Since 1975, Paul Sutherland has worked in the investment and financial advisory business. As a Senior Portfolio Manager, he has been managing global total return investment portfolios (under the investing without boarders’ style) for over 23 years. Paul formed Financial & Investment Management Group Ltd. (FIM Group), a Registered Investment Advisor, capable of managing investment portfolio’s on a discretionary basis for individuals, trusts, foundations and retirement plans in 1984. Beyond his extensive investment experience, Paul is the author of numerous books on financial planning and money management including, Zenvesting, 12 Steps to a Care-Free Retirement, and the AMA guide to Financial Planning. His newest book, is a wise, gentle and beautifully illustrated book, The Virtue of Wealth reminds us that true wealth resides in our relationships with others, and that financial success is just one way of ensuring our ability to enjoy these relationships.