Estate Planning and Elder Law - Everything you should know to prepare for your financial well being.
July 21, 2015
Hosted by Laura Mineff
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Developing plans for our well-being, our home environment and our financial health takes added importance as we grow older.Sam Butcher founded Butcher Elder Law, an Estate Planning and Elder Law firm servicing clients for comprehensive estate planning, asset protection, Medicaid, Veterans benefit, special needs and business succession planning plus probate and trust administration.Sam’s goal is to help clients remain in control of their finances when unexpected events occur or their health declines, to preserve assets.Our discussion will cover and simplify the complex areas of estate, Medicaid and Veterans benefit planning for clients to make estate-planning choices.Sam is certified by the Veterans Administration to assist clients with Veterans Pension benefits including the VA Improved Pension with Aid and Attendance, a benefit that can help wartime veterans and the spouses of deceased wartime veterans pay for caregivers in their own homes and meet the high cost of long term care.
Dynamic Insights for your Home Environment
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Many of us have chosen to embrace the different passages of our lives. We grow attached to our families and extended families in cherishing and enjoying sharing time and activities. As our brothers and sisters have families and our children create their own families, life keeps going on even during change with the older generation’s mobility and lifestyle challenges. We remember the times we have shared together from the many lasting memories. As we age in the place we love, we modify our homes to support our new needs and help us maintain our independence so that we can continue to live in our homes. It is nurturing for us to embrace the reality that for our continued well-being. There are many ways to help and enhance our lives while maintaining and still living in our homes. You can start by tuning in to Dynamic Insights for your Home Environment.
I have been a design contractor for 18 years in establishing my own business, which offers life-style consultation, building and designed concepts for individuals and commercial projects throughout the United States. I absolutely love what I do and have an insightful gift of extracting from my clients what they are looking to create for their desires and needs. My background includes a career as a licensed practical nurse, who has experience in assisting people with health and living challenges during life’s changes. I have taken on the challenge of working with major developers and conquering build outs for residential and commercial projects to reflect the changing lifestyle environments across the country. My knowledge and understanding of design development, contracting and general contracting embrace diverse elements to create atmospheres clients gravitate towards as they grow and expand in their life. I have tremendously enjoyed working with people in different stages of their life, health, family and home. I am a member of NAWBO, BNI and Cleveland HBA and have been recognized with 5 stars from HOUZ. BIA Home Association has acknowledged my business as a leader in green residential home projects that integrated teams from the community and local student groups. My goal to help and invigorate my clients to dwell in the best environment for their emotional, physical and professional lives is what I am passionate about in watching the joy of others come alive.
Dr. Hope Barkoukis
Dr. Hope Barkoukis is a registered dietitian, an Associate Professor and Interim Chair of the Nutrition Department at Case Western Reserve University, School of Medicine. She earned her doctorate in nutrition from Case Western Reserve University. Prior to joining the university faculty, Dr. Barkoukis served as a clinical dietitian at MetroHealth Medical Center and was a corporate nutrition consultant for Fortune 500 companies specializing in wellness and sports nutrition interventions. She was a clinical research dietitian and on the faculty of Cleveland State University as the Director of the Nutrition Education and Training Center. Her areas of specialty include healthy aging, supplements, glucose metabolism, nutrition and exercise for muscle maintenance among the elderly, plus factors on insulin sensitivity. She completed advanced culinary training and has presented hundreds of culinary demonstrations for television, professional audiences and in the medical school. View Guest page
Eric H Berko, Ph.D
Dr. Eric Berko is a licensed psychologist specializing in health psychology, with extensive experience in geriatrics. He received his undergraduate degree in psychology from The Ohio State University and his Master’s and Doctoral degrees in Counseling Psychology from the University at Albany. He has authored articles on geriatrics, anxiety disorders, pain management, collaborative health care and male communication patterns. He has appeared on television to discuss the psychological issues of aging. He has presented extensively on topics of geriatric psychology such as caregiver stress, dementia and behavior management. Dr. Berko has a private practice specializing in geriatric mental health. He is also the director of Behavioral Science in the Department of Family Medicine at MetroHealth Medical Center in Cleveland. He has trained physicians, psychologists, counselors, and social workers, helping them understand the biological, psychological and social aspects of providing care. View Guest page
Jennifer Brush, MA, CCC/SLP
Jennifer A. Brush, M.A., CCC/SLP has been working for 25 years to change the face of dementia care in hospitals, assisted living communities, nursing homes and home care. Prior to establishing her own practice with Brush Development, Jennifer served as the Executive Director of IDEAS Institute, a nonprofit organization that improves the lives of older adults through the conduct of applied research. She is an international speaker, renowned author and recognized speech-language pathologist known for her work in the areas of memory, swallowing, and environmental interventions for people with dementia. She has served as the Principal Investigator on applied research grants that have examined issues pertaining to dementia, hearing impairment, dining, dysphagia, and the long-term care environment. Jennifer offers interactive and educational presentations and coaching that help clients bridge the gap between current research findings and the care needs of people with dementia. View Guest page
Samuel V. Butcher
Samuel V. Butcher, graduated from the Cleveland Marshall College of Law, with the degree of Juris Doctor. He was admitted to the bar in Ohio and to the United States District Court for the Northern District of Ohio and the Sixth U.S. Circuit Court of Appeals. Sam also completed advanced studies in Medicaid and Long Term Care Planning and was awarded a Certificate of Excellence for performance after completing the course work by nationally recognized David J. Zumpano, President and Founder of MPS, LLC, a national organization that specializes in training lawyers in estate planning strategies. The distinguishing feature of Sam's practice is an education process that simplifies the complexities of estate, Medicaid and Veterans benefit planning. His counsel enables clients to choose a plan based on clear value distinctions. The plans, including trusts, are easily understood by everyday people as well as business professionals. View Guest page
Judith is a licensed Architect and an Interior Decorator with 28 years of experience. She graduated with honors from Kent State University, and specializes in residential design. Several years ago Judith branched out to also become a yoga instructor and Reiki Master, and in 2009 founded an organization called The Loving Hands Group. The Loving Hands Group provides life-enriching classes and therapies to senior adults and people with disabilities throughout the greater Cleveland area. They are a group of experienced professionals who provide programs focused on the arts and holistic health care. Architecture, interior decorating, yoga and Reiki are just some of the many unique classes they offer. The Loving Hands Group works individually with people at home, as well as with groups in group facilities. Their programs empower people to continue learning, develop their abilities, and remain engaged. Judith likes to say that The Loving Hands Group provides “healing arts for happy hearts.” View Guest page
Ms. Gallagher is a Certified FENG SHUI Consultant from the Graced Space School of FENG SHUI with her Master Anne Stevens. She has studied FENG SHUI for over fifteen years and has conducted consultations for business and residential clients. She has given presentations at various places including Polaris Career Center, Lakewood Public Library and Lifeworks of Southwest General Hospital. Ms. Gallagher was featured in the Sun Star Courier, Love to Know Feng Shui.com, Cleveland examiner and featured on the national radio show It’s Your Biz with Susan Solovic Radio Show. Ms. Gallagher is a Usui REIKI Master and has practiced REIKI for over ten years. Additionally, she has studied wabi sabi, specializing in the environmental benefits of this Japanese design aesthetic. Ms. Gallagher practices these modalities and resides in Cleveland, OH with her husband Tom. View Guest page
Kathy M. Gedeon
Kathy M. Gedeon, Lic. #489474, Asst. VP, Residential Lending has had an illustrious career at Dollar Bank Dollar Bank for 40+ years. She received her Associates in Banking and Finance from American Savings and Loan Institute. She is passionate about what she does in advising on mortgage needs. Whether it's a first time buyer, or perhaps somebody looking to downsize or advice on an equity loan for new designs to a home environment, Kathy is a great listener with resources to help make the home changing scenario a success. Her professional involvements are Vice-President of the Parma-Middleburg Hts. Chapter of Working Women Connections, Brooklyn Chamber of Commerce, Junior Achievement and the Cleveland Area Board of Realtors. Her interests include networking, reading, biking and walking. Kathy is always ready to volunteer for charitable organizations as Dress for Success and work with the families of baby boomers to provide advice for ways to purchase a new home or fund a new design. View Guest page
Lynne Giacobbe has worked in the non-profit field for over 30 years and currently serves as the Executive Director of Ohio’s first continuing care at home program. She attended Kent State University where she obtained her degree in both Psychology and Integrative Change. She also received an Administrative Certificate in non-profit program development from Binghamton University. Lynne is an alumnus of the LeadingAge Leadership Program and the inaugural LeadingAge Leadership Educator Program. She currently serves as the Lead Facilitator of the LeadingAge Ohio Leadership Program. Lynne is also a member of the LeadingAge Leadership Alumni Board. Lynne and her team received the Award of Excellence from LeadingAge Ohio in 2014 for their work in the field of aging services. Through the development of Kendal at Home, Lynne has helped to bring the concept of continuing care to older adults who prefer to spend their retirement years in their own home. View Guest page
Timothy R. Graydon, CPCU
Tim Graydon started working for The Graydon Company in 1982. He is the fourth generation to operate The Graydon Company started by great-grandfather, Pierre, then run by his grandfather, Gardner, then by his dad, Don. Brother, Peter is also part of the current agency, which was incorporated back in 1939. Tim graduated from Bowling Green State University with a specialized degree in risk management and insurance. Tim has been very active in local and state insurance trade organizations over the years and has also earned his Chartered Property and Casualty Underwriter (CPCU) designation. He is a member of the Professional Independent Insurance Agents Association of Ohio and is active on several committees with the Association including Government Affairs and Legislative Committees. Tim was involved in lobbying for the Association on the federal level in Washington, D.C. Tim, his wife and three children reside in North Royalton, OH. For more information on his agency, www.insureohio.com View Guest page
From the time she was a young girl, Lauren Herzog, Professional Organizer & Owner of All Things Organized was interested in re-arranging furniture in her room, refolding and stacking towels in the linen closet, aligning the shampoo bottles in the bathroom and straightening piles of her Mom’s papers on the kitchen counter. Organization is something that always came naturally to Lauren and she later realized she could create a successful career of helping people with their STUFF. After graduating with a Management & Organizations degree from Miami University, Lauren moved to California and connected with a top stager and interior designer in LA. She spent 2 years training with this woman, organizing for her business, gaining incredible exposure and growing her own business in the process. Lauren moved back to Cleveland in 2013 to rebuild her business. With each project, she is passionate about helping people de-clutter, handling challenges and creating transformations for well being View Guest page
Dr. Michael A James
Dr. James received his B.S. in Microbiology from The Ohio State University, graduating Magna Cum Laude and his doctorate degree from New York Chiropractic College, graduating Summa Cum Laude and Salutatorian of his class. Dr. James utilizes the NeuroMechanical System Instrument Adjusting Technique. This scientifically based chiropractic technique aims to restore the body's balance and function to correct the underlying cause of symptoms with treatments that are as painless as possible. Since becoming a physician, Dr. James has continued his education by advanced training in Acupuncture. Dr. James has his specialty in Acupuncture from the International Academy of Medical Acupuncture (IAMA). According to acupuncture theory, energy imbalances or blockages in the acupuncture meridians may lead to health problems, pain and disease. Acupuncture practitioners restore proper function and optimum health by removing these blockages to restore balance to the acupuncture meridians. View Guest page
Sherry Jones graduated from The Ohio State University with a Bachelors of Science Degree in dental hygiene and education. For over 21 years, she was a professional in the pharmaceutical industry in marketing and sales. After a downsizing from her corporate position, Sherry had a passion to embark on a career path that would be a positive force in helping others. She and her husband, Dan discovered Seniors Helping Seniors, an in-home services company, with franchises throughout the U.S. The organization was founded by Kiran Yocom, who has a mission and a passion to help seniors live independently. Kiran’s personal interest in seniors grew from working with Mother Teresa. Sherry coordinates the unique matching of over 70 dependable caregivers with over 100 clients based on a needs assessment. Seniors Helping Seniors provides a human touch of kindness and caring to help individuals remain independent in their homes environment while providing a career opportunity for other seniors. View Guest page
Jerry Kaye is a Licensed Realtor working out of the ReMax Trinity Brecksville Office. Jerry is a full-time agent committed to helping his clients through the transaction and beyond. He does most of his business through referral and his past clients are his credentials. Jerry and his team at ReMax Trinity have helped hundreds of people buy and sell homes in NorthEast Ohio. His focus is on getting the most money possible for his clients in the shortest amount of time. Jerry is a US Army Combat Veteran having served his country for six years to include two tours in the Iraqi Theater. He has earned an MBA from The Max Fisher College of Business at The Ohio State University where he graduated in the top 10% of his class. His previous jobs include Financial Management at Huntington National Bank. Jerry lives in Broadview Heights with his son James and Shi-tzu Winston. His hobbies include skiing, playing music and hiking. View Guest page
Susan Kosman, DNP, MS, RN is the Chief Nursing Officer for Aetna. Kosman leads nursing strategy, which includes establishing a nursing presence in national health care and nursing communities, developing internal nursing roles and the business roles that support them, workforce planning and leadership development. She began her career with Aetna in 1995 as northeast region manager of government programs. Prior to Aetna, Kosman spent 10 years in the home health industry.
Kosman is Chair of the American Heart Association Greater Hartford chapter and represents Aetna at the Robert Wood Johnson Foundation Center to Champion Nursing Coalition.
She holds a BS in Nursing from SUNY Downstate, a Masters’ in Organizational Leadership from Quinnipiac University and a Doctorate, Nurse Practitioner from Sacred Heart University. View Guest page
Kelsey has been providing counseling, coaching and professional training services for healthcare organizations, private companies and Employee Assistance Programs for over 25 years. She has a B.A. from Kent State University in Individual and Family Studies, is a Licensed Independent Chemical Dependency Counselor with Supervisory credentials, Certified Dementia Practitioner and a Certified 2 Young 2 Retire facilitator. In 2002, she launched Eldercare Professionals of Ohio, LLC, a geriatric care management company supporting caregivers and professionals in the field of aging. The company operates three divisions; professional networking services, professional training services and caregiver coaching services. Since 1998, Kelsey has actively participated with the Northern Ohio Chapter of the Employee Assistance Professionals Association. Since 2000, Kelsey has actively supported the Cuyahoga County Conference on Aging as an active member of the conference planning committee. View Guest page
Brad Mitchell is the Owner, Founder and President of Mitchell Media headquartered in Hudson, OH. He has 28 years in the publishing business and a BS Degree in Psychology from the University of Illinois and an MBA in Marketing from Northern Illinois University. Mitchell launched Northeast Ohio Parent in March 2014, which grew out a vision to produce a high-quality monthly magazine for parents in the greater Cleveland/Akron area. Reaching over 125,000 parents every month through the magazine and digital offerings, Northeast Ohio Parent with its supplement Aging Answers aims to educate, inspire and encourage parents to embrace all this region has to offer for enriching family life. In 2015, growth continues with custom publishing, live events and the launch of a new magazine, Northeast Ohio Boomer & Beyond this Fall for 55+ adults. Northeast Ohio Parent is the flagship property of Mitchell Media LLC headquartered in Hudson, OH and has a 14 person staff of talented media professionals. View Guest page
Angela Monateri is a Certified Financial Planner with Ameriprise Financial for the last 14 years. She graduated from John Carroll University in Cleveland, OH with a major in psychology, minor in sociology with a concentration in business. She earned an Executive Certificate in Financial Planning from John Carroll University in 2006. According to Angela: "You work hard for your money, and I develop strategies to make sure it’s working hard for you. I advise my clients on the issues that matter most to them: a comfortable retirement, a good education for their children and protection for their families. I work one-to-one with clients to identify short and long term goals, then supply the knowledge and advice they need to feel confident that they are making informed financial decisions for their family’s future. I provide sound financial advice to help my clients achieve financial independence and the ability to fund new design projects to have well-being independence in their homes." View Guest page
Charles Ty Morgan
Charles Ty Morgan, MSW, LSW is a counselor and spiritual director with Cornerstone of Hope. The past seven years, Ty has organized support groups and counseled individuals to promote healing. Led by God, Ty has accepted a calling to specialize in healing grief and nurturing spirituality. As a bereavement counselor, Ty has developed a passion and unique skill set to provide hope to the grieving. He received his Bachelor of Science Degree in Human Development and Family Science from Bowling State Green University and completed his graduate work in social work at Cleveland State University. Ty is also a devoted husband and proud parent of three children. View Guest page
Richard A Myers, Jr.
Richard Myers graduated from Cleveland Marshall College of Law. As an experienced trial attorney, he has served as lead counsel in criminal and civil jury trials. With the founding of Hehr & Myers Co., L.P.A. in 2001, his focus changed from litigation to proactive Estate, Medicaid and VA planning. An experienced lead attorney in Medicaid Asset Preservation and an Elderlaw Advisor, he works with senior care providers and fraternal organizations assisting families with estate plans to maximize protection of acquired wealth for highest quality of retirement life. In 2011, he further refined his proactive focus on Elderlaw with the creation of Richard A. Myers, Jr. & Associates, LLC. He is a member of the WealthCounsel, LLC, ElderCounsel, LLC, the National Academy of Elder Law Attorneys, the Ohio State Bar Association (Estate Planning Committee) and several local bar associations. Rick has been married to Kris for 31 years. They have three children, Lauren, Christian and David. View Guest page
Nicole Pearch, community liaison with Home Instead Senior Care has lived all over the world traveling with her parents while her dad served in the Air force. She earned her Bachelors degree in Business Communications from the University of Akron. Nicole has worked in sales, recruitment and marketing for the last six years. She also teaches senior citizen classes part-time at local colleges and loves public speaking. Nicole and her husband Ben have spent the past nine years living in Savannah, Georgia and Akron, Ohio, where they call home. She and her husband have two children, Clayton and Scarlett. If asked to describe her life in one word, she would say Lucky! Nicole joined Home Instead Senior Care in December 2012 because of her passion for being an advocate for seniors, she has a strong desire to enhance their quality of lives and help them age in place by staying in their own homes. View Guest page
Shalom Plotkin manages the Cleveland Right at Home, a senior care in-home services organization. His background includes intensive training in counseling and community stewardship which is imperative in discerning the challenges and solutions for an older individual looking for solutions to remain in their home. Shalom was trained as a hospital Chaplain at St. Mary Medical Center of Langhorne, PA and has successfully led many congregations and served as a Chaplain (Lieutenant) in the US Naval Reserves. During his 15 years of military service, Shalom provided pastoral support to Navy and Marine Corps service members and their families and worked in crisis management. Shalom has touched the lives of thousands of people in need by providing support to the sick, and guidance for those coping with dementia and trauma. Shalom continues to serve as the Rabbi of Congregation Agudath B'nai Israel in Lorain, Ohio. View Guest page
Through his dynamic career, Brian Pritchard has been involved in the development and roll out of numerous industry technology tools and also cutting edge in-house structural modifications. Brian has most recently aligned his efforts with HandyPro, a national leader in Home & Business Modifications for Seniors & Disabled Individuals and he is actively engaged in supporting and launching their Holistic Technology & Universal Design Projects. According to Brian: “Here at HandyPro, we want to help people move safely through their environment, whether that's helping people continue living comfortably in the homes where they've built up a lifetime of memories, or making adjustments to a work environment, to allow that person to accomplish their goals in a more comfortable and efficient way. We are excited to service projects both big and small and excited to be creative problem solvers and make it work based on each specific budget and list of needs!" View Guest page
Allyson Y Schwartz
Allyson Y. Schwartz, a former member of the U.S. House of Representatives from Pennsylvania who served from 2005-2015, is a nationally recognized leader on health care issues. Throughout her professional life she has worked on issues such as affordability, prevention, primary care, coordinated care and increased access to coverage. Having worked as a health service executive, Schwartz was elected to the Pennsylvania State Senate in 1990, serving 14 years until her election to Congress. In the state Senate, Schwartz was the driving force behind Pennsylvania’s Children's Health Insurance Program (CHIP) program, which was a model for the federal CHIP program five years later. In April, The Washington-based Better Medicare Alliance (BMA) named Schwartz president and CEO. The BMA group was founded in December and advocates for the Medicare Advantage program. Schwartz is passionate about ensuring quality, affordable, accessible healthcare to all Americans, particularly our seniors. View Guest page
Dr. Nathan D Sikora
Dr. Sikora earned his BS degree in Sports Medicine from Heidelberg College and his doctorate at New York Chiropractic College.He was a member of Phi Chi Omega Chiropractic Honor Society and graduated Magna Cum Laude. Dr. Sikora is a structural wellness practitioner and one of the few chiropractors certified in Chiropractic Biophysics technique in Ohio. Biophysics is a spinal structural rehabilitation technique based on abnormal posture and spinal curves affecting the normal biological functions of the body. These abnormalities lead to degeneration of the discs and joints of the spine plus interference to the overall nervous system. Since becoming a physician, Dr. Sikora continued his training in Clinical Nutrition and Acupuncture and has his fellowship in Acupuncture from the International Academy of Medical Acupuncture. He is certified to reduce nervous system interference and balance pelvic muscles and ligaments, which contribute to complications with pregnancy. View Guest page
Lee-Ann Spacek holds the award for Outstanding Services to Seniors by the National Association of Realtors and Senior Real Estate Specialist Council. She is known for unparalleled regional relocation experience and a national leader in relocation and real estate. She has been passionately devoted to advocating for seniors making their next move. Lee-Ann has earned designations of CRP®, Certified Relocation Professional, GMS®, Global Mobility Specialist, CRB®, Certified Residential Broker and SRES®, Senior Real Estate Specialist, a combination of designations held by less than 1% of relocation professionals in the country. Her company North Coast Residential Relocation is the advocate for the senior individual or couple transitioning from the family home to a smaller house, a retirement community or other residence. Lee-Ann’s goal is to “stand by you” and manage the logistics of your move. Lee-Ann has helped hundreds of seniors find a place of well being in a new home environment. View Guest page
Sean Sullivan CPT, NPTI and Owner of Fitness Together acquired ownership of Fitness Together in Brecksville, OH after managing the studio for nearly six years. He is a certified personal trainer through the National Personal Training Institute. He has extensive experience training a wide range of clients, including Miss Ohio 2006, International Federation of Body Building (IFBB) figure champions, recovering cancer patients from the Gathering Place and the Cleveland Cavaliers’ Dance Team. Sean is a no-nonsense trainer, and his clients look forward to working him every time they come into the studio. He is also very involved with the Brecksville Chamber of Commerce as treasurer and is the president of the BNI (Business Networking International) The Cuyahoga Valley Champions Chapter. View Guest page
Joseph R Tomsick
Joe Tomsick is the Chief Executive Officer of the Lake County Council on Aging. He has served in this position since 2012. Joe has worked as one of the most active advocates of Lake County’s aging population, helping to strengthen the Council on Aging’s partnerships within the community, with local agencies, and elected officials by focusing on the needs of the most vulnerable residents of Lake County.
Prior to being named CEO, Joe was with the Geauga County Department on Aging, where he served as Senior Centers Manager and oversaw all operations of Geauga County’s five Senior Centers. Joe has a bachelor’s degree in Sociology from John Carroll University, is a current and past member of numerous boards including the Community Services and Supports committee of the Western Reserve Area Agency on Aging, and the Association of Specialists in Aging of Lake County. Joe is also host of a local, weekly radio show, “Our Aging World.” View Guest page