Pascal Spelier combines entrepreneurship with a career at Capgemini Consulting. At daytime he is an expert in Digital Customer Experience helping companies creating a differentiating (digital) customer experience. In the evening he works on articles about innovation in Financial Services for his personal blog www.finno.nl (in Dutch). Before joining Capgemini Consulting, Pascal Spelier worked for 16 years at ABN AMRO in various positions related to account management (SME), loan products (Corporate Clients), private banking, innovation and (online) marketing. He is also the co-founder of a new early stage fintech startup: www.tradestates.com.