Kathy Kristof has a long and distinguished career as a financial writer and is the author of Investing 101 recognized by other experts as one of the finest books ever for getting started with your personal investing. Currently Kathy is writing for Kiplinger’s Personal Finance and CBS MoneyWatch. She is a graduate of the University of Southern California. For many years with the Los Angeles Times she became nationally known for her weekly syndicated personal finance column which reached over 40million readers in more than 50 newspapers. She is a sought after lecturer at investment conferences and appears regularly on radio and television news programs.