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Is life insurance just an expense, or can it be an investment or an asset? If it is an asset, what kind of asset is it? How can it be an asset when the benefit is not realized until after someone dies? How does the cash value in certain life insurance policies compare to other cash holding alternatives? Can we get cash out of a life insurance policy while living? What are the tax advantages of cash based insurance policies? How do businesses use life insurance as a cash management tool and hedge against other risks? What questions do we ask to shop insurance so we get the best deal for our par
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