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January 19th 2012:Sea Change for Smart Cards and Mobile Payments: How the Pros are Changing the Rules for the Rest of Us

The payments industry is undergoing a sea change as smartcard technology and mobile payments transform the global marketplace. In 2012 millions of consumers worldwide will have access to smart cards, NFC-enabled smart phones and mobile wallets. EMV, the Europay/MasterCard/Visa global interoperability chip-card standard for payments is about to sweep the Americas. In Asia, Europe and the Americas, contactless smart cards for the mass transit are migrating beyond the metro. Meanwhile mobile operators are challenging banks issuers by offering their own loyalty cards, coupons, targeted deals. And

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Randy Vanderhoof

Randy Vanderhoof, Executive Directory, Smart Card Alliance Randy Vanderhoof is the Executive Director of the Smart Card Alliance, a not-for-profit, multi-industry association of over 180 firms working to accelerate the widespread acceptance of smart card technology in the Americas. Under his leadership the Alliance has become an international, multi-industry organization that helps stimulate the rapid adoption of all forms of smart cards and devices for electronic payments and digital security applications. In 2008, Security Magazine named him one of the Top 25 Most Influential People in the Security Industry. Prior to joining the Alliance, he was with IBM Global Smart Card Solutions. Bef
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