Entrepreneur.com recently reported that more than 90% of business owners drew a blank when asked what the term business credit meant when used in anything other than its obvious generic sense. When banks were the only source of loans to businesses and invariably required the personal guarantees of the principals, the FICO scores of business owners and the creditworthiness of their incorporated businesses were viewed as one, although without the guarantee, they were legally separate. This persists to this day even though the lending landscape has drastically changed and now includes a
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