All About Paying for Long Term Care
April 6, 2021
Hosted by Phyllis Ayman, MS/SLP, CDP, CADDCT, CDCM, CMDCP
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Guest Information
Episode Description
The labyrinth of long-term care and long-term care insurance is a daunting one for most people. Unfortunately, many people haven't prepared for the unexpected or, in the case of older adults oftentimes the inevitable. Ben Rao's new book: Paying For Long Term Care, comes from his personal journey with his stepfather Tom and his years working in the senior year living industry. As Ben recounts his journey, it may sound like a familiar story, either your own or someone you know. While it may be a topic people prefer to avoid at all costs, or put off until they are in the throes of the situation, what they will find out is that the cost of doing so is too great. Ben lays out what people need to know in an organized and simple way that's easy to follow. Anyone who is over the age of 50, or has a family member or loved one who falls in that category, should definitely listen to what Ben shares in this episode. From Ben's information and his work in the senior services industry, the natural flow is the conversation with Wendy Rinehart, co founder and owner of Family Solutions for Care. A company dedicated to helping families. Wendy will explain the important components that people need to address when seeking long-term care insurance as well as what to do when they are in need of filing a claim. She will explain what she calls the 4 C's Contract – what to look for in the contract that may be 30-40 pages in length, including elimination periods. Claimant – has to be asking for and receiving the kinds of care the policy will pay for. Care Providers – all levels. Carrier – 200 carriers to 10. Wendy's knowledge and explanation of the long-term care insurance process is a real eye opener you won't want to miss.
Seniors STRAIGHT Talk
New Shows Weekly on VoiceAmerica Empowerment Channel
Seniors STRAIGHT Talk, formerly Voices For Eldercare Advocacy, is rebranding with expanded content and topics. The podcast will continue to highlight the all-important relevant issues for seniors, their families, loved ones and the population at large, who ultimately are our future selves. Through informative and engaging conversations with thought leaders, professionals, and individuals who share their experiences, listeners will gain insights and information that will be meaningful for their everyday lives. Phyllis’ expertise captures the essence of the topic of the day and translates it into relevant discussion that provides insight into everyday problems. As we transition into elderhood, which Phyllis calls the third act of life, seniors are entitled to have a quality and fulfilling life with dignity, respect and purpose no matter the age, condition or living environment. Seniors STRAIGHT Talk is available to listen and download on all your favorite podcast platforms.
Phyllis Ayman, MS/SLP, CDP, CADDCT, CDCM, CMDCP
Phyllis Ayman, host of Seniors Straight Talk, is a speech and language pathologist, certified dementia practitioner, trainer, and best-selling author who’s dedicated to improving quality life and quality care for older adults in our families, communities and nursing home residents. She’s best known for her communication skills, empathy, unwavering high standards, and believes strongly that care treatment of older adults is a direct reflection of society’s attitudes towards adults the elder years of their lives. She’s passionate about meeting the needs of our culturally diverse senior population and understands the root causes faced by nursing home residents after working in 50 nursing homes. Phyllis is passionate about teaching what she learned from helping your parents to how she can help you. Phyllis is an accomplished author and featured speaker and an accomplished trainer for both the public and private sector. Her latest book Dignity and Respect: Are Our Aging Parents Getting What They Deserve? became an instant Amazon bestseller. She’s published several articles and courses for healthcare workers and caregivers and holds a trademark for the word “IMpathy” (tm).
Phyllis serves as a board member of the Massachusetts Advocates for Nursing Home Reform, is an advisory board member to Olive Community Services based in Los Angeles, California and served as a member of the COVID19 National Health Care Coalition.
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