Kris Hansen, Chief Technology Officer at Portag3 Ventures and CTO at Canadian Neo Bank Koho, describes himself as “a recovering banking chief architect” who has been advising banks, insurance companies and financial services startups on topics related to financial services transformation and innovation. He began his career as a system administrator and software developer, started one of the first internet provider companies in Canada and later built a successful software services company in the Hawaiian Islands. He is the former chief architect at ATB Financial and former head of solution architecture at the Royal Bank of Canada. Kris co-developed a patent around contactless digital payments and biometric identity and has been involved in cryptocurrency and blockchain software development. Kris worked with SAP as a Senior Principal in Financial Services and helped establish new blockchain use cases and solutions within the financial services industry.