Listed in the Top 20 Twitter Influencers and #1 in South East Asia for Mobile Money, Mobile Banking, Mobile Payments & Mobile Commerce industries by Obopay. An attorney, consultant, board member, & advisor with more than 25 years of experience in inclusive financial services with a focus on mobile money, mobile banking, microfinance & SME development. He has worked in Asia, Africa, the Middle East, Latin America and the Caribbean. His areas of expertise include international project management, planning, designing, & implementation of inclusive financial services (credit & savings products, micro payments, mobile payments, mobile banking, & microinsurance) both on the policy side and directly with banks, credit unions, specialized microfinance institutions, third party mobile money operators & mobile network operators. He has managed several international projects and has written and lectured on various aspects of mobile money and financial inclusion. He is currently a Director at Chemonics International and a Senior Policy Advisor at the Alliance for Financial Inclusion.