Julie Faling is president of a HCFS, Inc., mother of 2 boys, and widow. Her husband was the president of HCFS, Inc and they were majority shareholders. Upon his death a decision about the future of HCFS had to be made. The Board of Director voted to make Julie president going forward. That journey began on February 1, 2013. Julie has a bachelor’s degree in Finance from Oklahoma State University and had a banking career of for ten years.