Kosta Peric is a technologist, whose interests lie at the point of fusion between technology, finance and innovation. Currently deputy director, Financial Services for the Poor, at the Bill & Melinda Gates Foundation, Kosta is also the author of "The Castle And The Sandbox", a book explaining how to foster innovation in established companies (Amazon link - http://goo.gl/UGCYfx). He was the co-founder and leader of Innotribe, the SWIFT initiative to enable collaborative innovation in the financial industry. At SWIFT, he was the chief architect of SWIFTNet, the backbone worldwide secure network currently connecting 8,000 banks and 1,000 corporations, and servicing daily the world economy. He loves technology subjects such as mobile payments, big data, augmented reality, hard AI; and social topics such as banking for a better world, connecting the unbanked, virtual currencies and new economies.