Ron, a Managing Director at Market Innovations, has over 25 years of global corporate and consulting experience in product development, marketing and strategy. An expert in consumer financial services marketing in payments, he has specialized in product and business development, segmentation, and profitability improvement. His client work emphasizes product development and innovation, with extensive work in loyalty programs. Earlier, Ron founded and managed Card Associates, and served as a Director at Edgar, Dunn & Co. and Novantas LLC. This followed corporate experience at MasterCard and JP Morgan Chase. Ron has written articles, spoken at conferences, taught market segmentation in N/S America. He's been quoted frequently in various publications and reports. Ron has a BA in Experimental Psychology from Binghamton University and an MBA from the Tepper School of Business at Carnegie Mellon. Contact Ron a firstname.lastname@example.org or (917) 862-3239.