When Terri was 21 years old, she was in a horrible car accident, which left her shaken, and in a full body cast. She almost didn’t make it. This unplanned and frightening experience shifted Terri’s entire outlook on life. Her philosophy became, “be positive and stay calm, even when dealing with life’s challenges.” And she has stuck to that philosophy ever since. Over the years, Terri has had to overcome many other challenges – financial, physical, and emotional. Terri’s real estate business suffered. Her 26-year-old daughter became ill and went through a number of doctors. But w
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