With public perception of banks at an all time low, Giles Andrews, CFO of ZOPA, has a revolutionary approach that's fit for the iPod generation. As the CFO of social lending exchange ZOPA, a start-up challenger to the banking industry, Andrews and his colleagues are at the forefront of what they hope will be a "consumer revolution in financial services". Zopa is the online marketplace where people meet to lend and borrow money. Lenders get great returns and borrowers get low-cost loans. And with no bank in the middle, everyone gets better rates and money becomes human again.