Andrew Agemy is a financial advisor and wealth manager in Guilford, Connecticut whose clients are mainly newly retired people who already have the capital and income they need and want to protect it. He sees another major market decline looming and quantitative easing continuing. So he eschews bank products and common stocks and favors investments that trade modest income for greater safety. Examples would be preferred stocks of solid companies paying 4--6% and sometimes offering appreciation; BBB corporate bonds paying 3-4% that mature in 3-5 years; fixed-indexed annuities that pay more than
|