Eric Stine is Senior Vice President and General Manager of SAP’s Strategic Industries Financial Services business in North America. At SAP since 2001, he has worked with North American and global clients on transforming their businesses with world class industry solutions. He and his team oversee and represent the Banking, Capital Markets and Insurance industries, delivering solutions that help financial services providers manage risk and regulatory compliance, reduce cost and complexity throughout their business, and better serve their customers. Together, they are improving capital allocation, innovating new solutions and business processes and creating new opportunities for families and businesses by bringing banking, investment and insurance services to previously un- and under-served communities. Eric and his team maintain industry-based offerings, productized services and best practices designed to drive customer implementation success and maximize the value from SAP products.