In 1993, John Nichols had a near-death experience from a water skiing accident that left him paralyzed from his neck to his toes. Doctors weren’t sure he would ever walk again. Through six years of rehabilitation, he reached a level of recovery that less than 1 percent of all spinal cord injury patients attain. Today, John does more than just walk: He runs marathons. In fact, he’s completed a marathon a year for four straight years. John is a nationally recognized disability insurance benefits consultant and serves as president of Chicago-based Disability Resource Group Inc., a national insurance agency that he founded in 1999. John also serves as the president-elect of the National Association of Insurance and Financial Advisors and previously as a national board trustee since 2007. He obtained his CLU designation in 2003 and graduated with his Masters in Science Management with an emphasis in Leadership in 2011 from The American College.