Here's What to Do If You Don't Have Employer Health Insurance

March 14, 2024
Hosted by Dr. Virgie Bright Ellington

[Download MP3] [itunes] [Bookmark Episode]

Episode Description

This episode could save your financial life! Dr. Virgie reveals what to do if you're self-employed, in between jobs, or don't have insurance through an employer and can't afford federal marketplace health insurance a.k.a. Obamacare. By the end of this hour, you're going to learn about protecting your financial future with non-federal marketplace individual plans, direct primary care, critical illness insurance, and short-term insurance. CLARIFICATION: ACA catastrophic insurance is only available to those under the age of 30 and does not offer lump sum payouts for illness or injuries. Private catastrophic insurance, known as accidental, critical illness, or hospitalization plans, is available to everyone over age 18 and offers lump sum payouts for covered illness or injuries.

Crush Medical Debt – Medical Bills Uncovered

Thursday at 2PM PST on VoiceAmerica Health and Wellness

Welcome to “Crush Medical Debt - Medical Bills Uncovered”, America’s first medical money-saving show dedicated to protecting you from becoming a victim of the nation’s #1 cause of debt, stress, and bankruptcy – medical bills. Every week, we make the complex world of medical finances simple – while empowering you with the information you need to fight predatory bills to save your home, retirement savings, and financial future. From discussions with medical billing insider Dr. Virgie Bright Ellington sharing her expert-secrets-made-easy to specialists revealing money-saving health insights – we've got you covered so you can pay off medical bills fast! So, join us on this mission to crush medical debt. Because when knowledge is power – saving you time and money – health is wealth! Tune in to "Crush Medical Debt - Medical Bills Uncovered" every Thursday at 2 PM Pacific/5 pm Eastern on the VoiceAmerica Health and Wellness Channel and begin your journey to financial wellness today!

Dr. Virgie Bright Ellington

Virgie Bright Ellington, MD is an internal medicine physician and medical billing expert. A dedicated patient advocate, Dr. Virgie earned her degree at the University of Michigan Medical School and trained at the Cambridge Hospital of Harvard Medical School. After practicing more than 20 years in primary care and psychiatric settings and as a health insurance executive, Dr. Virgie now helps patients understand complex medical procedures, communicate effectively with their healthcare providers, and avoid financial devastation from crushing medical bills through her WHAT YOUR DOCTOR WANTS YOU TO KNOW series. Dr. Virgie is a former NY1 News health contributor and has been featured in Dallas Fox News, several podcasts, and national magazines. Dr. Virgie lives in Westchester County, New York with her husband and three children.

Episode Directory

April 2024

March 2024

  • 3/28/2024: How to Deal with Unaffordable Medical Bills without Bankruptcy Listen Now
  • 3/21/2024: "Ask Questions, Save Money" with Finance Expert Matt Schulz Listen Now
  • 3/14/2024: Here's What to Do If You Don't Have Employer Health Insurance Listen Now
  • 3/7/2024: It's Consumer Protection Week - You Got Scammed! Listen Now

February 2024

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