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Our guest today, Thomas J. Fox, is the Community Outreach Director at Cambridge Credit Counseling Corp., an Accredited Financial Counselor, Certified Housing Counselor who, over the last two decades, has created educational curricula designed to educate young people and low-income individuals about personal finance. Thomas is the author of Learn Now or Pay Later and produces/hosts an on-line financial literacy show, Your Money 2.0. Mr. Fox also co-hosts Uconomy: Macro Made Micro. We will discuss topics today such as the psychology of spending, making informed credit decisions, the importantce
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