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We live in a culture that is heavily consumer driven. All of the ads and commercials tell you and show you how happy you will be when you have this car, drink this soda and you will be popular, go to this college and you will have a great career making gobs of money. Most of us are not taught about the cost of money, as in what will the real cost be after everything is said and done. There is the financial cost of having more and more bills. There is the cost of interest that we pay on those bills and not all interest is equal! There is simple interest and compound interest. Then there is the
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