Owners of small-to-medium sized companies believe the Affordable Care Act ripped how to provide healthcare benefits for their workforce out of their hands. They feel they have two options: endure high-cost premiums for insurance that covers benefits that do not make sense for their workforce or endure penalties and risk an increase in turnover by sending their employees to the health insurance exchange. However, thanks to new offerings from insurance companies, third-party administrators and exemptions to the ACA’s section 9010, proactive employers are partnering with consultants to create he
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