Tina Hay is the founder of Napkin Finance (www.napkinfinance.com), a visual guide to money. Ms. Hay and Napkin Finance have been featured on CNBC, Forbes, Marketwatch, and Business Insider. Her company is committed to helping individuals make smart financial decisions at different life stages by providing unique visual learning tools and resources. She holds a BA from UCLA and an MBA from Harvard University. She lives in Los Angeles.