Understanding Life Insurance Part 2
December 27, 2017
Hosted by Debbie Peterson
Debbie Peterson is the founder of Money Counts Inc., a financial planning company, which was established to teach you how to get more of what you want with the money you already have. In the initial episodes, you have learned why Money Counts was created, how you can benefit from learning to focus - developing goals and reaching them more quickly - by selecting one or two to work on, instead of all at once. In this two-part series Debbie and special guest, Kristofor Essex, of Pinnacle Insurance and Financial Services, will discuss life insurance and its many benefits and uses. Understanding the basics, why you want to be covered, what does it cover, benefits while living, long-term care coverage and strategies on how to use life insurance in college planning and as retirement income. Please email questions and requests for topics to Debbie at MCRadio@moneycounts.biz.
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My show is about learning how to manage personal cash flow and financial goals. This can bring many benefits to your life, such as lowering stress, adding a feeling of security, reducing fear and doubt. Most of us do not get training about our personal money in school. It is important to learn that almost everyone struggles with financial decisions. Most of us believe that managing money is easy, but it really isn't. Once we understand that, we may be more thoughtful before making major changes and may be able to achieve better results with less second guessing. I will explain how to use business planning principles and apply them to personal cash flow management. I teach people how to set, prioritize, and achieve goals.
Debbie’s background in project management and strategic planning, as well as her experience in cash flow management, greatly enhances her clients’ potential for financial success. Debbie believes that personal cash flow management is a critical, and often missing, piece of traditional financial planning. In 1998, after nearly 20 years working as a manager of Trust Banking Operations, Debbie moved to Charlotte to be closer to her now grown sons and their families. Debbie used the skills she had learned in financial services to begin her career as an independent investment advisor with a Charlotte-based firm. She soon realized that many women view financial management differently than men do, and decided to start her own company. In 2002, Debbie founded Money Counts. She chose not to focus on a one-size-fits-all style of advising. Instead, Debbie wanted to counsel clients on their individual needs and circumstances. In 2011, Money Counts became an affiliate of Summit Brokerage, a broker/dealer which nurtured her desire for a more personalized view of advising. Money Counts is an independent firm where clients can expect help building a customized plan for their specific financial situation rather than a cookie-cutter model which may not take into consideration the specific goals of each client. Debbie believes that managing personal cash flow, particularly during major transitions in life, can produce better results than simply choosing the best investments.