Michael Kay is President of Financial Focus, LLC, a Registered Investment Advisory firm in Livingston, NJ. A financial professional for over 25 years, Michael began his career as an accountant, later shifting his focus to personal financial planning. After earning his certificate of financial planning at NYU, he returned as an adjunct professor, teaching taxation in their CFP Certification program. He studied with life planning pioneers Carol Anderson (Money Quotient) and George Kinder (Kinder Institute of Life Planning) and employs the Financial Life Planning skills with his clients. He is a frequent presenter at Money Quotient trainings and speaks at industry events and public forums on financial planning. He has a blog for Psychology Today and writes for Forbes.com and Advisorbiz.com. He is the author of The Business of Life: An "Inside-Out" Approach to Building a More Successful Financial Planning Practice. You can contact Michael at 973-533-0666 begin_of_the_skype_highlighting 973-533-0666 end_of_the_skype_highlighting.