As our digital dependence grows so the criminal hacker gangs (and the NSA) want our data. The "Target hack" has brought home the scale of the problem. How can the payments industry deliver privacy to their customers and protect their own assets? Why do banks continue to issue “trivially-counterfeitable” magnetic stripe” cards? Is "chip and PIN" the answer, as in the rest of the world? What’s beyond chip and PIN? Should we worry about the march to mobile or be comforted by the additional security? David Birch, Global Ambassador for transaction specialists, Consult Hyperion, talks about practic
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