Stephen Harner is President at Yangtze Century Ltd. (formerly S.M. Harner & Co. Ltd.) in Shanghai, China. Principal with 30 years experience, Mr. Harner provides investment advisory and management consulting services in China and Japan, specializing in M&A due diligence and risk management advisory as well as business development advisory in Japan and China for financial services companies. Mr. Harner is the author of “Whither Japan” blog at Forbes.com. Previously, Mr. Harner was Chief Risk Officer and VP at Ping An Bank, Independent Director at Bank of Hangzhou and President at S.M. harner & Company, Ltd., Shanghai City, China | Banking Mr. Harner has a M.A. from Johns Hopkins University School of Advanced International Studies (SAIS), with concentration in international economics.