Capping a 20 year career in sales to the Fortune 100, Michael McKay founded Iowa Capital Management (ICM) in 1994. ICM is an investment firm with an international clientèle, where he currently serves as Chief Economist and President. Michael has been a life long student of how the world works and, specifically, what incentives and motivations cause people to choose to cooperate in harmony with each other - or not. This led him to study the integration of Economics, History, Law and, in particular, Ethics which Michael considers the foundation of Law and Economics. It is Michael's thesis that together these form our Human Ecology. For the past decade Michael has studied and advocated ‘Reality Economics’, a term he coined for what academics call ‘Austrian Economics’. Michael also founded and serves as host of radiofreemarket.com.