harness big data to make better credit decisions. The results we’ve achieved over the past couple of years have been unbelievable, media loves us and many of the region’s largest lenders (banks and consumer finance providers) are already reaping the benefits of big data. We see the use of big data becoming a standard, and we are here to lead the revolution. Erki started his career as an equity analyst at the leading investment bank in the Baltics and was promoted to Director of Investment Banking and Board Member under the age of 30. He also gave lectures at Estonian Business School and served as the board member of American Chamber of Commerce in Estonia. Currently, he is also a radio show host and a member of NASDAQ Tallinn Listing and Surveillance Committee. View Guest page
Rizwan is responsible for setting the strategic direction for all online and mobile activities, while building a better and more integrated digital customer experience. Prior to this role, he was responsible for delivering the technology strategies and development supporting the North American ATM, Phone and Online/Mobile channels. He has held roles of increasing seniority since joining TD in February 2002. Before joining TD, Rizwan worked for Citigroup, overseeing their Operations and Technology in Europe. A CFA charterholder, Rizwan is a graduate of the University of Toronto. View Guest page
The co-founder, and the CEO, of Standard Treasury. Formerly I was the COO of Giftly, and before that I was an employee of TechCrunch and Microsoft. University of Chicagoo Alum, finance nerd, lover of food and music View Guest page
Agent of change with over a decade of leadership experience in financial services management. A former bank officer with an extensive background in information security, technology & risk. I believe in the power of social to facilitate change and firmly hold that community banking needs to harness this power to its benefit. Bankwide provides a social network and collective intelligence platform to financial services professionals. Social is about building communities, not building brands. Previous job experience includes sales and marketing, radio announcer and paramedic / firefighter. ( I grew up wanting to be Johnny Gage & Johnny Fever). I have an eye for design and often use humor to help bring people together, nothing is more bonding than a good laugh! View Guest page
Founder and CEO of Monese, an online banking service that is designed to meet the customers’ everyday needs and therefore offers all the modern banking facilities. Because Monese's entire registration process is carried out online, customers can get an account within minutes and can start using the services immediately. View Guest page
Founder of ChainGenie.com, View Guest page
FIDOR Bank has gained massive recognition for its innovative approach to banking in Germany. With a full banking license, the bank launched in 2009 with social media as its core focus for customer connectivity. Using Facebook as a platform, the bank enables the youth generation to save in Diablo Gold whilst exchanging euros for real Gold. To find out how FIDOR became the most innovative bank in the world, Chief Executive Officer Matthias Kröner joins us for the evening. Matthias Kröner has been CEO of FIDOR Bank AG since 2006, responsible for investor relations, corporate communications, strategic development and communities. He is a passionate and knowledgeable entrepreneur who started his career in the hospitality business. Matthias Kröner studied business management training in Munich and at Cornell University, New York. In 1992 he joined Bankhaus Maffei. From 1993 to 2002 he built the DAB Bank, the first continental European online broker and in 1997, at the age of 32, he became the youngest director of a German bank at Direkt Anlage Bank AG. View Guest page
Marta is a Co-Founder and General Manager at Azimo. She is no stranger to fast-growth businesses having run both a social media and an event management start-up in Dublin and New York before returning to London and joining the world of money transfers.
As General Manager, Marta oversees managing the day to day operations of the business and working closely with the CEO to drive growth. She is also responsible for all staffing & hiring processes and decisions across the UK and Poland.Marta is a Co-Founder and General Manager at Azimo. She is no stranger to fast-growth businesses having run both a social media and an event management start-up in Dublin and New York before returning to London and joining the world of money transfers.
As General Manager, Marta oversees managing the day to day operations of the business and working closely with the CEO to drive growth. She is also responsible for all staffing & hiring processes and decisions across the UK and Poland. View Guest page
Nanda Kumar is the Founder, President and CEO of SunTec Business Solutions. He has been a technology evangelist in the software realm for over 26 years for customer-centric software platforms and solutions, specifically, for pricing and billing in transaction-intensive verticals. Relationship-based Pricing, a concept pioneered by him, has been endorsed by leading industry analysts and thought leaders as the principal enabler for balanced pricing dynamics in the agile world. Under his leadership, SunTec witnessed tremendous growth, with its geographical footprint spanning across four continents and powered by more than 800 passionate professionals. He has also led SunTec to win several prestigious global awards, including the Celent Model Bank, Red Herring Global 100, Deloitte Technology Fast India - 50 and Deloitte Technology Fast Asia-Pacific - 500 and to secure its position among the top contenders in the Operational Excellence category at Billing and OSS World. He holds Master’s degrees in Management and Physics. View Guest page
Vice President and General Manager
A nationally known expert in cash management, Dave Kurrasch has a career spanning 30 years in financial services. As vice president and general manager, he leads strategic and business growth initiatives for the company and its signature product, Small Business Workbench. Early on in his profession, Dave was responsible for overseeing the cash management and working-capital functions for more than 100 companies simultaneously, and that initial experienced hooked him on cash management and product development as a way of life. Much of Dave’s career developed at Wells Fargo, where he worked for 14 years. He was a senior vice president and headed the bank’s Wholesale Product Development Division, directing the development of dozens of wholesale cash management products, many of which are still widely used today. Prior to that position at Wells Fargo, he was national sales manager for the bank’s Cash Management Services Division. In 1995 he founded Global Payment Advisors, Inc., offering cash management, payments product development and compliance, risk and financial services. Among his clients served are Fidelity Investments PNC Bank, Intuit, VISA, Bank of America, Wells Fargo Bank, Time Warner, Microsoft, United Healthcare and the City of New York. Dave is past chairman of the Cal-Western Automated Clearinghouse Association and a past board member of the Electronic Check Clearinghouse Association. He has taught courses in working-capital management at the University of California, Berkeley, and at Golden Gate University in San Francisco. He earned a BA in economics and communications from the University of Wisconsin-Madison and a master’s degree in management from the American Graduate School of International Management in Arizona View Guest page
Active entrepreneur passionate about fintech and SME innovation. Loves all things outdoors - surfing, rugby, cycling, skiing & bocce. Director at Skippr - A Cash Flow Company. Co-Founder of @alemfoundation. View Guest page
Director of Platform & Research for R3. Her responsibilities primary responsibilities include the development of a robust digital membership portal, proprietary educational content, and vendor management strategy. In addition to platform development, Jo leads Research at R3. She focuses primarily on crypto finance technologies, global regulatory and industry standards and their applicability across the financial eco-system in both developed and emerging markets. Prior to joining R3, Jo was a co-founder of Epiphyte where she led business development and managed key senior relationships at major global finance and technology firms. Prior to Epiphyte, Jo was a Consultant at Capco within the Wealth & Investment Management practice. While she was there she led research initiatives primarily focused on global wealth management trends and technologies. Jo graduated cum laude from Swarthmore College with a B.A. in History and German Studies. View Guest page
Andy Lark, an internationally renowned marketer and innovator in social media and the Chief Marketing & Online Officer at Commonwealth Bank of Australia where he leads global marketing and online, has 25 years of experience across business-to-business and consumer sectors spans building successful businesses and leading award-winning marketing programs and teams for Fortune and Times 100 companies, global technology brands, start-ups and the world’s hottest advertising and communications agencies. He has led online retail and marketing efforts at Dell, LogLogic, SunSystems, and Nortal Networks. Today, he sits on the board of, No.8 Ventures – New Zealand’s premier technology venture capital firm; and the advisory boards of Xero – a leading Web-based accounting platform, Xsigo and Prof Gary Hamel’s Management Innovation Exchange. A native of Auckland, New Zealand, Andrew holds a bachelor’s degree from Auckland University. When he is not immersed in work, he expends his spare energy as a competitive sailor, avid reader and wine enthusiast. He also enjoys cycling, windsurfing, writing, travel and design. Andrew is married with a delightful daughter, Sophia and son, Zach. He has no interest in golf. See more at: http://thedailylark.com/about/#sthash.gJ128LGK.dpuf View Guest page
Chris Larsen is CEO and Co-founder of Ripple Labs, the organization that first built the Ripple protocol. Ripple is an open source decentralized payment network and virtual currency. More information can be found at www.ripple.com. Mr. Larsen is also a co-founder and former CEO of Prosper, a peer-to-peer lending marketplace, which he ran for eight years and a co-founder and former CEO of E-Loan, a publicly traded online lender, which he also ran for eight years. During his tenure at E-Loan, he pioneered the open access to credit scores movement by making E-Loan the first company to show consumers their FICO scores. Mr. Larsen also played a pivotal role in the passage of the strongest consumer financial privacy law in the nation and was hailed by Congresswoman Jackie Speier as being, "critical to the success of the bill." Mr. Larsen serves at the Board and Advisory levels at numerous companies and organizations including: Progreso Financiero, Betable, CreditKarma, and Electronic Privacy Information Center (EPIC). Mr. Larsen holds an M.B.A. degree from Stanford University and a B.S. degree from San Francisco State University, where he was named the 2004 Alumnus of the Year. View Guest page
James Robert Lay
James Robert Lay is the CEO of CU Grow and is a leading digital marketing expert for banks and credit unions. Since 2002, he and his team have consulted with more than 400 financial institutions throughout North America to provide guidance and insight on ways they can use digital marketing to tell stories that sell. Their work has won over 50 marketing awards. He started CU Grow by selling off his band equipment to fund the company because a girl told him one day in the library that he would never make it in the band. Six years later he married her and together they have grown both their family and their business. James Robert has been named a CUNA "Credit Union Rock Star" as well as a "CU Times Trailblazer 40 Below". Kapost has also recognized him as one of "32 Texas Marketers You Should Follow" on Twitter. James Robert has spoken at over 100 industry events and is often quoted in many industry publications. View Guest page
Antony Lewis is a blockchain advisor and consultant to financial institutions, with a background in consulting, banking technology, and startups. Blog at www.bitsonblocks.net View Guest page
Steven J. Lewis
Steven J. Lewis is the Director of Banking and Capital Markets at Ernst Young. He is responsible for analyzing sector trends and acting as a spokesperson at industry conferences and events to communicate Ernst & Young’s perspective on the key issues, opportunities and challenges affecting the firm’s clients and the industry as a whole. Prior to joining Ernst & Young, Lewis held a number of strategic development positions within financial services organizations, including Kleinwort Benson, Dresdner Bank and, most recently, JPMorgan Chase. View Guest page
Gary is VP of Venture Acceleration at NDRC, in which role he specialises in supporting new ventures to create value propositions that can contribute to building repeatable and scalable business models. Gary founded Computer Gym and Vrising, and has advised numerous start-ups in a personal capacity and as part of Enterprise Ireland’s Mentor Network. With a background in the ICT sector, Gary brings a strong customer focus to the organisations with whom he works, aligning technical solutions with customer problems. He is a graduate of Trinity College Dublin and holds an MBA from the Smurfit Graduate School, UCD. View Guest page
Alex Lightman is an author, entrepreneur, and futurist, who has made significant contributions to the adoption of IPv6, served as CTO of the United Nations' Intergovernmental Renewable Energy Organization, and has authored several books on technology and society. View Guest page
On the for profit side, dedicated to delivering solutions that enable companies across industries and geographies to benefit from simplified technology landscapes, integrated processes, streamlined operations and improved agility and performance the Ethereum blockchain ecosystem delivers. On the non profit side, John is the co-founder of Code to Inspire is a 501c3 filed non-profit committed to educating female students in Afghanistan and improving their technical literacy by teaching them how to code and helping them find employment as programmers. View Guest page
Ken Lin is the CEO and co-founder of Credit Karma, a personal finance website dedicated to helping consumers better understand the power of their credit and overall financial health. Ken started Credit Karma after growing weary of paying to see his own credit score. He knew there had to be a better, more transparent option for consumers. Prior to Credit Karma, Ken founded Multilytics Marketing, a data-driven marketing agency that actively managed more than $40 million a year in online marketing dollars for clients such as Wells Fargo, Liberty Mutual and eBay. View Guest page
Co-founder & Managing Director of Startupbootcamp FinTech, the leading innovation program in the financial industry, providing funding, mentorship, office space in the heart of London and access to a global network of investors and VCs, for up to 10 selected FinTech startups. More than 15 years in the business, they last three with Innotribe, SWIFT’s initiative to enable collaborative innovation and running the Innotribe Startup Challenge. Driven by entrepreneurship, collaboration and the desire to transform the financial industry. Global nomad, travel geek, sneaker freaker. View Guest page
Ben Lorica is the Chief Data Scientist at O'Reilly Media, Inc. He has applied Business Intelligence, Data Mining, Machine Learning and Statistical Analysis in a variety of settings including Direct Marketing, Consumer and Market Research, Targeted Advertising, Text Mining, and Financial Engineering. His background includes stints with an investment management company, internet startups, and financial services. View Guest page
David Lubinski, Senior Program Officer, Level One Digital Payment Systems, Financial Services for the Poor Bill & Melinda Gates Foundation David Lubinski leads the work at the foundation focused on technology platforms to help the poorest 2.5 billion people access and use financial services. This work involves direct engagement with national government regulators, global and local leaders in telecommunications, financial services and information and communication technologies. David began his career in health finance and public policy, which led to the need for better utilization of management information systems for performance management. This led to an increased focus on management information systems and senior positions at Digital Equipment Corporation and Microsoft Corporation. David joined the World Health Organization in 2006 as chief technology officer responsible for strengthening health management information systems in 66 resource constrained countries. View Guest page
Guest Host and regular contributor to Breaking Banks-
Multimedia Editor for Finextra, Breaking Banks Correspondent
Global specialist commentator on services, regulations, risk, data and technology in investment, retail, and global transactional banking Internationally recognised reporter, tweeter, blogger and broadcast journalist Well-established global conference speaker and organiser. Expertise includes: technology installations and market data usage at global investment banks, retail banks, institutions and exchanges. Specialties: Writing, reporting, editing. Publication production and printing. Networking and lead generation. Investigative and online journalism and research. View Guest page
Currently running a startup accelerator programme for financial services in London. Global FinTech Ambassador for life.
For 20 years, I have been a global specialist commentator on services, regulations, risk, data and technology in investment, retail, and global transactional banking
Internationally recognised reporter, tweeter, blogger and broadcast journalist
Well-established global conference speaker and organiser.
Expertise includes: technology installations and market data usage at global investment banks, retail banks, institutions and exchanges. View Guest page
Creator, Jude, Fintechbot View Guest page
Ben Lyon is the Director of Special Projects at Kopo Kopo, Inc. Kopo Kopo offers a SaaS platform that integrates corporate mobile money accounts with back-end management systems (e.g. syncing Safaricom M-Pesa with a retail management system in order to accept M-Pesa at the point of sale). Kopo Kopo is headquartered in Nairobi. Ben loves Mobile Payments and microfinance. View Guest page
Nicolas Mackel is CEO of Luxembourg for Finance, the Agency for the Development of the Financial Centre, since July 2013. The Agency is a public-private partnership between the Luxembourg Government and the Luxembourg Financial Industry Federation (PROFIL). Founded in 2008, its objective is to develop Luxembourg’s financial services industry and identify new business opportunities.
Nicolas is a career diplomat. He has graduated with a law degree from the University of Aix-en-Provence, and holds two post-graduate diplomas in European law from the Sorbonne University, respectively the College of Europe in Bruges. Nicolas joined the Ministry of Foreign Affairs in 1999 and was consecutively posted at Luxembourg's Permanent Representation to the EU (2002-07), as Deputy Chief of Mission at Luxembourg's Embassy in Washington DC (2007-11) and as Consul General in Shanghai (2011-13) where he was in charge of promoting Luxembourg's economic interests throughout China. View Guest page
Micky Malka is the founder and sole General Partner of Ribbit Capital, a Silicon Valley-based venture capital firm with a single relentless mission: to drive global innovation in financial services. Ribbit believes the category is profoundly under-innovated and supports entrepreneurs who have already launched the businesses of the future. Its inaugural $100 million fund aims to leverage technology to reimagine and reinvent what financial services can be for people and businesses, with a focus on the unique individuals and brands who are driving innovation around the world in lending, payments, insurance, accounting, tax preparation and personal financial management. Malka has over two decades of global experience in the financial services industry. He started five financial services companies – his first at the age of 18 – in the U.S., Europe and Latin America. He lived through hyperinflation in Venezuela and Brazil, where he witnessed more than half of the banks in his home country fail. As a result, he strives to help create tangible solutions and financial reform for the antiquated industry. View Guest page
CE of Personal and Business Banking for Standard Bank View Guest page
CEO and Founder of MARGARIS ADVISORY
@SpirosMargaris is head of the advisory boutique MargarisAdvisory.com. Additionally, is a Senior Advisor and Investor at WB21.com, a global cross border payment service platform for people and businesses that want to transfer money in real time around the globe, at kapilendo.de, a uniquely positioned German crowdlending platform, and at moneymeets.com, the leading German “FinTech Supermarket” company.
He has been appointed Senior Advisor to Fintech Forum, the first and the largest community for FinTech in Continental Europe. Spiros is ranked among the Top-30 worldwide FinTech Influencer by Onalytica.com and by Traackr.com (Sept. 2015). He has been chosen as an author of @TheFINTECHBook (2016, Wiley). He also participates in the Fred Alger Management creative 2015 program called “Think Further.” Twitter: @SpirosMargaris google.com/+SpirosMargaris View Guest page
Jim is an industry leading direct marketing strategist and business developer, specializing in creating innovative, multichannel solutions that drive revenue through acquisition, engagement, expanding share of wallet and retention. He has successfully launched new products and services as well as built and reinforced existing products and brands. He believes that any marketing challenge is best met head on with focus, enthusiasm, teamwork and an open mind. As a frequent industry speaker, author and recognized authority on measured media, he works with clients and key marketing executives in trying to use customer and prospect insight to drive bottom line results. His industry experience includes top 20 financial services as well as Fortune 100 retail, hospitality and B2B marketing (in US and Canada). His blog is the Retail Banking Strategies section of The Financial Brand.Follow @jimmarous on twitter View Guest page
- Fintech: What's Next 2017
- FinTech 2016- What's next?
- Bye Bye Banks?
- The Great Bank Debate
- Context Rules!
- WE HAVE DONE THIS FOR ONE WHOLE YEAR!!!
- Breaking through the din: earning consumer's attentions
- Free or Fee?
- Build the Necessary and Useful ... and remember trust is the new black
Web entrepreneur and experienced banker, Daniel Marovitz joined Earthport in February 2015 as President of Europe. Prior to Earthport, Daniel was CEO of Faculty of 1000, a software and data publisher for the biomedical industry. In 2011, he founded start-up technology company buzzumi, offering a software platform for secure online enterprise collaboration and had previously spent eleven years at Deutsche Bank, most recently as Managing Director, Global Head of Product Management in the Global Transaction Banking division and earlier as Chief Operating Officer of the Investment Bank’s e-commerce division where he was responsible for all online business. View Guest page
Eric Mattson is a Seattle-based entrepreneur who spends his free time studying social media, traveling the world in an effort to perfect his Spanish & Chinese, running long distances, napping frequently and drinking great coffee. Prior to his current gig, he was a freelance marketing & strategy consultant. Before that, he managed direct marketing, marketing research, and marketing analytics for SanMar, a fast-growing and award-winning clothing wholesaler located near Issaquah, WA. And before SanMar, he as an analyst at Lake Partners, a boutique strategy consulting firm in downtown Seattle. He is a proud graduate of the Honors Program at the University of Washington. While there, I earned dual degrees in Business Administration and Mathematics thanks to scholarships from Washington State and Intel. He also "cut his teeth" with internships at Intel, Henley Management College (UK), Gear.com (now part of Overstock.com) and the Investment Banking Group of U.S. Bancorp Piper Jaffray. View Guest page
Sam Maule serves as a Consulting Manager at Carlisle & Gallagher Consulting Group. He joined the firm in June 2011 focusing on the Cards & Payments Community of Practice. In this role, Sam provides industry subject matter knowledge and experience to CG’s Financial Services clients in support of projects such as Consumer and Commercial Card portfolio management, emerging payments, Loyalty & Prepaid, and on-line/mobile banking. Prior to CG, Sam held management positions with TSYS in a number of Consumer and Commercial Card roles to include digital card management, mobile, loyalty & prepaid, and consultative services. These positions were focused both on domestic and international clients and included several years living abroad in the UK in support of the TSYS Europe Client base. Sam is an activie voice in the FinTech Social Media space and his contributions led to his recognition as one of Bank Innovation’s 2013 Banking Innovators To Watch listing. View Guest page
Simone McCallum leads ASB's social media strategy and leads their efforts to focus on growing community, customer engagement and retention, monetisation of social media channels, content creation/curation, social marketing, and taking advantage of new technologies and channels to increase talkability and amplification. ASB is listed on The Financial Brand's Top 35 Banks on Twitter and Facebook, and is NZ's most social bank. The innovative award winning Virtual Branch on Facebook is a secure and confidential webchat application bringing ASB to where the customers and community are. View Guest page
Scott McCormack serves as President of the company. Mr. McCormack brings 18-plus years of successful business development and financial industry experience to his role on the SmartyPig executive team. Mr. McCormack served as Senior Director at TMS – smartOne Prepaid Solutions, a longstanding icon in the prepaid payment industry, and Vice President of Debit/ATM products at First National Bank prior to joining SmartyPig. Mr. McCormack joined First National Bank in 1993, beginning his time in the credit card division, and later holding various executive positions in national consumer marketing and product and business development. He held responsibility for the debit and ATM business lines at First National Bank for 14 years, adding the smartOne Prepaid business unit in 2003. Mr. McCormack is a graduate of the University of Nebraska at Lincoln and received his Masters at BAI Graduate School of Banking - University of Wisconsin, Madison. View Guest page
Todd works on projects within the R3 Exchange and Ventures verticals, with a focus on emerging markets, emerging technology and the application of distributed systems such as the blockchain on financial markets. Todd spent 16 years at Standard Chartered Bank in foreign exchange trading and management, where he held the roles of Global Head of eFX Trading and Managing Director, Head of FX Americas. Todd was also a member of the Federal Reserve Bank of New York’s Chief Dealer Working Group, an industry group comprised of head traders from leading international banks. Todd received a BA from Colgate University. View Guest page
CEO and Founder of CurrencyFair
Brett is an expat from Perth, Australia, who has lived in Ireland for 15 years. In 2008 he set out to solve a problem that had plagued him, and fellow expats, for several years; expense and inconvenience when trying to send money internationally. Using a unique p2p marketplace model, Brett solved the problem by connecting people and business sending money in both directions of each transfer. The result was international transfers that are much faster and 90% cheaper than traditional bank transfers via SWIFT. CurrencyFair has since gone on to process over €1.75 billion in exchanges since launch in 2010, saving its customers €100 million in banking fees. Prior to CurrencyFair, Brett worked in a number of roles in both technology and the banking industry. View Guest page
Dr. Mircea Mihaescu
Dr. Mircea Mihaescu is the Director of the Sberbank Technology Research Center in Moscow, leading banking-related emerging technology research and development projects, both internal. and in collaboration with research institutes and Sberbank technology partners. Before joining Sberbank he was Director, CIO Lab Enterprise Agility at IBM, where he lead internal innovation projects in social computing, cyber security and business process management. His has also previously led teams with IBM Tivoli, Think Dynamics, beMANY, and Bank of Montreal Capital. Mircea holds “Engineer” and Ph.D. degrees in Electronics Engineering from the “Politehnica” University of Timisoara, Romania. View Guest page
Ben Miller is co-founder and CEO of Fundrise, an online real estate investment platform that originates, underwrites, services, investments, and then re-syndicates (crowdfunds) real estate. Founded in 2012 by Ben and his brother Dan, Fundrise was the first company to successfully crowdfund investment for real estate online, raising over $40M for more than 50 projects, including 3 World Trade Center in Manhattan and the redevelopment of former Tigers Stadium in Detroit. The site allows lenders to invest in properties for as little as $100 per share, and as much as $10 million, and earn favorable returns (historically 12 to 14 percent). Based in D.C. with offices in Los Angeles, New York, San Francisco, and Seattle, Fundrise offers investors the opportunity to invest in private real estate more efficiently and transparently through a web-based platform. The company is active in more than 25 markets and expects to originate more than $200M of real estate in 2015. View Guest page
Serge Milman is the Principal Partner of San Francisco, CA based SFO Consultants which provides Strategy, Finance and Operations Management Consulting services. He also the Principal of Optirate – a blog dedicated to growth and profitability strategies for Banks and Credit Unions. Serge can be reached at info@SFOconsultants.com. View Guest page
Ben Milne, CEO and Co-Founder of Dwolla, started his first company, Elemental Designs, at the age of 18. Ben began leveraging the internet to drop ship custom made speakers. His adventures lead him all over the world, establishing operations in Southern Asia and California. An original $1,200 investment would turn into a multi-million dollar company by the age of 22. After heavy research in 2008, Ben and partner, Shane Neuerburg, approached a Midwestern bank with an idea to establish a new payment network that would upend the financial services industries. They called it Dwolla. Ben would sell Elemental Designs to focus on the new project. In 2009, the privately funded Dwolla launched in Iowa and California, boasting the nation’s cheapest payment platform of only 25 cents per transaction. In 2010, Dwolla introduced the first technology to empower seamless payments leveraging users’ social networks, officially pioneering social payments. In 2011, Dwolla launched the world’s first geo-location based mobile payments. Ben also has extensive community experience in speaking, mentoring, and leadership programs. http://www.benmilne.com/ View Guest page
As Vice President of Technology Services Michael Minkevich is responsible for running Product Engineering business unit that hosts several technology focused practices including Computer Software, Telecommunications, Energy & Utilities, Automotive and others.
Michael has more than 15 years of intensive hands-on experience in the IT industry. He joined Luxoft in 2003 and since then has been instrumental in making Luxoft a recognized global player in the product development area. Before Luxoft, he held executive positions with several international software and hi-tech companies including Novosoft and StarForce Technologies.
Michael is an alumnus of the Stanford Graduate School of Business and holds the Advanced Certificate for Executives in Management, Innovation and Technology from the MIT Sloan School of Management and a Master of Computer Science degree from Novosibirsk State Technical University. View Guest page
Katie Aquino- Miss Metaverse
James is a business designer and leads IDEO London’s work in financial services. His current focus is helping banks, insurance companies, and others rethink their customers’ relationship to money. His goal is to demonstrate how human-centered design of new offerings, from children’s savings to wealth management, can create value by empowering individuals, families and communities. His clients include: Generali, Bank Audi, TCL, and Camden Libraries. Before joining IDEO, James spent many years developing new business opportunities for media outlets, working with US radio station operators, Japanese comic-book publishers, and MTV Europe, among others. After earning an MBA from INSEAD, he joined Jump Associates, a Silicon Valley design-strategy firm. James also holds a bachelor’s degree in international relations from Brown University. In addition to English, James speaks enough French, Portuguese, Spanish, German Japanese, and Hebrew to get into trouble anywhere in the world. He also loves street food — and believes that suspicious equals delicious. Feel free to test these theories when he visits your office. Follow @jamesmoed on Twitter. View Guest page
Ramez Naam was born in Cairo, Egypt, and came to the US at the age of 3. He’s a computer scientist, futurist, and award-winning author. Ramez spent 13 years at Microsoft, where he led teams developing early versions of Microsoft Outlook, Internet Explorer, and the Bing search engine. His career has focused on bringing advanced collaboration, communication, and information retrieval capabilities to roughly one billion people around the world, and took him to the role of Partner and Director of Program Management within Microsoft, with deep experience leading teams working on cutting edge technologies such as machine learning, search, massive scale services, and artificial intelligence. Between stints at Microsoft, Ramez founded and ran Apex NanoTechnologies, the world’s first company devoted entirely to software tools to accelerate molecular design. He holds 19 patents related to search engines, information retrieval, web browsing, artificial intelligence, and machine learning. Ramez is also the H.G. Wells Award-winning author of four books: The Infinite Resource, Nexus, Crux, and More than Human, Embracing the Promise of Biological Enhancement. View Guest page
Vivek Nasta is the Co-Founder & CEO of Scout Finance. He is an experienced Product and Operating Executive with an expertise in enterprise customers and their mobility challenges. As a consultant for Mobilize - a mobile research and product management firm he founded in 2008 - Vivek was a member of the Management Team of Kirusa, an Accel-backed leader in mobile communications in Africa and other emerging markets. Through Mobilize, he led corporate mobile initiatives for Hearst and started Wipro’s Financial Services Mobility Advisory Business. Vivek was the former Global Head of Mobile at Thomson Reuters, which he joined in 2010. Previously, Vivek was at Nokia in various global product management and business development roles. Early in his career, Vivek worked in venture capital at AOL, as an analyst at Goldman Sachs, and at the White House. Vivek regularly appears as a mobile strategy and tech expert on the Fox Business Channel and Fox 5. He has a degree in engineering from Stanford View Guest page
Amy Nauiokas is Founder and President of Anthemis Group SA and Founder and CEO of Archer Gray, LLC a media production, financing and venture investment company. She is a visionary executive, venture capitalist and producer; a recognized leader in innovation, strategic management and results across a variety markets and industries. As a venture capitalist, Amy identifies and invests in early stage technology companies focused on the disruption of media, financial services and marketplaces. Her early investments include Zoopla, the UK’s leading property research website, Climate Corporation, which was acquired by Monsanto in October 2013 for $930m, and Simple, which was acquired by BBVA in February 2014 for $117m. As a producer, Amy has achieved considerable commercial and creative success. Projects include the Broadway musical Once, winner of 8 Tony Awards, the 2014 Sundance Film Festival selection Little Accidents, the 2013 Sundance Film Festival selection The Inevitable Defeat Of Mister And Pete, and the 2015 Sundance Film Festival selections Diary of a Teenage Girl and Ten Thousands Saints. Amy was previously CEO and Managing Director of Barclays Stockbrokers, the UK’s largest electronic retail broker with £10 billion assets under management. While at Barclays Stockbrokers, Amy successfully transformed the business from a share-dealing service into a multi-product, global financial services portal, growing revenue 40% in under two years View Guest page
Eshe Nelson is an economics and markets reporter at Quartz in London, covering everything from company earnings to central banks. Before joining Quartz, she was a markets reporter at Bloomberg News, primarily covering bonds and currencies in the UK and Europe in the aftermath of the sovereign debt crisis, during the Scottish independence referendum, EU referendum and Greece's debt negotiations. She has a bachelor's degree in journalism from City University London. View Guest page
A leading voice for innovation, strategy and leadership for the future of financial services, JP combines senior leadership experience with a fresh perspective on combining high-tech with high-touch. His work has been featured in some of the industry’s top publications, including American Banker, BAI Banking Strategies and Investment News. http://jpnicols.com/ View Guest page
Patrick Ngugi Njoroge PhD, is a Kenyan economist and banker and the governor of the Central Bank of Kenya. View Guest page
CEO, Brazil iZettle
Experienced international CEO with strong experience from working in Latin America.
Internationally I have been working in Brazil (11 years), Mexico (3,5 years), Indonesia (1 year), Singapore/Malaysia (1 year), Australia (1 year), Sweden (1,5 years) and in Spain.
I have experience working in a rapidly changing environment and am used to take and implement major decisions.
I have a tolerant view on people, different cultures and like to coach and lead subordinates in a trustworthy and honest way and I have a broad leadership experience of working internationally. View Guest page
Michael I. Norton
Michael I. Norton is an Associate Professor of Business Administration in the Marketing Unit and Marvin Bower Fellow at the Harvard Business School. He holds a B.A. in Psychology and English from Williams College and a Ph.D. in Psychology from Princeton University. Prior to joining HBS, Professor Norton was a Fellow at the MIT Media Lab and MIT’s Sloan School of Management. He is the co-author - with Elizabeth Dunn - of the new book, Happy Money: The Science of Smarter Spending (Simon & Schuster). His work has been published in a number of leading academic journals, including Science, the Journal of Personality and Social Psychology, Psychological Science, and the Journal of Consumer Research, and has been covered in media outlets such as the Economist, the Financial Times, the Wall Street Journal, and the Washington Post. He has appeared on National Public Radio, and written op-eds for the New York Times, Forbes, and the Los Angeles Times. His "The IKEA Effect: When Labor Leads to Love" was featured in Harvard Business Review's Breakthrough Ideas for 2009. In 2010, he won the Theoretical Innovation Prize from the Society of Personality and Social Psychology; in 2011, he won the SAGE Young Scholars Award from the Foundation for Social and Personality Psychology; in 2012, he was selected for Wired Magazine’s Smart List as one of “50 People Who Will Change the World.” At HBS, he teaches a second-year MBA course, The Art of Marketing Science, and in the Program for Leadership Development and Strategic Marketing Management executive programs. View Guest page
Bill O'Farrell is the Co-founder and CEO of Body Labs Inc., and has been involved as a founder, CEO, advisor and consultant at numerous companies in the software, cleantech, biotech and consumer sectors. He was cofounder and CEO of companies such as SpeechWorks (NASDAQ:SPWX), acquired by Nuance(NASDAQ:NUAN); OpenAir.com, acquired by Netsuite (NASDAQ:N); and the Company of Science & Art, which created the After Effects product line, acquired by Adobe (NASDAQ:ADBE). He received his undergraduate degree from Brown University and his JD from Harvard Law School. View Guest page
CMO, Digital Asset Holdings Dan is the Chief Marketing Officer at Digital Asset Holdings, a firm that uses distributed ledgers to track and settle both digital and mainstream financial assets in a cryptographically secure environment to minimize risk and settlement latency. Prior to his current role, Dan was the co-founder and CEO of San-Francisco-based Hyperledger, a technology company that Digital Asset acquired in June. Hyperledger developed an innovative distributed ledger to allow financial institutions to clear and settle transactions in real-time by creating multiple private blockchains across a known group of participants. Before Hyperledger, Dan lived in Beijing where he founded and served as the CEO of MadeiraCloud (Visual Ops), a visual cloud management and automation tool for Amazon Web Services. Dan holds a bachelor’s degree in Business Management and Information Management from the University of Sheffield in the United Kingdom. View Guest page
Tim O'Reilly is the founder and CEO of O'Reilly Media Inc. Considered by many to be the best computer book publisher in the world, O'Reilly Media also hosts conferences on technology topics, including the O'Reilly Open Source Convention, Strata + Hadoop World, the Velocity Conference on Web Performance and Operations, and many others. Tim's blog, the O'Reilly Radar "watches the alpha geeks" to determine emerging technology trends, and serves as a platform for advocacy about issues of importance to the technical community. Tim is also a partner at O'Reilly AlphaTech Ventures, O'Reilly's early stage venture firm, and is on the board of Safari Books Online, PeerJ, Code for America, and Maker Media, which was recently spun out from O'Reilly Media. Maker Media's Maker Faire has been compared to the West Coast Computer Faire, which launched the personal computer revolution. View Guest page
Joshua Nyamweya Oigara is the Group Chief Executive Officer of the Kenya Commercial Bank Group. At age 37, his appointment in November 2012 to replace the outgoing CEO Martin Oduor-Otieno made him the youngest CEO of a publicly traded bank at the NSE. Prior to his appointment, he served as Chief Financial Officer and Member of the Board of Directors of the Company between January 12, 2012 and January 2013. He also served as Group Chief Financial Officer at KCB Bank Group for East Africa. He joined the Bank in November 2011 from Bamburi Cement where he served as Group Financial Director and Chief Financial Officer for the East Africa region. Oigara holds a Bachelor of Commerce degree from University of Nairobi and Master of Business Administration from Edith Cowan University and a host of other qualifications. View Guest page
Aaron Oliver is the Head of Emerging Payments for Middle East and Africa (MEA) at MasterCard. In his current role, he is responsible for overseeing and managing the strategies and implementation plans of Emerging Payment products to meet the evolving needs of consumers. He is also a member of the MEA Operating Committee, which provides oversight for the overall operations of the organization in the region. With an objective to further strengthen MasterCard’s position in the region and help enhance future growth, Aaron is also responsible for developing product strategies, implementation plans and applications of MasterCard’s Emerging Payment solutions, which include Mobile, E-Commerce, and Platforms such as chip, contactless, P2P, BillPay, InControl. With over 10 years of experience in the payment solutions and services industry across the Asia Pacific and the MEA region, Aaron joins MasterCard from Visa where he held the position of Senior Business Leader, Mobile Money View Guest page
Ido Ophir is responsible for bringing Personetics’ products to market. Mr. Ophir oversees a team of subject matter experts and product managers, crafting a roadmap for Personetics technology and business solutions. Prior to joining Personetics, Mr. Ophir held the roles of VP of strategic accounts and VP of product management at Actimize. Prior to Actimize, Mr. Ophir was VP of product development at Always-On, Inc. Mr. Ophir is a graduate of the Israeli Defense Force MAMRAM technology program and holds a B.A. in Computer Science from Mercy College. View Guest page
David is a fierce proponent of financial and government transparency. He is- Founder/Trustee of the Network Society Research
- Member and Advisor of Singularity University
- Advisor of Dotsub (former CEO)
- Founder of Dotwords
- Founder of Axelera
- Mentor at Thiel Fellowship
- Chairman of the Board of Humanity+
- Founder of WideTag
- Co-Founder of Startupbusiness- social network for Italian Startup eco-system
- Scientific Advisory Board for the Lifeboat Foundation
- Founder of Open Government Data
Today, they will be talking about a new digital currency - DAO View Guest page
Rafaeol Otero co-founder and CTO of payleven, is an entrepreneur with extensive experience in the ICT and mobile payment sectors. Previously working with ClickandBuy Services AG, GMX, 1 & 1 Internet AG, as well as having founded Pulse-o-meter.com and Payment Company AG, Otero now mentors technically gifted entrepreneurs and acts as a business angel for tech startups. View Guest page
Listed in the Top 20 Twitter Influencers and #1 in South East Asia for Mobile Money, Mobile Banking, Mobile Payments & Mobile Commerce industries by Obopay. An attorney, consultant, board member, & advisor with more than 25 years of experience in inclusive financial services with a focus on mobile money, mobile banking, microfinance & SME development. He has worked in Asia, Africa, the Middle East, Latin America and the Caribbean. His areas of expertise include international project management, planning, designing, & implementation of inclusive financial services (credit & savings products, micro payments, mobile payments, mobile banking, & microinsurance) both on the policy side and directly with banks, credit unions, specialized microfinance institutions, third party mobile money operators & mobile network operators. He has managed several international projects and has written and lectured on various aspects of mobile money and financial inclusion. He is currently a Director at Chemonics International and a Senior Policy Advisor at the Alliance for Financial Inclusion. View Guest page
Joe is a leader in the Financial Services, Business Transformation team at Cisco Systems delivering the value of the Internet of Everything to global banking and wealth management firms. He and his group take a business outcomes based approach in delivering market leading solutions. In prior roles Joe served as VP, Consulting Sales and M&A in the Tata Consultancy Services (TCS) Digital Software & Solutions Group, delivered Big Data solutions to Wall Street while at Informatica and worked at Microsoft for more than 17 years where he was Managing Director, Worldwide Banking & Capital Markets. Joe serves on the NJIT University Board of Advisors College of Computing Sciences and has 4 citations in patents for his work on mission-critical computing architecture. Joe has more than 25 years of experience in IT and business leadership roles serving the financial services, retail, cpg, communications, media & entertainment, life sciences, professional services, and shipping industries. Joe served as Managing Director of Banking and Capital Markets in the Worldwide Financial Services Industry Group at Microsoft. He was featured on the cover of Finance on Windows in 2012. Pagano oversaw the industry strategy, sales, marketing, solution development, partner development, thought leadership and executive relations, ensuring that the full extent of Microsoft’s vision and value proposition was realized by banking and capital markets institutions globally. In the mid 00's Joe was responsible for the global channel services and support strategy and programs for the award winning Microsoft Partner Program where he led market development planning in Madrid, Reading UK, Bangalore, Shanghai, & Hangzhou with services made available to partners in more than 60 countries and 18 languages. View Guest page
Michal is an effective and inspiring leader, with proven track record of successfully implementing world-class innovation in diverse, multicultural and global environment. His industry experience focuses in financial services and technology, while functional expertise lays in operations & sales, strategy and finance management. Michal has crafted his general management skills and know-how in the most competitive global and Polish organizations. View Guest page
Sean Park is a leading independent thinker on the future of financial services, the author of The ParkParadigm, and the co-founder of Anthemis Group SA. Over the next decade and beyond, a tremendous opportunity exists to profit from the emergence of a new paradigm in financial services and markets. Disruptive business models, products and services - enabled by exponential improvements in technology - will fundamentally challenge incumbent firms and market structures. These new approaches will drive a reconfiguration of the financial industry and the structure of many markets within the wider economy. Anthemis Group was created in September 2010 specifically to take advantage of this opportunity with the ambition to build the world’s first “digitally native” financial services group: a group of companies and businesses uniquely adapted to profit from the emerging competitive landscape of the Information Age. Sean is also a founding investor in innovative companies such as Betfair, WeatherBill and BankSimple and has extensive experience investing in and advising start-up and high growth companies in addition to over 16 years of experience working at a senior level in capital markets and investment banking. Building businesses has been a key theme throughout his career. View Guest page
CEO and Founder of Templars, a thriving, award winning communications consultancy specialising in financial services. She founded the Social Media Charter in 2013 as a risk based solution to the growing opportunities and pitfalls of social media in financial services. This Charter is working in dialogue with UK regulators to set the standard for compliant social media. Kitty’s a member, UN Media Coalition and mentor of the Cherie Blair Foundation. Shortlisted PR consultant of year 2009 by PRCA. Founder, ACN network, to help women in business. Young Global Leader (2014) of World Economic Forum. Established and founded a social enterprise scheme at 16, facilitating employment opportunities for ex-offenders. View Guest page
Over 25 years of banking experience with Standard Chartered Bank (SCB) and Citibank in regional / global roles in Innovation, Risk Management, Operations, Digital Banking and Internal Audit, across Asia-Pacific and Middle East.
Distinguished Fellow of IBF (highest financial services accolade in Singapore) and Visiting Research Fellow of Singapore Management University's Sim Kee Boon School of Financial Economics (focused on digital banking and financial inclusion).
Part of regulatory / government thought leadership working groups on FinTech and banking in various countries. Member of the World Economic Forum (WEF) steering committee on 'Disruptive Innovation in Financial Services'. View Guest page
Author of Make Change Work, Results Rule! and On My Honor, I Will. Creator of INTEGRITY-DRIVEN® Leadership. Creator of POSITIVE PERFORMANCE® Management. Commentator for media including The New York Times, Entrepreneur, Executive Excellence, on CNN, Fox News, the BBC, the ABC radio network and in numerous professional and trade association journals. Author of over 500 published articles in leading business and trade journals. A client list that includes many of this country’s best-known organizations including Exxon, Alabama Power Company, Marriott Hotels and Resorts, Texas A&M University, Hyatt Hotels and Resorts, Sprint PCS, Brinks Home Security, Progressive Insurance, State Farm Insurance, LaSalle Bank, Sprint, and EDS as well as trade associations and government agencies at the local, state, and national level. Master’s degree in Psychology, post-graduate work in Organizational Administration & Management. Adjunct instructor in the Cox Business Leadership Center at SMU View Guest page
Kosta Peric is a technologist, whose interests lie at the point of fusion between technology, finance and innovation. Currently deputy director, Financial Services for the Poor, at the Bill & Melinda Gates Foundation, Kosta is also the author of "The Castle And The Sandbox", a book explaining how to foster innovation in established companies (Amazon link - http://goo.gl/UGCYfx). He was the co-founder and leader of Innotribe, the SWIFT initiative to enable collaborative innovation in the financial industry. At SWIFT, he was the chief architect of SWIFTNet, the backbone worldwide secure network currently connecting 8,000 banks and 1,000 corporations, and servicing daily the world economy. He loves technology subjects such as mobile payments, big data, augmented reality, hard AI; and social topics such as banking for a better world, connecting the unbanked, virtual currencies and new economies. View Guest page
One of Ireland’s best-known serial entrepreneurs, Pat Phelan is recognised internationally as one of the most connected men in the technology industry. Over the past 15 years he has built a number of successful businesses in the Internet, mobile and telecoms sectors.
Currently focussed on building Trustev along with his co-founder Chris Kennedy, Trustev is revolutionising how companies of all sizes transact online through real time online identity verification. Trustev was recently named the Top technology Startup in Europe by the EU Commission.
Pat drives a no-nonsense, focussed approach to business operations, to deliver measurable results for customers, partners and investors. He believes strongly in partnerships and personal relationships in doing business. View Guest page
Lisa Kuhn Phillips
Lisa has almost 25 years of financial services, business~social leadership and organizational change experience. All of it matters for the right reasons and connecting life, work, people and purpose. I guide it with great clarity, performance and passion. From experiences in e-level to c-suite roles, my specialties are aligning business operations, simplifying complexities through collaboration, and developing people (internally and externally) in many business disciplines/services. Everything truly connects when silo’ed thinking (and assumed hierarchy) is replaced by a collaborative operating culture. View Guest page
Brock Pierce is a venture capitalist and serial entrepreneur best known for pioneering the market for digital currency. He is a founder and Managing Partner of Blockchain Capital and Chairman of the Bitcoin Foundation. Blockchain Capital has invested in more than 30 blockchain enabling technology companies. Pierce is also a founder, advisor, or board member of GoCoin, Tether, ZenBox, Blade Financial, Expresscoin, Noble Markets, BitGo, ChangeTip, BlockStreet, Coin Congress, and Plug and Play. He is a sought-after commentator on the Bitcoin economy and was elected to the Bitcoin Foundation Board in 2014. Pierce is a BitAngels city leader and runs a top AngelList Syndicate. As an entrepreneur Pierce raised more than $200 million for the companies he founded and led more than 30 acquisitions throughout his career. Pierce’s entrepreneurial activities have been focused in the areas of digital currencies like Bitcoin, virtual worlds, gaming, payments, and ad tech. View Guest page
B. Joseph Pine II is an internationally acclaimed author, speaker, and management advisor to Fortune 500 companies and entrepreneurial start-ups alike. Mr. Pine co-founded Strategic Horizons LLP, a thinking studio dedicated to helping businesses conceive and design new ways of adding value to their economic offerings. A prolific writer, his 2011 book Infinite Possibility: Creating Customer Value on the Digital Frontier, with Kim C. Korn, describes how companies increasingly use digital technology to create experiences that fuse the real and the virtual. Also that year Mr. Pine updated his best-selling The Experience Economy with his partner James H. Gilmore with new ideas, new frameworks, and many new exemplars. A prolific writer, his first book in 1993 was the award-winning Mass Customization, and in 1999 he published the best-selling The Experience Economy: Work Is Theatre & Every Business a Stage with his partner James H. Gilmore. They followed that up with Authenticity: What Consumers Really Want in 2007 and in 2011 they updated The Experience Economy with his partner James H. Gilmore with new ideas, new frameworks, and many new exemplars. View Guest page
Jesse is Managing Director for Startupbootcamp FinTech New York. He is responsible for all aspects of the program including startup outreach and working with its excellent partners.
A lifetime New Yorker, Jesse spent twelve years in trading and business development roles at financial insitutions such as Jefferies, KCG and Susquehanna. In 2012 he entered the NYC fintech startup scene and has never looked back.
Jesse co-founded TechDay, a large scale event and online community. Since its inception. TechDay has grown from a small crowd of 500 people to a community of tens of thousands in multiple markets worldwide. TechDay's diverse events have helped more than a thousand startups in connecting with members of the press, investors, technologists & early adopters. He was also a founder of DevShop, a ruby on rails development agency that was sold to DevWorks Lab.
Jesse was also a co-organizer for NY Fintech Startups, which is the largest fintech meetup in the country. View Guest page
Technology Evangelist, Paid Speaker, Startup Mentor @AlchemistAcc @VirginStartup. Top 100 #Fintech #AI #VR #IoT. Tenacious Scotsman. View Guest page
Christel is the Content Lead for Twitter, where she heads up the creation of narratives across Asia-Pacific, Middle East, North Africa, Russia & Greater China on why and how brands should advertise on Twitter. At Twitter, Christel developed #WinAtContent, the first always-on content planning program for advertisers and potential clients in the region, and produced Twitter's first book for the region, “Tweets From the Top - Twitter for Executives, Asia-Pacific”. What drives Christel is her interest in the momentum of human behaviour across technology. Previously, Christel led Social Business for Samsung Asia, and was the Global Social Manager at Havas Media Group, where she had the privilege of working on digital strategy, marketing and content strategy for DBS Bank, Intel, Toshiba, Globe Telecom, Hong Kong Tourism Board, Unilever, and KLM Airlines. Christel has been nominated by Business Insider as one of the top 30 people from the advertising industry to follow on Twitter View Guest page
Dr. Eric Rachlin
Eric has a Ph.D in nanoscale computing from Brown University, where he also received his undergraduate degree in Applied Math and Computer Science. After completing his PhD thesis in 2010, Eric worked with MPI Director Michael Black on learning highly accurate 3D body models from 2D and 3D data. As a senior research scientist at the MPI for Intelligent System, Eric helped manage a team of computer vision researchers, collectively working together to build the world’s most accurate statistical model of human pose and shape. View Guest page
Suresh Ramamurthi is an Entrepreneur and Investor in Financial Technologies. His previous experience includes two technology startups and working at Google. First startup created a narrowband wireless technology that was used in VideoGuide (first Guide button for TV remotes) and AirMedia (first wireless email). Second startup was a technology services company that grew to over several hundred employees. Currently invest in technology start-ups and serve as Chairman at a payments focused financial institution. View Guest page
With a background in economics and journalism, JP Rangaswami has been a technology innovator and chief information officer for many leading financial firms. As an advocate for open source and disruptive technologies, Rangaswami has been a leading force in the success of multiple startups, including School of Everything, Salesforce.com and Ribbit. He blogs (unmissably) at Confused of Calcutta. View Guest page
Scott Raskin is CEO of Spigit, a market leader in the innovation management space helping organizations crowdsource ideas from its employees, customers and partners. Raskin began his career in sales and holds more than two decades of leadership and management experience building high-growth and successful enterprise technology brands. A Detroit native, he has been involved in supporting revitalization efforts in the city. View Guest page
Josh Reich, CEO & Co-Founder Josh’s career has spanned marketing analytics and quantitative finance, including running a data mining consulting firm, a quantitative strategy group at a $10 billion fund, and core components at the mortgage lead market, Root Exchange. Three years ago, Josh founded Simple, formerly BankSimple, a company that is working to radically redesign banking by using modern technology to help people worry less about money. Josh has a BSc. in mathematics and statistics from the University of Melbourne, most of a medical degree, and an MBA from Carnegie Mellon University. View Guest page
Mark is responsible for the report development and presentation of BAI's benchmarking programs. Prior to joining BAI, he held consulting and sales positions with Open Solutions, Deluxe Corporation and various Chicago area banks and brings over 20 years of experience to the organization. Mark received an MBA from DePaul University in Chicago and a bachelor of science in Finance from Southern Illinois University. View Guest page
Ben Robinson is Chief Strategy and Marketing Officer at Temenos, with global responsibility for Strategy, Communications, Marketing and Innovation. A regular blogger and speaker on the subjects of innovation and fintech, Ben runs the “Swiss Technology Group”, a networking group aimed at promoting the technology industry in Switzerland, and is a mentor at Fintech Fusion, Switzerland’s first fintech start-up accelerator. Ben joined Temenos in 2007 and held roles in investor relations and corporate development before assuming his current role in 2013. Prior to Temenos, Ben worked as an equity analyst at Exane BNP Paribas, covering the European software and IT services sector, and as an auditor at Deloitte. Ben is prize-winning UK chartered accountant and holds a first-class degree in Economics from the University of Leeds in England. View Guest page
Jeffrey Robinson is the bestselling author of 30 books, including The Laundrymen, his ground breaking work on money laundering, and most recently, "BitCon-The Naked Truth About Bitcoin." BitCon - The Naked Truth About Bitcoin: bitly.com/1u1cVBt Twitter: @writingfactory Website: http://www.jeffreyrobinson.com Facebook: http://www.facebook.com/jeffreyrobinsonwriter View Guest page
Brian has been working inside just about every part of the payments and technology industry since 1986. From leading large sales teams, to writing computer code for unique solutions on to founders and CEO functions. His current focus is on working with startup and legacy technology companies to best understand how the future of payments will impact their business plans. Check out Brian here- https://www.quora.com/How-did-Brian-Roemmele-become-a-payments-expert View Guest page
David S. Rose
Hi! I’m David S. Rose, an Inc. 500 CEO, serial entrepreneur and so-called ‘super angel’ investor. As the founder and Chairman Emeritus of New York Angels, one of the world’s most active and professional angel investment groups, I have led first round investments in a wide range of exciting, high growth companies. And as the founder and CEO of Gust, I am an entrepreneur myself, working to help shape the future of early stage finance by empowering both entrepreneurs and angel investors to collaborate in creating the companies of the future. Among my other activities are Singularity University, the post-graduate program in Silicon Valley sponsored by NASA, Google and other leading organizations focused on the future. I am an Associate Founder of Singularity U and created and chair its program in Finance, Entrepreneurship and Economics. I am also co-founder of AREA, a real estate technology accelerator program in New York City. View Guest page
Jon Rosner- Bluebird/AMEX Jon Rosner is Vice President, Product Development at American Express. In this role Mr. Rosner is responsible for product and capability development for the US Payment Options business including the creation of Bluebird, a debit and credit alternative in partnership with Walmart. Prior to assuming this position, Mr. Rosner held a variety of roles of increasing responsibility at American Express in marketing, strategy, finance and business development functions in Merchant Services, International Consumer Card and Travelers Cheques. He joined American Express as a campus hire in the Strategic Planning Group. Mr. Rosner earned a BS from Wharton and an MBA from NYU. View Guest page
Manu Saadia is the author of Trekonomics: The economics of Star Trek (link: http://amzn.to/1UjeOoY). His work has been featured in The New York Times, The Wall Street Journal, NPR's Marketplace, Business Insider, The New Yorker etc. Originally from Paris, France, Manu Saadia lives and writes in Los Angeles. View Guest page
Bipin Sahni is the head of Innovation and R&D for Wells Fargo’s Wholesale Services Group. He and his team drive innovation and explore emerging technologies to help Wells Fargo better serve its corporate customers. Bipin also co-leads the Wells Fargo Startup Accelerator, a program that mentors and invests in innovative companies. Please visit the Startup Accelerator at www.wellsfargo.com/accelerator View Guest page
George Samman is the co-founder and COO of BTC.sx, the world’s first bitcoin-only trading platform. He is a former Wall Street Senior Portfolio Manager and Market Strategist as well as a technical analyst. He holds the Chartered Market Techician (CMT) designation. A seasoned trader, George has over eight years of experience in the financial markets. View Guest page
Suvo Sarkar is a consumer banking and wealth management professional with over 25 years of multi-functional experience with 5 leading banks and in multiple geographies in Asia and the Middle East. Currently responsible for the retail banking, private banking, wealth management and consumer finance businesses for Emirates NBD, the largest bank by assets in UAE, Suvo headed the consumer and affluent banking businesses of National Bank of Abu Dhabi till mid-2012. While at NBAD, Suvo revamped the business with a new brand, new products, re-engineered processes and a new sales and service culture. Suvo has over 18 years in experience with Citibank, ANZ Grindlays and Standard Chartered. His last position in Standard Chartered was regional head of wealth management for Middle East & South Asia. Prior to this, as country head for Standard Chartered's consumer business in Indonesia, Suvo helped treble the bank's balance sheet through the Asian crisis, and established successful retail banking and wealth management businesses. Suvo has a degree in engineering and is an MBA gold medalist from the prestigious Indian Institute of Management. He is a qualified investment consultant and has trained at INSEAD and Oxford University. He serves as chairman on the boards of Emirates Money, ENBD Asset Management and ENBD Securities and as a director on the board of Tanfeeth. He speaks regularly at global and regional conferences on retail banking, and is a media spokesperson on industry trends. He is also an advisor to Abu Dhabi University. View Guest page
Alex is focussed on helping high potential fintech startups accelerate and scale globally relevant businesses and is the founding CEO of Stone & Chalk which is fast becoming Asia’s prominent Fintech Innovation Hub. Previous to his current role Alex was co-founder of the Techstars Accelerator Program with Barclays, he launched the ‘Escalator’ entrepreneur hub in London and was also behind a major Open Innovation program which saw hundreds of start-ups pitch to win commercial projects with large organisations. Alex has also previously worked with Nokia for 7 years and Lend Lease alongside several years in Australian Army. View Guest page
Dan Schatt heads financial innovations for PayPal. In this role, he is responsible for defining and executing on the business and product strategy for PayPal's initiatives with financial and loyalty partners. Prior to PayPal, Schatt was an industry analyst with Celent, and led the company's retail payments practice. Prior to his role as industry analyst, he served as GM of Yodlee's data services group, responsible for integrations with top tier financial institutions. Before Yodlee, Schatt worked as an investment banker for Salomon Smith Barney and held positions in Asia, Europe, and Africa with Citigroup. Schatt has been widely quoted in the media, including The New York Times, The Wall Street Journal, Financial Times, Business Week, and has also written articles for American Banker and Bank Systems & Technology. He has presented at national and international venues, including the United Nations Development Program Roundtable on Remittances, the World Bank / APEC Dialogue on Remittance Systems, NACHA's Annual Payments Conference, BAI's Retail Delivery conference, and The Internet Retailer conference. Schatt received a dual MBA (Finance) and MIA (International Economic Policy) from Columbia University and a BA from the University of California Santa Barbara. View Guest page
Peter is the chief executive officer of PBB, SBG and SBSA. Peter joined the group in 2002 as director, retail products. In January 2006, he was appointed as deputy chief operations officer. In September 2006, he was appointed deputy chief executive of PBB SA. In 2008, he was appointed chief executive of PBB SA. In November 2012, he was appointed chief executive of global PBB. - See more at: http://www.standardbank.com/OurLeadership.aspx#sthash.91S7OeTj.dpuf View Guest page
Rachel Schneider is Senior Vice President of Insights & Analytics for the Center for Financial Services Innovation. In this position, Rachel serves as an industry expert on the underbanked, identifying new innovations and documenting trends. She coordinates relationships with academic and industry research partners to ensure that CFSI’s research is timely, action-oriented and impactful. In addition, Rachel collaborates with financial services companies and others regarding strategy development and product design related to the underbanked market and oversees CFSI’s policy activities. Rachel began her career as an investment banker at Merrill Lynch & Co., though she hails her interest in the underbanked from her days as a VISTA Volunteer. She holds a J.D./M.B.A. from the University of Chicago, and a B.A. from UC Berkeley. - See more at: http://www.cfsinnovation.com/about/team-member/rachel-schneider#sthash.I9oDXupa.dpuf View Guest page
Rachel Schneider is senior vice president at the Center for Financial Services Innovation, an organization dedicated to improving the financial health of Americans. Rachel is a sought-after expert who speaks and publishes broadly about issues in consumer finance, offering frank, insightful assessments of the financial challenges facing the majority of Americans. Her research has been featured in the nation’s top publications, such as the New York Times, Wall Street Journal, Huffington Post, and many others, and she speaks frequently at a broad spectrum of events, from Money2020 to Federal Reserve Board, FDIC and CFPB conferences to CFED’s Assets Learning Conference. Though she began her career as an investment banker at Merrill Lynch & Co., Rachel credits her commitment to the potential for innovative finance to solve major social problems to her days as a VISTA Volunteer (now AmeriCorps). She holds a J.D./M.B.A. from the University of Chicago, and a B.A. from UC Berkeley. View Guest page
CIO, Mercantile Bank of Michigan What, you haven’t heard of MercBank? It was only the first bank to partner with PayPal for P2P payments and Bill.com for billpay. Schulte is a believer that banks must partner with startups to succeed, and further believes that community banks’ freedom to act can make them better innovation partners than the big guys. MercBank offers a full suite of mobile offerings and is exploring new ways to bring in Gen Y customers through innovative social media offerings and partnerships with a local university. View Guest page
Robert Scoble is Entrepreneur in Residence at Upload VR and among the world’s best-known online tech journalists. He is recognized globally as an early spotter of important technology patterns and trends and is among the world’s most popular tech speakers. View Guest page
Scoble is the Rackspace Startup Liaison Officer, helping small teams have a huge impact with cloud computing technology. He’s a geek who grew up in Silicon Valley and since 1985 he has been building online communities. Robert travels the globe studying and making media about world changing startups. You will also find his videos on YouTube, Google+, Twitter or on the Scoble blog, Scobleizer.com. Robert is also the father of three sons, Patrick, Milan and Ryan, who are lots of fun and they are all geeks in training. View Guest page
Global Industry Executive – Banking, Finance & Insurance Rocky Scopelliti is Telstra’s global thought leader and industry expert in the banking, finance and insurance industry. His pioneering work and membership on the innovation council of a major bank, has delivered five industry first innovations. He is also a non-executive director on the board of Community First Credit Union - Sydney’s largest credit union. Rocky has more than twenty years senior management experience in the Information Technology and Financial Services sectors covering product development, strategy and planning, business development, research and strategic marketing. Over the past seven years, Rocky has authored ten thought leadership research reports covering retail banking, business banking, insurance and wealth management that have become widely acknowledged for their contribution to digital transformation. View Guest page
Jen Zhu Scott
Jennifer Zhu Scott is the cofounder and principal of Radian Partners, an advisory firm focusing on private investments with ‘double bottom lines’ – do well and do good. Prior to Radian Partners, she was head of business development and strategy in APAC for Thomson Reuters. At the age of 26, Zhu Scott cofounded one of the first education companies in China and later sold her shares before moving to the UK as a senior advisor to the education subsidiary of Daily Mail and General Trust. She is the chairman of Music for the Growing Mind, a charity inspired by Venezuela’s El Sistema, which provides free classical music education to underprivileged children in Hong Kong. In 2014, she was appointed as a member of China Council convened by the Global Agenda Council, the World Economic Forum’s think tank. In 2013, Zhu Scott was honored by WEF as a Young Global Leader. She is also a China Fellow of the Aspen Institute and a permanent member of the Aspen Global Leadership Network. View Guest page
Danny Shader is the founder and CEO of PayNearMe, the cash payment network. PayNearMe enables consumers who do not have a credit or debit card or who simply prefer cash to conduct remote business transactions safely and easily. Prior to PayNearMe, Danny served as CEO of Jasper Wireless, Inc. Before Jasper, Danny served as the President and CEO of Good Technology, Inc., the leader in standards-based enterprise wireless messaging and data access, which Motorola acquired in 2007. Before Good, Danny served as a vice president and general manager at Amazon.com, which he joined when Amazon acquired Accept.com, the first consumer-to-consumer payment services company, which Danny co-founded and led as CEO. Danny earned a B.S. in Industrial Engineering and Operations Research from the University of California at Berkeley and an M.B.A. from Stanford University. View Guest page
Jaidev heads Capital One Ventures, bringing insights and new capabilities to Capital One via startup venture investing, business development, innovation acquisitions, and incubation. Under his leadership, the Ventures team creates unique learning, commercial and acquisition opportunities for Capital One by investing in financial technology companies. Areas of focus include big data technologies, payments and commerce, and security/authentication. Jaidev joined Capital One in 2012 through the acquisition of Bundle.com, a big data analytics company. He was the founder and CEO of Bundle. Jaidev holds an MBA from INSEAD and a BS in Engineering from Northwestern University. Jaidev previously held international roles at Citi, including Executive Vice President at Citi Global Digital Innovation, and President of Citi Ventures. Jaidev lives in New York with his wife, Kristin, a freelance writer and editor. View Guest page
Ron Shevlin is a senior analyst at Aite Group. He specializes in retail banking issues including sales and marketing technologies, customer and marketing analytics, loyalty management, P2P lending, personal financial management, social computing, online banking, customer experience and consumer behavior. He is a recognized thought leader for his pioneering research on right-channeling consumer interactions, the impact of customer advocacy on future purchase intention, and developing sense-and-respond marketing capabilities to improve sales and marketing efforts. He has been widely quoted in press, in publications such as U.S. Banker and Credit Union Management, and has been a keynote speaker at numerous industry/client events including BAI Retail Delivery, CUES CEO Network, DMA Financial Services, NICSA Technology Forum and Forrester Finance Forum. Mr. Shevlin received an M.B.A. in Finance and Statistics from the University of Texas at Austin, and a B.A. in Economics from SUNY Binghamton. He is also the author of Snarketing 2.0: Marketing In the Age of Social Media, published in October 2011. View Guest page
Alan Shields is a co-founder and Managing Director - Advisory for RFi, a global provider of customer intelligence focusing exclusively on financial services and specialising in data and information gathering, insight generation and strategic decision support for the world's leading banks. Responsible for overseeing all syndicated research and advisory solutions across RFi's network in 29 markets globally, Alan has more than 12 years of research and analysis experience and has spent his entire career focused on financial services across the globe including Europe, North America, the Middle East and Asia Pacific. Alan has worked on syndicated or bespoke projects with every bank in Australia and New Zealand, with most of the major banks in the Asia Pacific region and with many of the global banks. View Guest page
Barri Shorey is the enterprise development and employment technical advisor at the International Rescue Committee (IRC). Barri began working at IRC in 2006 at the very beginnings of the livelihoods and economic programming sector. As TA Barri supports enterprise and employment based programming in IRC’s Syria Response portfolio supporting the progression from meeting basic needs to more livelihoods focused humanitarian responses. Prior to that Barri served as youth and livelihoods advisor providing support to IRC’s West Africa, Rwanda, Burundi, Haiti and Kenya programs with a specific focus on curriculum development, microfranchise/microenterprise development and private sector partnerships. This included supporting the design and start-up of the IRC Kenya program’s Girls Empowered by Micro-franchise (GEM) project - an all girls micro-franchise project supporting 2400 young women in Nairobi; working with the Burundi team on refining its rural apprenticeship model, and supporting the development of emergency Y&L programming in Liberia. Barri also served the Child and Youth Protection and Development Officer in Sierra Leone, in which she managed the IRC’s first microfranchise pilot. Barri has a master’s degree in international education from the George Washington University and a bachelor of arts in philosophy and religion from Colgate University. View Guest page
SVP, Open Innovation and Ecosystem Builder BBVA is a large international bank operating in over 30 countries. The company's strategy is to be the leading global digital bank. My role is implementing the innovation global strategy and vision within the US and heading the North American region for BBVA's global fintech competition, Open Talent. I am also the US lead for BBVA's millennial initiative. View Guest page
Senior Vice President, Financial Services, Card Business Leader
Paul Siegfried is charged with product development, business development and strategy within the financial services card vertical. Before joining TransUnion, he managed the credit card business at Fifth Third Bank where the business grew 10 fold over 12 years. Before that, he was the Midwest Regional Manager for Sales at Visa. He is known within the industry for forming meaningful partnerships to enable business growth. View Guest page
Jerry Silva is research director for IDC Financial Insights responsible for the global retail banking practice. Jerry's research focuses on technology trends and customer expectations and behaviors in retail banking worldwide. Jerry draws upon over 25 years experience in the financial services industry to cover a variety of topics, from the back office, to customer channels, to governance in the technology shops at financial institutions. His work for both institutions and vendors gives Jerry a broad perspective in technology strategies. Previously, Jerry ran his own technology consulting company, PG Silva Consulting, assisting both vendors and institutions with the development, marketing, acquisition and deployment of technology solutions in financial services. His banking background includes 16 years of direct experience running technology shops and transformational projects for First Chicago, BayBank, and BankBoston. View Guest page
Alex is President of Movenbank and is responsible for management of Movenbank against its business and product strategy. He is based in New York City and has over 18 years of experience in business, technology and marketing strategy for financial services firms. Prior to Movenbank, Alex led the Financial Services Center of Excellence at SapientNito, one of the leading marketing and technology services agencies in the world. He was responsible for dramatically accelerating the firms growth in retail banking and the retail wealth management sectors and for establishing the firms' sector strategy and point of view in the market. He served as an advisor on digital strategy and disruption for global leaders like HSBC, TD, Citi, Bank of Montreal, Royal Bank of Scotland, and Barclays. Alex is a graduate of Yale University. View Guest page
Paolo Sironi is Thought Leader of Wealth Management at IBM Risk Analytics, promoting goal based investing and quantitative methods for financial advisory (retail/private banking, families and institutionals). Combining risk analytics and technology, Paolo's expertise spans wealth and asset management, risk management, banking regulation, cognitive computing, digitalisation and Robo-Advisors. Before joining IBM, Paolo founded a German FinTech (Capitects, 2008), a joint venture between Sal. Oppenheim Private Bank and Algorithmics (Risk Management Solutions provider) offering B2B solution featuring private portfolio re-balancing. Capitects became part of IBM following the Algorithmics acquisition. Prior to Capitects, Paolo served for 10 years as head of market and counterparty risk modelling at Banca Intesa Sanpaolo. He is author of quantitative literature: "Modern Portfolio Management: from Markowitz to Probabilistic Scenario Optimisation" (2015) View Guest page
Chris Skinner is best known as an independent commentator on the financial markets through the Finanser (www.thefinanser.com) and Chair of the European networking forum the Financial Services Club, which he founded in 2004. The Financial Services Club is a network for financial professionals, and focuses on the future of financial services through the delivery of research, analysis, commentary and debate and has regular meetings in London, Edinburgh, Dublin and Vienna. He is the author of ten books covering everything from European regulations in banking through the credit crisis to the future of banking. He is also Chief Executive of Balatro Ltd, a research company, and a co-founder of the website Shaping Tomorrow, as well as a regular commentator on BBC News, Sky News and Bloomberg about banking issues View Guest page
Bret Skousen-Moneydesktop - Executive Vice President, Marketing & PR Bret's 20+ years of executive leadership at companies like Black & Decker (B&D), and most recently Mountain America Credit Union (MACU), have resulted in a business acumen that is both broad and deep. At MACU, Bret implemented a completely new product development process from which the first product developed under this process resulted in an increase of over 50% profitability per user. At B&D, Bret's sales territories consistently over performed expectations by 15 to 20% and, as a testament to Bret's passion for building high performing executive teams, he was responsible for creating the BBHHI University, where B&D's leadership is trained, groomed and developed. View Guest page
AJ Smith is an award-winning journalist with more than a decade of experience in television, radio, newspapers, magazines and online content. Her work has been featured on CNN, The Weather Channel, ABC Radio, WSJ Radio, MarketWatch and Yahoo Finance. She has a passion for meeting new people, sharing stories and helping others. She has degrees from Princeton University and Mississippi University. AJ and her husband also write and illustrate children's books. View Guest page
Gavenraj Sodhi, the founder and CEO of 7 Senses Labs which began as iMedia an edutainment startup is on a personal mission to change education from childhood to senior citizens. This isn’t his first rodeo, so he knew it wouldn’t be easy and he will share what it takes to build a global multi cultural global team, how he convinced a Star Trek star to be his spokesperson, secured funding from JD.com (China’ s Amazon), won the 1776 Challenge Cup and much more. Gavenraj making the trek all the way from Shenzhen, China and learn why he thinks Tampa Bay should be his U.S. headquarters. You’ll also meet Solbit, a very special robot. Solbit is a family robot companion delivering with an Educational focus based on the STEAM (Science, Technology, Engineering, Arts, and Math) framework. Solbit has integrated cameras and future voice recognition capabilities that together with a cloud-based language library, will serve as the child’s personal learning companion. View Guest page
Brian Solis is globally recognized as one of the most prominent thought leaders, keynote speakers, and best-selling authors in innovation and digital transformation. His new book, X: The Experience When Business Meets Design, explores the importance of experiences and how to design them for customers, employees and human beings everywhere.
As Principal analyst at Altimeter, a Prophet Company, a digital anthropologist, and futurist, he also studies disruptive technology and its impact on business and society. More so, through his reports, articles and books, he humanizes technology's effect to help people see people differently and understand what to do about it. Specifically Brian studies digital transformation, customer experience and culture 2.0 and "the future of" industries, trends and behavior. View Guest page
Founder of IOTA, all about Internet of Things, Blockchain, and tech that will change the world. View Guest page
Anders Sorman-Nilsson is a futurist and innovation strategist who helps executives and business leaders decode trends, answer disruptive questions and strategise for foreseeable and unpredictable futures. As a Swedish-Australian strategist at Thinque he has helped executives of Fortune 500s and ASX leaders convert provocative questions into proactive, future strategies across 4 continents since 2005. His latest book Digilogue: how to win the digital minds and the analogue hearts of tomorrow’s customer - is hot off the press, and is featuring in top end business media like BRW, The Financial Review, Sky News Business, Qantas Magazine and ABC National Radio. He has completed the Global Executive MBA program at the University of Sydney Business School, and when he is not hanging out with clients like Eli Lilly, Fuji Xerox, HP, Pernod Ricard, or People’s Choice Credit Union - globally and locally - he likes to get his hands dirty together with his mum, Birgitta, in the turn-around strategy for her 96 year old bricks and mortar menswear store in Stockholm, Sweden in a world of Digital Disruption. View Guest page
Pascal Spelier combines entrepreneurship with a career at Capgemini Consulting. At daytime he is an expert in Digital Customer Experience helping companies creating a differentiating (digital) customer experience. In the evening he works on articles about innovation in Financial Services for his personal blog www.finno.nl (in Dutch). Before joining Capgemini Consulting, Pascal Spelier worked for 16 years at ABN AMRO in various positions related to account management (SME), loan products (Corporate Clients), private banking, innovation and (online) marketing. He is also the co-founder of a new early stage fintech startup: www.tradestates.com. View Guest page
Jared M. Spool is the founder of User Interface Engineering and a co-founder of Center Centre. If you’ve ever seen Jared speak about user experience design, you know that he’s probably the most effective and knowledgeable communicator on the subject today. He’s been working in the field of usability and experience design since 1978, before the term "usability" was ever associated with computers. Jared spends his time working with the research teams at the User Interface Engineering, helps clients understand how to solve their design problems, explains to reporters and industry analysts what the current state of design is all about, and is a top-rated speaker at more than 20 conferences every year. With Dr. Leslie Jensen-Inman, he is starting a new school in Chattanooga, TN to create the next generation of industry-ready UX Designers. Earlier this year, the school, under the nickname of the Unicorn Institute, launched a Kickstarter project that successfully raised more that 600% of its initial goal. He is also the conference chair and keynote speaker at the annual UI Conference and UX Immersion Conference, and manages to squeeze in a fair amount of writing time. He is author of the book, Web Usability: A Designer’s Guide and co-author of Web Anatomy: Interaction Design Frameworks that Work. You can find his writing at uie.com and follow his adventures on the twitters at @jmspool. View Guest page
Ravi is currently a Managing Director with RampRate, a IT infrastructure sourcing advisory firm. He works bulge-bracket customers across multiple verticals in building and securing integrated footprint around IT, data center, cloud, network and CDN. Additionally, Ravi is an advisor to firms in the BPO, cybersecurity and data sciences spaces. His prior life includes the Transformation of Bridgewater Associates' back office, co-founding BPO firms OfficeTiger and Pride Global, and database firms including Oracle and MicroStrategy. He's built teams in India and the US, and brings that perspective to this most interesting scenario today. (He holds an MS from Stanford University and a BSE from Princeton University, and is a Certified Business Resiliency Professional) View Guest page
Amanda Stanhaus is passionate about financial literacy. She is excited by the opportunities technology provides to engage and teach others about personal finance. As a community manager at Moven, she answers account-holder’s questions with a smile. And behind the scenes, she jumps through hoops to create the best experience possible for account-holders. With an eye for engaging content, Amanda ensures Moven’s Twitter, Facebook, and Blog are hubs for financial insights. In 2011, Amanda realized not everyone is the daughter of an accountant; her peers did not have the same opportunities to be financially literate, through no fault of their own. Amanda created the character Bettie to empower young women to answer the ultimate question: how can I spend, save, and grow my hard-earned money? Under a nom de plume, Amanda wrote daily on topics ranging from basic money management to investment strategies. Each blog post on XO, Bettie possessed a clear and compelling explanation, while contributing to a storyline that is common to successful millennial women.To further engage her peers, Amanda contributes to SmartAsset’s blog . Amanda has a Bachelor’s degree in Economics & North American Studies from McGill University. In her spare time, she assists and studies North America's Welfare State with Yale University's Dr. Theodore Marmor. Please visit www.amandastanhaus.com or follow @astanhaus on Twitter for more information View Guest page
Jon Stein is the CEO and founder of Betterment. Passionate about making life better, and with his experience from his career of advising banks and brokers on risk and products, he founded Betterment in 2008. Jon is a graduate of Harvard University and Columbia Business School, and he holds Series 7, 24, 63, and is a CFA charterholder. His interests lie at the intersection of behavior, psychology, and economics. What excites him most about his work is making everyday activities and products more efficient, accessible, and easy to use. View Guest page
Bart Stephens is a Founder and Managing Partner of Blockchain Capital, the General Partner of Crypto Currency Partners funds.Bart Stephens has also been a Managing Partner of Stephens Investment Management, LLC (SIM). Stephens Investment Management is a family owned and operated hedge fund and venture capital firm. Bart and his brother and Co-Founder Brad invented the term and pioneered "Nanocap" investing - venture capital style investing in the public markets focused on sub micro-cap equities. Bart has a background as both an operating entrepreneur and a venture capitalist. Prior to co-founding SIM, Bart was Executive Vice President, Venture Capital for Ivanhoe Capital Corporation (ICC), an international investment firm. Before joining ICC, Bart was a founding investor and Head of Corporate & Business development for Oncology.com. Oncology.com grew to become the internet's largest cancer related web site before being sold to Pharmacia (now Pfizer) in 2001. View Guest page
Jeff Stewart is a serial entrepreneur, inventor and investor specializing in internet-enabled growth businesses. Jeff is the founder an CEO of Lenddo, the world’s first online community that empowers the emerging class to use their online social connections to build their creditworthiness and access local financial services. Jeff is the Founder of Urgent Group, a venture development firm focusing on building innovative technology-enabled businesses, as well as the founder of Urgent Ventures LLC, which co-invests in angel stage technology start-ups. Jeff also founded Urgent Career, a venture-backed recruitment technology and services firm that seeks to improve how growth companies find, screen and assess sales talent. Prior to Urgent Career, Jeff founded Monitor110, which offered internet-based semantic big-data analysis to institutional investors. View Guest page
CEO of Tyro Payments, Jost Stollmann, is not your everyday briefcase wielding, cappuccino sipping banking executive. In fact, until he’d stepped foot on the shores of Australia, after circumnavigating the world from his homeland of Germany, he’d never worked a day in a bank in his entire life. Fast forward 10 years however, and Stollmann is one of the driving forces behind the success of local independent eftpos provider Tyro Payments. Along with remaining founders Andrew Rothwell and Peter Haig, Stollmann has navigated the fledgling fintech company through treacherous start-up seas – from securing scarce investment in a barren early-stage funding environment, to gaining an almost impossible to acquire banking license, right through to surviving the ‘Valley of Death’ during the Global Financial Crisis. View Guest page
Marcus is the cofounder and CEO of BitX. Previously, he worked for Standard Chartered in Singapore and before that 3i and Morgan Stanley in London. He holds an MBA from INSEAD, is a qualified Chartered Accountant and a CFA charterholder. He is a South African citizen and a Singapore Permanent Resident. View Guest page
When it comes to Bitcoin, Tim Swanson is known to many as the man who sees the glass half empty. Whether or not that’s true, it’s fair to say that Tim has critical opinions about Bitcoin and questions many of the assumptions held by those who wish to see it succeed. A researcher and educator, he is the author of several books including “Great Wall of Numbers: Business Opportunities and Challenges in China” and “Great Chain of Numbers: A Guide to Smart Contracts, Smart Property and Trustless Asset Management”. He also blogs about Bitcoin, economics and various other topics at OfNumbers.com. He currently serves as an advisor to Hyperledger and is Head of Business Development at Melotic. View Guest page
Member Services Manager
World Council of Credit Unions
Lili is a cooperative pioneer, economist and researcher passionate about the cooperative philosophy. She began her career by organizing grassroots cooperatives that leveraged microfinance models to transform the market power of agricultural entrepreneurs in rural Moldova, following the collapse of the Soviet Union. In her current endeavors Lili works in partnership with stakeholders from over 100 countries including credit union associations, regulators, educators, and public outreach on initiatives that are enabling industry leaders to navigate a variety of challenges and more effectively compete in the wake of the global banking and financial crisis. Lili manages World Council’s annual educational program for young professionals and is the co-author of “International Lessons for Young Adult Membership Growth”. Lili lives with her husband Doug and two children in Madison, Wisconsin. View Guest page
Alex Tapscott is a renown expert in Blockchain, and the CEO and founder of Northwest Passage Ventures, an advisory firm building blockchain companies. In 2014 he wrote the seminal report on governing digital currencies for the Global Solutions Network program at the Joseph L. Rotman School of Management at the University of Toronto. Prior to founding Northwest Passage Ventures, he worked for seven years in investment banking in New York and Toronto. View Guest page
BSD-Chief Evangelist at Synaptics A puzzle solver, a strategic thinker, a beyond-the-horizon watcher and a hands-on doer. Sebastien’s technical and professional experience spans more than 20 years in various industries. He has shaped ecosystems and products around POS, mobile payment, mobile security, mobile identity and consumer solutions even when he was told it was not possible. As such, he has provided expert opinions for and has been quoted in the WSJ, Washington Post, The Huffington Post, Reuters, Mashable, USA Today, CNN, CBC, Forbes, Dark Reading, Digital Transactions, Newsweek, etc. on topics ranging from mobile payments to mobile identity, and consumer biometrics and security. Sebastien was Chief Technology Officer at Validity and assumes a similar role at Synaptics as Chief Evangelist with a particular focus on ecosystem strategy and development positioning Synaptics at the forefront of the pack with its best-in-class Human Interface technology. Prior to Validity, Sebastien led the Mobile Ecosystem and Technology Integration effort at PayPal. He was also a member of the exclusive eBay Inventors Club for his multiple contributions to the patent portfolio (15 patents pending/filed) as well as a 2-times recipient of the PayPalian Award. He also founded and led Fluctuat LLC for more than 5 years and has held senior management positions for starts-up and Fortune companies such as Cardsoft, Renesas (Hitachi/Mitsubishi), Ridgerun (a Texas Instruments venture), Motorola SPS (now Freescale) and others. View Guest page
Kevin C Taylor
Kevin C. Taylor started in technology law at Brown Raysman in the first Internet boom of the late 1990s. During his career he has represented companies in all corners of the financial services industry: banking, securities, insurance, and credit card companies. He has also represented many technology companies that sell technology products and services to large financial institutions. He currently represents some of the largest financial companies in the world in the acquisition and use of technology, whether as software, services, hardware, or any combination of these. View Guest page
Named by City AM as one of the Top 10 most influential people in Fintech, Simon’s work at Barclays focuses on understanding the impact of new technology on Barclays businesses and clients. Simon has been heavily involved in the Barclays Accelerator programme since its inception and now leads much of the effort Barclays has in Blockchain R+D. View Guest page
Keith Teare is the founder at Archimedes Labs, the Palo Alto based incubator since 2005. He is a British born, Silicon Valley based, entrepreneur who has started or co-founded many startups since the early 1980s. Two achieved valuations of over $1 billion. (a) The EasyNet Group plc: UK. Founded in 1994 as one of the first ISP’s in Europe, Teare was CTO and co-founder. (b) RealNames Corporation, founded in Palo Alto in 1998. Teare was founder and CEO. The company created a multi-lingual web address system, with distinct national namespaces, sitting on top of the DNS. It used natural language keywords, mapped to URI’s to allow native language navigation. View Guest page
Brad Templeton is a developer of and commentator on self-driving cars, software architect, board member of the Electronic Frontier Foundation, internet entrepreneur, futurist lecturer, writer and observer of cyberspace issues, hobby photographer, and an artist. Templeton has been a consultant on Google’s team designing a driverless car and lectures and blogs about the emerging technology of automated transportation. He is also noted as a speaker and writer covering copyright law and political and social issues related to computing and networks. He is a director of the futurist Foresight Nanotech Institute, a think tank and public interest organization focused on transformative future technologies. Templeton was founder, publisher and software architect at ClariNet Communications Corp., which in the 1990s became the first internet-based business, creating an electronic newspaper. View Guest page
Lynn is a seasoned experience design industry leader with 15+ years experience spanning web/interactive agencies, research labs, global marketing and advertising firms, startups and educational institutions. Her specialties are web/mobile products, service design, and experience strategy supporting cross-channel ecosysteems. Lynn's overarching mission is to create positive, rewarding and holistic customer experiences. As Head of User Experience and Creative Director in several NYC-based agencies previously, she created blended SoLoMo digital experiences that combine e-commerce, content and social engagement. She is active in the NY startup community offering mentorship in lifestyle products and services, and social/community-based experiences. In her free time, she also mentors young women in design and techology. Lynn is an active public speaker at both large and small events. She holds an MA from Carnegie Mellon University. Follow @Lynn_Teo on twitter View Guest page
Robert Tercek is one of the world’s most prolific creators of interactive content. He has created breakthrough entertainment experiences on every digital platform, including satellite television, game consoles, broadband Internet, interactive television and mobile networks. His expertise spans television, telecommunications and software. In 2009, he was named one of the “25 Executives to Watch” by Digital Media Wire. Variety has named him one of the “Digital Dozen” most influential players in new media. An enthusiastic advocate of the future of media and entertainment, Mr Tercek is a highly in-demand speaker. He has been a featured speaker at NAB, CES,GDC, MIPTV, MILIA, E3 Expo, Sundance Film Festival, South By Southwest, X Media Lab, 5D New Television, Tokyo Game Fair, the Austin Game Conference, 3GSM, KidScreen Summit, MIT’s Future of Entertainmentsummit, CTIA, The Future of Television Summit, The Mobile Games Seminar, and The New York Games and Mobile Conference. View Guest page
Jennifer Tescher is the President & CEO of the Center for Financial Services Innovation (CFSI), the nation’s authority on consumer financial health. CFSI leads a network of financial services innovators committed to promoting high-quality financial products. Through its Compass Principles and a lineup of proprietary research, insights and events, CFSI connects members of its network to build a more robust financial services marketplace. Tescher founded CFSI in 2004 and has since achieved notable success in championing increased access to high-quality financial products and services for underserved consumers as an objective for the industry. She has become a nationally known expert on this topic, with a monthly column in American Banker, frequent interviews and articles in the financial press, and major speaking engagements at a broad spectrum of industry and policy convenings. View Guest page
Jennifer Tescher is the President & CEO for the Center for Financial Services Innovation, which aims to transform the financial services experience in America in order to better serve underbanked consumers and help them achieve prosperity. Towards that goal, CFSI develops and distributes real-world tested research and strategy, provides funding to promising companies, and facilitates cross-sector business collaboration. Ms. Tescher founded CFSI in 2004 and has since achieved notable success in raising the profile of underbanked access and asset-building as an objective for the industry. She has become a nationally known expert on this topic, with a monthly column in American Banker, frequent interviews and articles in the financial press, and major speaking engagements at a broad spectrum of industry and policy convenings. Tescher launched CFSI’s annual conference, produced in partnership with SourceMedia, which presents cutting edge thought leadership and showcases innovators, executives, and emerging companies in the financial services industries. Newly titled “Emerge: The Forum on Consumer Financial Services Innovation,” the conference agenda reflects CFSI’s understanding of the changing financial services market, offers a renewed focus on improving consumers’ financial health, and draws over 700 attendees each year. She lives in Chicago with her husband, Jonathan Eig, and her children, Lillian, Lola, and Jeffery. View Guest page
BRIC Expert, Speaker, Entrepreneur and Thought Leader, David Thomas is well known in the Asia Pacific region for his experience, credibility and passion for identifying, building and facilitating business and investment relationships between developed and emerging countries. His unique experience and powerful networks have accumulated over a 30 year career in London, Hong Kong and Sydney. He managed his own financial services business in Hong Kong for 8 years (1987 - 1995) which provided unique insights and first hand experience of the changing landscape within the Asia Pacific region, particularly the opening up of China, the rise of Japan and the Asian tigers, and the emergence of India. More recently, his influence and activities have extended to Latin America and Eastern Europe driven by his interest and passion for the economic potential and growing influence of the four "BRIC countries" (Brazil, Russia, India and China). As well as working with companies within many industry sectors (e.g. retail, professional services, manufacturing, food, tourism, education, publishing, design and technology) David continues to support financial services companies seeking to expand their global footprint, leveraging business and investment networks throughout the region, leading an annual mission to the Asian Financial Forum in Hong Kong, and as the Chairman of the Australasian Financial Forum in Australia. As a co-founder and Director of Brazil Access, David is working with leading Brazilian companies by facilitating their expansion and engagement with international markets in the lead up to the Rio Olympics 2016. View Guest page
Social Media Manager
World Council of Credit Unions
Sarah is a passionate communicator, sociology-driven digital fanatic. She’s a millennial who began her career after attending UW – Madison by developing online communication strategies for the TechStars company, Spill, Inc., (now known as MeToo)—the winner of the 2012 Global Social Venture Competition. Throughout her life, she’s been fascinated by behavioral science and how technology influences, changes and drives certain behaviors. In her current role, she is World Council of Credit Unions’ corporate social media manager, where she regularly engages online and offline with niche audiences from over 50 countries worldwide through World Council’s various channels. As a “big picture” person, Sarah thrives on digital strategy and spearheads development and execution of a unified, coordinated corporate new media strategy. In addition, she’s the editor and content creator of Credit Union Word Magazine, the annual World Council publication that reaches member organizations in over 60 countries. She also co-authored the Technical Guide, International Lessons for Young Adult Membership Growth. Moreover, Sarah manages and blogs for World Council’s weCU2 program, a global initiative that aims to help credit unions and millennials better understand one another through online platforms and case studies. She’s eager and driven to be a millennial voice for credit unions and continues to advocate for their unique impact and opportunity as a global development solution. Sarah has lived in Madison, Wisconsin for most of her life and has an endless love for espresso, kickboxing, fresh sushi, and traveling (even though she’s sort of a wimp when it comes to flying). View Guest page
Michael Toner is the Manager, Social Media at Navy Federal Credit Union where he effectively uses social channels to deliver industry leading customer service to Navy Federal's members while simultaneously overseeing the organization's engagement focused social media marketing program. Toner lives with his wife, Ashleigh in Alexandria, VA and is currently pursuing his Master’s in Business Administration from Drexel University's LeBow College of Business. View Guest page
Kevin Travis is a partner with Novantas in the New York office, and the head of the Distribution Strategy Practice Area. His focus in the last 5 years has been on changing customer attitudes and behaviors related to the buying and selling of financial products and service at banks. Previously, he worked in commercial banking in Europe and Africa. He is available to speak as an expert on evolving customer preferences, distribution, international banking, and broader banking strategies in general. Kevin has been quoted in publications such as American Banker, Credit Union Times, and Tech Journal on topics including online and mobile banking security and proliferation, online personal finance management tools, and internet advertising. He is a frequent public speaker and author, and is the author of multiple articles, white papers, and reports on evolving distribution strategies and banking models. View Guest page
Victoria Treyger has more than 15 years of experience in building brands and customer loyalty. She joined Kabbage because she loved its mission to understand customers better and provide them with cash when they need it. Before Kabbage, Treyger was most recently Chief Marketing Officer of RingCentral, the leader in cloud business phone systems. She was also CMO of Travelocity North America where she led the successful launches of opaque hotels, the deals category, an industry leading loyalty program, and significantly expanded customer acquisition by leveraging new online advertising platforms, social media, and mobile. Victoria, along with key agency partners, received the prestigious Bronze Effie Award for Advertising Effectiveness for the integration of social media, PR, TV, and website behind the highly successful 2010 Gnome Adventures campaign. Prior to Travelocity, Victoria led the acquisition and retention channel marketing group for the Fee Services division of American Express. As a general manager at Amazon, she launched and managed multiple new categories, including gifts, out of print books, and premium auctions. Victoria was also part of the founding team that started Amazon's marketplace business that developed the platform to enable merchants to sell through Amazon.com. Victoria has more than 15 years of experience in building brands and customer loyalty. She joined Kabbage because she loved its mission to understand customers better and provide them with cash when they need it. Her favorite ecommerce store is BHFO on eBay. View Guest page
Michele Van Lieu
Michele Van Lieu’s entrepreneurial skill set has been carefully crafted from years of experience working to develop businesses and make them exceptionally profitable. Several generations of her family were hard working entrepreneurs committed to excellence, so her insights came at an early age. Much of Michele’s success and training stemmed directly from Fortune 500 companies like Barnes & Noble and Starbucks. Then came a strong segue into making entrepreneurial contributions into smaller companies in need of operations strength and business development guidance. She was recruited to leverage these skills for a female based wealth management firm in New York City where she realized her significant passion and commitment to serve in addition to understanding the extraordinary need for comprehensive business and personal planning. In particular, women facing multiple demands truly benefited from her first hand knowledge of their needs and her ability to identify the missing pieces of their financial structure and plan accordingly, step by step, for their overall financial health. A New Yorker at heart and a self-described health nut, Michele enjoys organic cooking and spending time with her family. View Guest page
Peter Vander Auwera
Co-Founder of Innotribe, the innovation initiative of SWIFT and the architect and content curator for the main Innotribe events, including Innotribe at Sibos. Peter is responsible for various innovation proofs of concept and for the Digital Asset Grid, one of the most forward looking SWIFT Incubation projects. He is a member of the WEF expert group on Personal Data, member of the REXpedition (www.therexpedition.com) and TEDxNewWallStreet speaker. View Guest page
Founder and CEO of miiCard (My Internet Identity), the first Identity Service that can accurately prove a user’s true identity purely online. As someone with a passion for technology, I developed and patented miiCard’s Bring Your Own Identity platform in response to what is a fundamental lack of trust online. With miiCard, we have a proven layer of trust and assurance in identity that will enable consumers, businesses and governments to interact and transact with complete confidence online. Having been involved in technology and the Internet for over 20 years I’ve been fortunate enough to having held a number of senior level positions in marketing, technology and management. Most recently, I served as a co-founder and director of Money Dashboard, the UK’s leading personal finance management tool. I also created beblu, the first mini-component computer system designed for the living room; led a knowledge measurement & assessment service called MindSweep; a digital agency for websites and financial service applications named lightershade; and founded Squarepeg, an eBusiness consultancy specializing in CRM and sales management. View Guest page
Harriet is the General Manager Experience desig for Medibank, Australia's largest health insurance fund. Previously she was at Capco (a specialist Financial Services consultancy) in London as their principal experience design strategist. Given that titles are meaningless.. This means that she is fascinated by the intersection of people, change, product and service to transform and makes this happen with banks and other financial service institutions. She is driven by the development of purposeful services whether in health, financial services or communications through the development of outcomes not outputs. She is driven by a vision of a fairer world that sustains people and business. She has worked as an experience designer with NAB, Australia Post, some of the UK’s biggest banks, and supports a range of innovative start-ups from Singapore to Russia. View Guest page
Mike Walsh is the CEO of Tomorrow, a global consultancy on designing business for the 21st century. He advises leaders on how to thrive in this era of disruptive technological change.
Mike’s clients include many of the global Fortune 500, and as a sought-after keynote speaker he regularly shares the stage with world leaders and business icons alike. Mike previously founded Jupiter Research in Australia, and has also held senior strategy roles at News Corporation in the Asia Pacific Region. He is currently a board member and strategic investor in the North Alliance, Scandinavia’s leading digital marketing group.
Mike’s best-selling book FUTURETAINMENT, published by Phaidon was the winner of the design award by the Art Director’s Club in New York. View Guest page
Shawn Ward- Geezeo- CEO & Co-Founder Shawn is Geezeo’s CEO and leads the organization's third party partnerships and investor relationships. Along with his co-founder, Pete Glyman, he directs the organization's strategic initiatives. Prior to starting Geezeo, Shawn was General Manager of Gainskeeper, a division of Wolters Kluwer Financial Services Software (WKFS) division. Shawn was also corporate development strategist for WKFS where he evaluated potential acquisition candidates, divestures, and organic product build-outs. After studies at Boston University and Northeastern, Shawn spent more than eight years in various product management and analyst roles at Fidelity Investments. It was then that he realized technology could do so much more to enhance people’s financial well being. View Guest page
Will heads up the Exponential Conference Series here at SU. His background leading, investing in, and advising technology and consumer product companies has enabled him to acquire a unique blend of operational, investment and entrepreneurial experience. Will is passionate about people and ideas and has spent his life working to bring them together to help curate great opportunities and experiences. Among his most unusual accomplishments is that Will created and popularized the wrap, yes, the burrito like thing at a 30 unit restaurant chain he founded called World Wrapps. Will received his MBA from the Stanford Graduate School of Business and has a BA from University of California at Santa Barbara. View Guest page
Matt West-Moneydesktop - Vice President, Financial Institution Sales Matt has been with MoneyDesktop since before it brought on its first financial institution. He has been instrumental in signing the company’s first 400+ clients and has also played a major role in building relationships with MoneyDesktop’s online banking, core and payment networks. He comes with years of enterprise level financial services and technology sales experience and has worked with many companies in the Fortune 500. View Guest page
Founder of Winston Eco-Strategies, a globally recognized expert on green business strategy, appearing regularly in major media such as The Wall Street Journal, Time, BusinessWeek, New York Times, and CNBC. He has advised some of the world's leading companies, including Bank of America, Bayer, Boeing, Bridgestone, HP, Johnson & Johnson, and Pepsi. He also sits on Sustainability Advisory Boards for the Kimberly-Clark Corporation, Hewlett-Packard (HP), and Unilever, and serves as a Sustainability Advisor to PwC. Andrew bases his work on significant in-company business experience. His earlier career included advising companies on corporate strategy while at Boston Consulting Group and management positions in strategy and marketing at Time Warner and MTV. Andrew's new book, The Big Pivot, out in early 2014, explores how companies can manage the profound challenges of a hotter, scarcer, more open world. The Big Pivot provides a new roadmap, helping executives create a more prosperous business, economy, and world. He received his BA in Economics from Princeton, an MBA from Columbia, and a Masters of Environmental Management from Yale View Guest page
Lawrence Wintermeyer is the CEO of Innovate Finance. He has spent over 20 years as an advisor, executive, and board member to build, grow, optimize, re-structure and divest companies from start-ups to global brands. As a Big Four advisor, he has worked with global brands across the financial services, TMT and energy sectors in Europe, Asia and North America. In recent years he has focused on the small cap venture capital and private equity markets and has experience owning, running and advising alternative asset managers and technology start-ups. Wintermeyer has been an early supporter of Innovate Finance and is working towards growing the organisation to ensure the UK is at the centre of global FinTech innovation. View Guest page
Mary is a deputy editor of BankThink and fintech reporter for American Banker. Previously, she was a blogger and digital editor at Bank Innovation. She also served as a fashion editor for National Jeweler, where she reported on fashion shows and jewelry news. Her work has also appeared in Billboard, Cracked and a number of business media outlets. Mary grew up in the Michigan suburbs and now lives in LA with a maltipoo, two record players and an espresso machine. Mary is endlessly curious and follows anything that grabs her. Current interests include fintech, literature, travel, good conversation, Cat Stevens and Gidget. View Guest page
Chris leads the Financial Services sales unit for IBM Watson Solutions in Europe. He works with leading Financial Services firms to apply the power of machine learning and artificial intelligence of IBM's Watson to dramatically transform customer and employee engagement. Chris holds a BA (Hons) and a MEng in Industrial Engineering from the University of Cambridge, and a MBA from Harvard Business School. Prior to this role, Chris lead IBM’s Smarter Commerce software business in the UK and Ireland focused on delivering multi-channel solutions in the Retail. He worked with clients to innovate their customer experience through digital channels to improve customer life time value, online conversion rates and marketing ROI. Chris joined IBM in 2004 and has a held a number of sales leadership and sales management positions in the IBM enterprise software business. Chris has extensive understanding and experience of business strategy, gained across multiple industries. He has a keen interest in entrepreneurship having worked in a number of software start-ups and serves as a mentor for the IBM intrapreneurship programme. View Guest page
Andres is the founding head of a global business team responsible for Citi’s innovation in digital platforms, advanced customer features and the integration of digital payments into Citi’s channels. He joined Citi from an international personal-finance startup and has served in a variety of digital roles since then, first for Citi Latin America, then for Citi's U.S. consumer businesses, and, since 2012, globally. Andres co-led the teams that made Citi the first bank with an Apple Watch app last month. Previously, as Citi's first global head of mobile banking, he was the lead inventor of Citi Mobile Snapshot, the patented breakout feature that made Citi the first major U.S. bank to offer no-login account access, in 2014. He also led the teams that designed and built Citi’s first global mobile banking app and its award-winning, critically-acclaimed consumer banking iPad app. The first from a major US bank, that iPad app was 3, 9 and 18 months ahead of Facebook’s, LinkedIn’s and Yahoo! View Guest page
David Wolman is a contributing editor at Wired. He has also written for such publications as the New York Times, the Wall Street Journal, Time,Nature, Outside, Newsweek, Discover, Forbes, New Scientist, and Salon. He is a former Fulbright journalism fellow (Japan) and an Oregon Arts Commission fellow (2011), and his work has appeared in the Best American Science Writing series. David is the winner of a 2012 Outstanding Article award from the American Society of Journalists and Authors, and a graduate of Stanford University's journalism program. He lives in Portland, Oregon with his wife and two children. His first book, A Left-Hand Turn Around the World, was published by Da Capo Press (hardcover 2005, paperback 2006). His second book, Righting the Mother Tongue: From Olde English to Email, was published by HarperCollins (hardcover 2008, paperback 2009). His latest book, The End of Money, was published by Da Capo Press in February, 2012. View Guest page
Casper is a co-founder and the COO of CommunityLend where he manages business operations including sales, marketing, business development, lending and strategy. CommunityLend’s growth is being driven by Financeit.ca which provides businesses the ability to offer POS consumer financing. Since launching in January of 2011, Casper has been responsible for signing up over 2,400 merchant Partners that have processed over $370MM in loans. Prior to this, Casper was with easyhome, Canada’s largest publicly traded merchandise leasing company with over 240 locations and over $180MM in annual revenue where he was responsible for business development and creating an online strategy for growing their lending business (easyfinancial). Casper and his team doubled loan book growth and revenue at the online lending business in a period of 6 months in addition to refining the underwriting, credit, collections and customer service models. Casper joined easyhome after working in investment banking on the Mergers & Acquisitions team at BMO Capital Markets where he completed many successful transactions in the Retail, Aerospace & Defense, Mining, and Oil & Gas sectors with combined values in excess of $12 billion. View Guest page
Eddie Yoon is a Principal with The Cambridge Group. He has helped clients create winning growth strategies and business models in Consumer Packaged Goods and Durable Goods. He has particular expertise, research and articles about helping market leaders drive category growth and create new categories. To date, he has driven nearly $1B in incremental, margin accretive sales for his clients, including: Leading a food company to #1 share leadership and +40% growth for the company and +10% category growth Helping a leading beverage player create $250MM+ in incremental margin via an overall growth, portfolio, mega-branding and innovation strategy Growing a 60% share office products manufacturer +20% growth via a portfolio, marketing and merchandising strategy Prior to this, Eddie was a Consultant at Sibson & Company, where he worked on organizational strategy and global merger integration assignments. Eddie earned his undergraduate degree from the University of Chicago, in both Political Science and Economics. He is also a regular contributor for the Harvard Business Review. View Guest page
Director of Communications and Policy at Betterment. View Guest page