Richard Slater is an independent financial advisor. A native of Sacramento, Calif., Rick graduated from Encina High School and attended the University of New Mexico on a golf scholarship. His overall life goal is to shepherd his friends and clients in their relationships, recreational activities and finances, assist them in reducing stress through highly professional, individualized stress-management services, and serving as a mentor in overcoming fears. Rick has authored two books on the subject of relationships and fear entitled "Males Don't Float" and "The Voice of Fear." Both are available to read online at no charge, at www.malesdontfloat.com and www.voiceoffear.com.