Cherian Abraham is the Mobile Commerce and Payments Lead at Experian’s Global Consulting Practice. Cherian serves on the Board of Advisors for SimplyTapp and ModoPayments. He is an ex-affiliate analyst with Yankee Group on Mobile Commerce and Marketing Strategies. He serves on the Editorial board at E-Finance and Payments Law Policy, a UK Journal. Prior to his role at Experian, he founded DROP Labs, a mobile and payments advisory and continues to publish analysis on the role of mobile in the realm of payments, fraud and commerce.