Al Chingrin’s is a Vice President at American Century Investments. His area of expertise is 401(K) and retirement resources. He is responsible for white papres ranging from understanding retirement plan expenses, fiduciary repsonsibilities, and legislative updates. He is a frequesnt speaker on 401(K) plans and retirement industry trends. Al has over 25 years of industry experience in awide array of qualified plan arrangements, including 401(K), profit sharing, ESOP, defined benefit and health/welfare plans. Al most recently was repsonsible for business development for the Institutional Trust Division of M&I Trust Company for the Kansas City Region. A dual graduate of the univeristy of Iowa, Al hold the designation of Certified Employee Benefits Specialist and the Certified 401(K) Professionl designation from The Retirement Advisor University.