Gloria Colgan, Managing Director at Market Platform Dynamics, is a recognized leader in the successful design and deployment of new products and emerging payment strategies worldwide. With over 20 years of experience of working with financial institutions and retail partners, she has advised global providers of contactless payment, digital wallets, mobile and prepaid card products on product development and management, pricing, merchant acceptance capabilities, branding and communications. She has also negotiated top contracts and joint ventures in the emerging payment space. Gloria recently published a paper with her colleagues on “The Future of Cash.” She serves on the board of advisors for multiple start-up entities. Previously, Gloria was Senior Vice President at Discover Network, and has also worked for JPMorgan Chase, Sears Roebuck & Co. and McKinsey. Gloria has an MBA in Finance from the University of Chicago Booth School of Business.