For nearly 20 years, Therese R. Nicklas, a Certified Financial Planner™ & Certified Money Coach® helps people build wealth. Her distinctive coaching system blends the spirituality of money coaching with traditional financial planning. Her process empowers clients to shift their money mindset by identifying their sub-conscious money beliefs, and then inspiring them with new habits to transform their outcome. Therese has been featured in the Wall Street Journal, Herself 360 Magazine, Money Coaching Magazine, Forbes Magazine, Financial Planning and more. She is a sought-out speaker, serving as a subject matter expert for many podcasts, spiritual centers, and divorce mediators. She says, "You know, money is nothing but a tool. Most of us use it every day. Even with all that practice, some folks get a knot in the pit of their stomach any time the money subject comes up! Why? Because we're not taught how to use money effectively or how to talk about money. I am on a mission..."