Charles Richards, Ph.D., is a licensed psychotherapist and author in private practice in Encinitas, California. He has developed and refined an innovative and highly effective therapeutic process that allows clients to achieve greater health in all areas of their lives. For over ten years, he has also trained and coached senior executives of Fortune 100 corporations in management and leadership skills at the Center for Creative Leadership, La Jolla. His clients at CCL have included General Motors, IBM, Motorola, Qualcomm, Sony, Apple, Whirlpool, Honda, SAP, and other well-known companies. He is an international speaker and presenter. More info about Dr. Richards and his book The Psychology of Wealth can be found at www.PsychologyOfWealth.org.