Kimberly K Ferenchak is Vice President and Practice Leader of Executive Risk at Oswald Companies (www.oswaldcompanies.com). With specializations in management liability, professional liability, cybersecurity, environmental liability and fidelity coverages, she combines her product and market knowledge to solve business challenges that arise daily. Ms. Ferenchak realizes success by identifying customer needs and working creatively to craft policy language to best meet those needs. Advising clients in areas such as prudent corporate governance, mergers, acquisitions, winding down, and divestitures is a critical piece of pro-active risk management. Prior to joining Oswald, Ms. Ferenchak served as an Underwriting Officer and Practice Leader at Chubb Insurance, responsible for underwriting a wide variety of Executive Risk and Crime Products.