Bill earned an A.A.S. in Economics from Auburn Community College in 1966 and a B.A. in Business and Economics from Alfred University in 1968. He received his CPF from the College of Financial Planning, Denver, CO, in 1988. Bill started his professional career at Merrill Lynch in 1973. From 1975 through 1990 he worked at Prudential Securities (Rochester, NY). In 2004 he was named Chief Investment Strategist at Biltmore Wealth Advisers LLC (Phoenix, AZ. During the 90s Bill was a regular on the WHEC-TV (CBS) Noon News with his segment “Dollars and Sense” and frequently heard on 1180WHAM radio. From 1999 to 2002 he hosted “It’s All About Money” on NEWS 1040AM WYSL broadcast throughout the Northeast. He continues his radio and TV work by bringing “It’s All About Money” to KFNN 1510 AM in Phoenix and WENY, NY. Bill has also authored the book “The One-Hour Survival Guide for the Downsized.” His work can be found on TownHall Finance as a featured columnist.