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Curtis Arnold, CEO of CardRatings.com will go over regular interest, rate hikes, penalty APRs, student credit cards, discounted credit cards, Universal default, allocation of payments, and what you can do. Curtis will also tell us about the 10 worst credit card mistakes you can make, such as applying for a lot of credit cards, too many department store cards, overlooking intro terms, paying late, not reading issuer notices or keeping track of your spending, co-signing for someone else, and making only the minimum payment (this link will give you more information on these: http://www.cardrating
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